Faulkner Powell Mortgages

Faulkner Powell Mortgages Experienced Whole of Market Mortgage Brokers based in Leek serving Leek, Stoke-on-Trent, Staffordshire and beyond! Our typical fee is £495.
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At Faulkner Powell Mortgages we know that it's not just about mortgages: we offer a service dedicated to your needs and requirements. Your journey should be one of simplicity, choice and expertise. We aim to provide the ultimate mortgage services experience by delivering the highest standards. As your Just Mortgages Adviser, we will assist you throughout the home buying, moving or remortgage proce

ss to ensure you receive the right guidance and advice. Faulkner Powell Mortgages Ltd is an appointed representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. YOUR HOME WILL BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Our 5-Star Reviews just keep coming, this time a cracking one from Thomas for Nick and Josie. 🤩🤩🤩Sometimes these reviews...
11/06/2026

Our 5-Star Reviews just keep coming, this time a cracking one from Thomas for Nick and Josie. 🤩🤩🤩

Sometimes these reviews are too good not to share.

Josie has only been with the team for 6 months and our clients (and the team) absolutely love her, the way she deals with tricky cases (and sometimes tricky solicitors) to resolve any issues and keep the process moving really is second to none. 💪

As Thomas comments, Nick is not only knowledgeable but dedicated to getting the best outcomes for clients, he is a real people person, down to earth and will do whatever it takes to deliver for his clients. 💪

A real credit to the FPM team. 👏👏👏

At FPM we’re always happy to lend a hand to our local sports clubs.It’s day 2 of the “Not Out Festival” at Endon Cricket...
06/06/2026

At FPM we’re always happy to lend a hand to our local sports clubs.

It’s day 2 of the “Not Out Festival” at Endon Cricket Club today, why not pop down, watch some cricket, listen to some live bands and DJ’s and have a drink or 2!

The rain is holding off and Lee is serving behind the cask ale bar this afternoon, so jump off the settee and make your way down!!!

Great Review for Kyle from our High Peak Office...This client had been told by a Mortgage Broker that she couldn't get a...
05/06/2026

Great Review for Kyle from our High Peak Office...

This client had been told by a Mortgage Broker that she couldn't get a mortgage, Kyle delivered and she has now moved in!!! 👊

Calling all FIRST TIME BUYERS!!!!What's this we have been reading today that out of a 1000 FTB's from a recent survey, 5...
04/06/2026

Calling all FIRST TIME BUYERS!!!!

What's this we have been reading today that out of a 1000 FTB's from a recent survey, 50% did not know they could access a larger loan than they could 12m ago and 27% said the biggest barrier was saving for a deposit!!! ❌

Really??? Who have they been speaking to? Not their Local Whole of Market Mortgage Broker that's for sure!

There are so many schemes to help FTB's on the property ladder these days you just need to ask the people who know about them.

🏠Increased Income Multiples For FTB's with some lenders
🏠Relaxed affordability checks
🏠Most lenders offering 95% mortgages some even 100%
🏠Deposit's can be gifted from parents, family or even non-family members
🏠Deposit's can be a loan if the loan payments still fit within affordability
🏠Lenders offering cashback on completion for FTB's to help with moving costs
🏠Over 7500 90% mortgage products available to FTB's, a new record

At FPM we will guide you through the whole process from day one, finding out how much you can borrow and if you pass credit score. All the way up to moving in.

Do you need help pitching offers with estate agents? no problem.

Don't know where to start with choosing a solicitor, we can help!

We've helped hundreds of FTB's onto the property ladder, its what we do best!

So our question to you is, what's stopping you???

Just reading an article on how many house sales fall through after an offer has been made. And we were amazed..."Accordi...
21/05/2026

Just reading an article on how many house sales fall through after an offer has been made. And we were amazed...

"According to the Open Property Data Association (OPDA), the average fall-through costs buyers and sellers around £2,830 in direct costs, such as legal fees, surveys and mortgage costs, as well as lost time and productivity. It said this meant the total cost to the economy could be £1.97bn."

"Its research found that more than half (56%) of house sales in the UK fall through after an offer is made.
1 in 6 transactions collapsed after four months,
1 in 10 fell through after five months or more."

56%!!! That's a lot of fall throughs and a lot of stress and expense for the people involved.

We looked back at one of the FPM teams figures at random as an example, to see how many fall throughs a cross section of FPM's clients house purchases had fallen. And the results are in....

8% in 2024!!!

7% in 2025!!!

A big fat Zero % in 2026 so far!!!

We are not saying that using an experienced, whole of market Mortgage Broker with a dedicated, proactive admin team who look after you from offer to completion is going to guarantee your sale won't fall, sometimes a fall through is completely un-avoidable, BUT....

The stats don't lie!!!

Ok, bit of industry news for you, Halifax have today launched a £5000 deposit scheme for First Time Buyers. So a FTB cou...
18/05/2026

Ok, bit of industry news for you, Halifax have today launched a £5000 deposit scheme for First Time Buyers. So a FTB could get a mortgage on a house worth up to £300k with only a £5k deposit. So on a £300k house, a 10% deposit is £30k, a 5% deposit is £15k but with this new scheme you could get that house with only £5k.

So for those FTB's with enough income but have struggled to raise a big enough deposit this may give you the lift you need.

Its very important to understand that this mortgage won't be for everyone and you still need to understand the ins and outs of the mortgage, whether your personal circumstances, future plans and budget fit with this type of mortgage, you will also have a high loan to value ratio from the off, so if property prices fall you could owe more on the mortgage than the property is worth so best to get advice before jumping in.

And of course there are a few caveats:

One applicant has to be a FTB
You can't have had your deposit gifted to you
You need to be buying a house between £102k and £300k max
Can't be a new build property
Has to be your only residence
Not available on interest-only only repayment
5yr fixed rate only at the point of launch at 5.89%
Available to employed and self employed

But good to see lender thinking outside the box to help get FTB's on the ladder sooner...

Another successful year sponsoring Leek Rugby Football Club "A massive thank you to our Silver Sponsors for their fantas...
14/05/2026

Another successful year sponsoring Leek Rugby Football Club

"A massive thank you to our Silver Sponsors for their fantastic support throughout the 2025/26 season 🤍💙

From senior rugby through to our thriving Mini & Junior section, sponsorship support from local and national businesses plays a huge role in helping the club continue to develop both on and off the pitch."

Its a pleasure to sponsor such a great local club.

Wow! After a whirlwind start to the year we have finally got the chance to Welcome the Wonderful Josie Humphreys to the ...
30/04/2026

Wow! After a whirlwind start to the year we have finally got the chance to Welcome the Wonderful Josie Humphreys to the Faulkner Powell Team.

Josie has taken over from Hannah and Lauren as the Teams Client Relationship Manager and will help our clients through the process from Mortgage Offer to Completion.

Josie brings 24yrs of experience in Financial Services to the Team, Over that time, she has worked across every part of the mortgage process, from advising, underwriting and being at every step of the way ensuring the keys were with her clients with as little concern as possible.

As our Client Relationship Manager Josie is now bringing all that knowledge and experience together to make sure every Faulkner Powell client has a clear point of contact and that each case moves to completion as smoothly as possible. Josie will be passionately helping her clients feel comfortable, informed, and in control during what can often be an overwhelming financial commitment.

Hope you will all give a warm welcome to Josie!!!

30/04/2026

The Bank of England have agreed unanimously voted to keep the Base Rate at 3.75%

Address

First And Second Floor Offices, 32 Derby Street
Leek
ST135AB

Telephone

+441782651444

Website

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