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Monday 8:30am - 6pm Tuesday 8:30am - 6pm Wednesday 8:30am - 6pm Thursday 8:30am - 6pm Friday 8:30am - 6pm Saturday 9am - 5pm

Rebecca Machin- Mortgage and Protection Adviser

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Rebecca Machin- Mortgage and Protection Adviser

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Mortgage advice and personalised protection insurance to suit your individual needs and circumstances. The FCA does not regulate some forms of Buy to Lets.

Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it. Think carefully before securing other debts against your home/property. The guidance and/or information contained within this page is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £95 to £795 and this will be discussed and agreed with you at the earliest opportunity. A & R Protection Specialists, a trading style of A and R Protection Specialists Ltd is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. A and R Protection Specialists Ltd are registered in England and Wales Registered No: 15677835. Registered Office: Queens Court, 73 Gilkes Street, Middlesbrough, England, TS1 5EH. Hi I am Becky. I come from a farming background and love everything agriculture, although I spent the first few years of my career as a primary school teacher. I am super straight talking and like to give clear, honest and no fuss advice. Making mortgages and protection easy for you, is my main goal! I love meeting new people finding out about their situation and supporting them to either finance their homes or protect their finances and family. I also love a renovation project and have dabbled in self building too, so when clients send me photos of their projects, it makes my day. Due to my background, I often have many clients who are self employed and work in agriculture or manual occupations come to me seeking advice about how best to utilise their income to get a mortgage or how to protect themselves, their income and their families knowing they work in some of the most dangerous industries there are and sadly accidents do happen. I love a challenge and will not shy away from a case you might have.

31/10/2026

A little bit of Halloween fun! Happy Halloween folks! 🎃 👻 🧙

22/07/2026

I feel so grateful to have such lovely clients who appreciate the work I do.
Thank you Lisa King. What a lovely gift to receive. I am so pleased you and your family are settled into your new home. We had a fair few hiccups with your mortgage but I was determined to get it through, so you could purchase your forever home. 🥰

I love what I do, but gestures like these, make my job even more enjoyable.

18/07/2026

Completion ✅ 🤝

Massive Congratulations to the lovely Hannah Chapmanfor completing on her first home!🥳

Hannah is now the proud owner of a beautiful flat in Buxton! I have massive admiration for Hannah as she's done this completely on her own, no help or financial support from anyone. That's super impressive in this climate.👊💪

I hope you enjoy your new home, which you've worked really hard to purchase. 🏡

17/07/2026

So I've been a little bit quiet lately, but for good reason, I've had my hands full- quite literally! 🤱👶👶

Back at the start of May I welcomed my twin girls into the world and since then sleep no longer seems to be a thing in our house! 🤪Edward loves his two baby sisters and we're all embracing the twin life chaos as a new family of 5. 🥰 Being a twin Mum is something on it's own level that I could never have prepared for! 😅

I am currently operating on limited hours, but still ensuring I am supporting my clients who have mortgages going through.

Please don't hesitate to get in touch if you have an enquiry, as I am still happy to look at them. I have a great team I work with who can support me and my clients, whilst I am on reduced hours. Just please note, response times will likely be a lot slower than usual.

04/05/2026

A nice day off for the bank holiday!

As Will’s gone to work (standard 🙈😂), me and Edward decided to make a tiger loaf 🍞 and went for a trip round a different type of nursery! 🪴 🌺
Wish me luck keeping these alive- because I’m not green fingered at all! 🙈

02/05/2026

Messages from clients like this really do make your day! 🥰

This was a particularly tricky case and it took a lot of researching, chasing, working with solicitors and justifying to underwriters before I managed to get it to offer.

When you receive messages like these, it makes it all worth while!
My trouble is, I don't like to be beaten! 🙈💪

01/05/2026

Some good news for my clients who are on tracker mortgages. 😁

Recently, the tracker mortgage rates have been looking quite favourable, in comparison to fixed rates- if you have the risk appetite for them. 😏⚖️

However, in its announcement, the Bank says further rises were likely and pointed to the possibility of "forceful" rises to come. https://www.bbc.co.uk/news/live/cpwjw9dg2vjt

Let's see what happens in the next meeting on 18th June!📅

If you're unsure how a tracker/discount mortgage rate works and would like any more information on it, please don't hesitate to get in touch. 📲

27/04/2026

🏠Desperate to get onto the property ladder, but not sure if you've built up a big enough deposit?

Recent client scenario
👫Couple earning £42,000 combined
💷Deposit of £10,000
🏡Purchased a £200,000 property

There are several options out there now for first time buyers who have low deposits. Some lenders are offering 95%, 98% and even 100% mortgages to help first time buyers get onto the property ladder.

If you're wondering if homeownership might be closer than you originally thought, give me a non obligatory call to discuss through your options. 📲

Please note these mortgages are offered based on verification of individual circumstances.

Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £95 to £795 and this will be discussed and agreed with you at the earliest opportunity.

23/04/2026

The bump is coming in handy, propping up the laptop today, as I try and finish my last bit of mortgage admin!
✅ Another 2 more offers come in this week! 😊💪🏼
✅ An application submitted last night

Excuse my garden (or lack of) - more like a jungle. That’s next on the list for sorting! 🙈

17/04/2026

Another week gone, how are we over half way through April already?

✅2 offers gone out this week, to very happy clients.
🏡A completion for a home mover
💷£2000 paid in a claim to a lad who broke his leg playing rugby and is off work because of it.
👌Saved one landlord over £150 per year on his landlord insurance.

Rates are finally starting to look a bit more stable (still high sadly), than they have done in the last few weeks.

Have a great weekend everyone!

Address

Wilbeck House, Hill Top Close, Brown Edge
Leek
ST68SZ

Opening Hours

Monday	8:30am - 6pm
Tuesday	8:30am - 6pm
Wednesday	8:30am - 6pm
Thursday	8:30am - 6pm
Friday	8:30am - 6pm
Saturday	9am - 5pm

Telephone

+447972846819

Website

http://aandrprotectionspecialists.co.uk/

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