Nick Turner - Faulkner Powell Mortgages

09/09/2026

I'm not sure what's scarier... The interest rates or those mullets! 😱🤣

19/08/2026

Not quite mastered the whole influencer thing yet 🫣🤣

08/08/2026

29/07/2026

Do you find yourself stuck in this scenario? 😔

If the answer is yes... all hope may not be lost! 🙏 In the last few weeks several lenders have released low deposit schemes to help more first time buyers get on the property ladder 🏡🪜 with as little as a 2️⃣% deposit, and that can even be gifted by a family member!

Don't have any deposit... We can still help! Just this week some of my lovely clients have received a completion date on their 💯% mortgage ✅

Obviously there are certain metrics to qualify:

👉 Available to First Time Buyers only
👉 Clean credit scores required
👉 Must meet the lender's affordability requirements
👉 Maximum property prices apply (varies between lenders)

With access to the whole market we can find the best solution for your circumstances 🤝

17/07/2026

Interesting update for prospective first time buyers, keep your eyes peeled for further information as we get it 👀

12/06/2026

"A down to earth guy who passes no judgement"

I love that this is how my clients view the way I work 🫡

Thanks for the cracking review Tom! 🤝

Our 5-Star Reviews just keep coming, this time a cracking one from Thomas for Nick and Josie. 🤩🤩🤩

Sometimes these reviews are too good not to share.

Josie has only been with the team for 6 months and our clients (and the team) absolutely love her, the way she deals with tricky cases (and sometimes tricky solicitors) to resolve any issues and keep the process moving really is second to none. 💪

As Thomas comments, Nick is not only knowledgeable but dedicated to getting the best outcomes for clients, he is a real people person, down to earth and will do whatever it takes to deliver for his clients. 💪

A real credit to the FPM team. 👏👏👏

18/05/2026

Another lender trying to help those with small deposits 🤝

Ok, bit of industry news for you, Halifax have today launched a £5000 deposit scheme for First Time Buyers. So a FTB could get a mortgage on a house worth up to £300k with only a £5k deposit. So on a £300k house, a 10% deposit is £30k, a 5% deposit is £15k but with this new scheme you could get that house with only £5k.

So for those FTB's with enough income but have struggled to raise a big enough deposit this may give you the lift you need.

Its very important to understand that this mortgage won't be for everyone and you still need to understand the ins and outs of the mortgage, whether your personal circumstances, future plans and budget fit with this type of mortgage, you will also have a high loan to value ratio from the off, so if property prices fall you could owe more on the mortgage than the property is worth so best to get advice before jumping in.

And of course there are a few caveats:

One applicant has to be a FTB
You can't have had your deposit gifted to you
You need to be buying a house between £102k and £300k max
Can't be a new build property
Has to be your only residence
Not available on interest-only only repayment
5yr fixed rate only at the point of launch at 5.89%
Available to employed and self employed

But good to see lender thinking outside the box to help get FTB's on the ladder sooner...

04/05/2026

Bank holiday 🍔 with the reindeers 🦌

30/04/2026

The one tasked with keeping us lot on the straight and narrow 🫣... Best of luck Josie 😅

For those of you who've dealt with Josie, you'll already know that she's absolutely fabulous 🤩👌

Wow! After a whirlwind start to the year we have finally got the chance to Welcome the Wonderful Josie Humphreys to the Faulkner Powell Team.

Josie has taken over from Hannah and Lauren as the Teams Client Relationship Manager and will help our clients through the process from Mortgage Offer to Completion.

Josie brings 24yrs of experience in Financial Services to the Team, Over that time, she has worked across every part of the mortgage process, from advising, underwriting and being at every step of the way ensuring the keys were with her clients with as little concern as possible.

As our Client Relationship Manager Josie is now bringing all that knowledge and experience together to make sure every Faulkner Powell client has a clear point of contact and that each case moves to completion as smoothly as possible. Josie will be passionately helping her clients feel comfortable, informed, and in control during what can often be an overwhelming financial commitment.

Hope you will all give a warm welcome to Josie!!!

05/04/2026

May your day be filled with rest, relaxation, and of course chocolate 😋🍫🥚🐣🐰

Wishing everyone a Happy Easter from FPM!!! 🐣