10/06/2026
When is the right time to remortgage, and how soon can you start? ⏰
Don’t assume you need to wait until your current mortgage deal ends before you get the ball rolling. Start the remortgage process early - around six months before your existing deal ends.
This will give you time to potentially find a more competitive mortgage deal, though with current market conditions, it’s all about getting the most reasonable interest rate for your circumstances.