Hockridge Mortgages & Insurance

Hockridge Mortgages & Insurance Free and honest Mortgage and Protection advice. Over 25 years experience.

MYTH BUSTED: "I've just started a new job, so I have to wait 6 months before I can get a mortgage." 🚫Good news: that is ...
28/08/2026

MYTH BUSTED: "I've just started a new job, so I have to wait 6 months before I can get a mortgage." 🚫

Good news: that is simply NOT true! 🥳

While high-street bank branches often prefer 3 to 6 months of payslips, independent brokers work with flexible lenders:
👉 Day-One Acceptances: Many lenders accept applications on day one of your new role if it's in a similar industry.
👉 Signed Contracts Accepted: Apply using a signed employment contract up to 3 months before your official start date.
👉 Probation Periods: Probation is not an automatic deal-breaker when your broker presents your case properly.

Don't put your dream home on hold unnecessarily! 🔑

Recently changed roles or have a new job lined up? Get in touch with Hockridge Mortgages today! 📞🏠



*Your home may be repossessed if you do not keep up repayments on your mortgage.

Spotlight on Co-Director and Mortgage Advisor, Gemma David! 🌟🏠Gemma joined Hockridge in 2012 as a PA, qualifying as a mo...
26/08/2026

Spotlight on Co-Director and Mortgage Advisor, Gemma David! 🌟🏠

Gemma joined Hockridge in 2012 as a PA, qualifying as a mortgage advisor in 2015 after three years of mentoring under Melvyn.

Outside the office, Gemma holds a degree in Dance and Drama, teaches Bokwa classes, and loves taking on muddy obstacle challenges like the Wolf Run! 🏃‍♀️💨

Known for her welcoming approach, Gemma makes securing a mortgage straightforward and stress-free for first-time buyers and home movers alike.

Ready to start your home buying journey? Reach out to Gemma and the team today! 📞💬



*Your home may be repossessed if you do not keep up repayments on your mortgage.

Is your fixed-rate mortgage expiring in the next 6 months? Don't wait until the last minute to act! ⏱️🏠Many homeowners d...
25/08/2026

Is your fixed-rate mortgage expiring in the next 6 months? Don't wait until the last minute to act! ⏱️🏠

Many homeowners don't realise most mortgage lenders allow you to lock in a new rate up to 6 months before your current deal ends.

Here’s why doing this early works in your favour:
👉 Price Protection: Secure today’s best available rate to protect against sudden rate increases.
👉 Zero Penalty: If interest rates fall before your completion date, we can simply switch you to a lower deal.
👉 No Gap Penalty: Your new deal won't start until your old deal officially finishes.

Planning ahead gives you complete peace of mind! 💡

Got a deal ending in the next 6 months? Contact the Hockridge team today for a free rate review. 📞📩



*Your home may be repossessed if you do not keep up repayments on your mortgage.

Buying a home or remortgaging? Make sure your Life Insurance matches your individual circumstances!🏠💡Which policy is rig...
30/07/2026

Buying a home or remortgaging? Make sure your Life Insurance matches your individual circumstances!🏠💡

Which policy is right for you?
1️⃣ Decreasing Term (Best for Repayment Mortgages): The payout reduces as your mortgage balance falls over time, offering the most budget-friendly cover.
2️⃣ Level Term (Best for Interest-Only Mortgages & Family Cover): The payout stays fixed (e.g. £250,000) for the entire policy term, providing extra financial support for children's living costs.

💡 Pro Tip: Combining both gives your family maximum protection for the lowest monthly cost!

Reach out to Hockridge Mortgages today for friendly, plain-speaking insurance advice. 📞📩



*Your home may be repossessed if you do not keep up repayments on your mortgage.

Locked into a great fixed rate, but ready to move? You don't have to lose it! 🏠✨Mortgage Porting lets you transfer your ...
28/07/2026

Locked into a great fixed rate, but ready to move? You don't have to lose it! 🏠✨

Mortgage Porting lets you transfer your existing rate and terms from your current home to your new property.

Here's what you need to know:
👉 Keep Your Rate: Your low rate stays in place for the rest of your fixed deal.
👉 Top-Up Borrowing: If your new home costs more, you can take a secondary top-up loan with the same lender.
👉 Avoid Penalties: Porting helps you avoid costly Early Repayment Charges (ERCs).

Planning a move? Reach out to the Hockridge team today and we'll compare all your options! 💬



*Your home may be repossessed if you do not keep up repayments on your mortgage.

“I cannot recommend Hockridge Mortgages enough for their service. Melv has helped us every step of the way with the purc...
23/07/2026

“I cannot recommend Hockridge Mortgages enough for their service. Melv has helped us every step of the way with the purchase of our first home. He was there for us anytime to answer any questions we had. Dani was also a great help chasing solicitors. The team made the house buying process so easy and stress free. Thank you!”

A lovely 5* review for Melvyn and Dani! 🏡✨

Chasing solicitors, answering questions at any hour, and making the house-buying process stress-free is exactly what we do best here at Hockridge. We hope you are settling in well to your new home! 🔑

Thinking about taking your first step onto the property ladder? Reach out to us today to see how we can help. 📞



*Your home may be repossessed if you do not keep up repayments on your mortgage.

“We can’t thank Sam and the team enough for their support with buying our first home. Sam explained the process of apply...
16/06/2026

“We can’t thank Sam and the team enough for their support with buying our first home. Sam explained the process of applying for a mortgage in such a simple way that made it much less scary than we thought it would be. Throughout the process there was always clear and constant communication and updates, and the team went above and beyond to explain other parts of the house process that we weren’t familiar with.”

A lovely 5* review for Sam - we hope you enjoy your first home! 🏡

💡 Could you pay your bills if illness or injury stopped you from working?Many people insure their homes, cars, and even ...
09/06/2026

💡 Could you pay your bills if illness or injury stopped you from working?

Many people insure their homes, cars, and even their phones, but forget to protect their income.

Income Protection can provide a regular monthly payment if you’re unable to work due to illness or injury, helping you cover essential costs such as:
✔️ Mortgage payments
✔️ Household bills
✔️ Everyday living expenses

Your income is one of your most valuable assets. Protecting it can provide peace of mind for you and your family when life takes an unexpected turn.

Want to find out if Income Protection is right for you? Get in touch with the team at Hockridge Mortgages today.

The right home insurance helps protect your home and things inside it 🏡Your home is more than bricks and mortar, that’s ...
29/05/2026

The right home insurance helps protect your home and things inside it 🏡

Your home is more than bricks and mortar, that’s why having the right home insurance in place is so important.

At Hockridge Mortgages, we can help you find:

✅ Landlord insurance
✅ Flat insurance
✅ Accidental damage
✅ Cover away from home
✅ Legal expenses
✅ Home emergency​

Whether you’re a first-time buyer, moving home, or simply reviewing your current policy, we’re here to help make insurance simple and stress-free.

📞 Get in touch today to discuss your options.

Getting a mortgage isn’t just about finding the right property, it’s about making the right financial moves beforehand t...
14/05/2026

Getting a mortgage isn’t just about finding the right property, it’s about making the right financial moves beforehand too 🏡

Before applying, avoid these common mistakes that could affect your chances of being approved.

A few small decisions now can make a big difference later.

If you’re planning to buy a home soon and want to know where you stand, we’re here to help.

📩 Want to know if you’re mortgage-ready? Reach out to us today.



*Your home may be repossessed if you do not keep up repayments on your mortgage.

Address

International House, Midland Road
Higham Ferrers
NN108DN

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm

Telephone

+441933313888

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