Northdown Dahley Financial Services

18/07/2025

Hi everyone, I'm so excited to share my news with you!

https://ndfinancialservices.com

17/07/2025

Here’s your final clue - this one should make it easier to figure out the exciting news we’ve got for you!

All will be revealed tomorrow!

14/07/2025

Another sneak peek... any ideas of what we're up to?

10/07/2025

A sneak peek of what's to come!

07/07/2025

If you haven't swapped over to Dahleys yet then don't worry, we'll update you here!

We have some exciting news to tell you all and the countdown has started... we can’t share all the details just yet but we're looking forward to revealing everything in the next couple of weeks!

03/08/2023

Good luck to Bex competing in the US Women’s Snooker Open in Seattle next week 🇺🇸

14/07/2023

No one should find themselves in this position - stuck on a lender’s standard variable rate.

This is just scare mongering news fodder!

Your current lender should offer you a follow on rate, without affordability checks.

If they don’t offer it, you’ve either missed payments (and thats a different conversation) or they are a closed book lender and you are what is called a mortgage prisoner (if you don’t meet affordability to move to a new lender) - In this case - there are other options and schemes to help.

After Liz Truss's mini-Budget, my £525 monthly repayment skyrocketed to an unaffordable £1,142

08/07/2023

So here we are with the final episide of our mini mortgage series -talking about all things mortgages 🙌

In this episode we discuss the impact the changing base rate has on your mortgage 😬

What are the differrent types of variable rate mortgages? Which ones are effected by the base rate changes? How do I choose between fixed or variable? 🤯🤯🤯

If you've missed any episodes, here's a recap of the topics covered and you can find them on the page below:

𝗡° 𝟭 - What can you do if you have missed some payments over the last couple of years of either your mortgage or credit card?

𝗡° 𝟮 - What is your Credit Report, how do you access it & what information does it give you? When you find out this information what can you do with it, and how can you improve it?

𝗡° 𝟯 - What’s the maximum term of a mortgage & how can pension income & benefits affect your mortgage-ability?

𝗡° 𝟰 - Feelings of shame, embarrassment & financial insecurity. You’re not alone!

𝗡° 𝟱 - What are the top 5 most FAQs with remortgages?

𝗡° 𝟲 - Energy Efficient Properties - how do these impact on mortgages?

𝗡° 𝟳 - My circumstances have changed since I last took out my fixed mortgage, I’m now earning less & I’m distraught. Will I lose my home?

𝗡° 𝟴 - What happens if my partner has to come off our joint mortgage?

𝗡° 𝟵 - Fixed Rate coming to an end - how to work out what lies ahead?

I hope you have enjoyed the series and if you would like some specific advice around your own personal circumstances, feel free to get in touch for a free consultation! 😊

06/07/2023

Thank you so much to Louise Tope and family for your beautiful flowers, bottle of bubbles and a tear jerking card! 🥹

Its been an absolute pleasure to work with you and your family. I truly feel that not only have I gained new clients, but also new friends.

I hope your family enjoy their new home and I wish you all the very best for the future. Do keep in touch! 🥰

The flowers also get the seal of approval from Lola. The bubbles are mine though! 😜

05/07/2023

So here we are with episode no. 9! 🙌😁

In this episode we discuss the buring question for every mortgage holder who is coming to the end of their fixed rate this year.

What should I do? When should I start the process? What if the rates go down? Is it too early to take action?🤯

So much to consider and it can all be totally overwhelming, not to mention scary with the media reporting on it daily!

Take a look, hopefully we answer some of your questions , however if you want some specific advice around your own circumstances, feel free to get in touch 😊

⁉️⚠️The worst thing to do is nothing at all! You do not want to be paying the lender's SVR, as you will feel it where it hurts!

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Your home may be reposessed if you do not keep up with the repayments of your mortgage or any loan secured against it.