Maria Kift - Access Equity Release

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Maria Kift - Access Equity Release Hi, Iโ€™m Maria, and Iโ€™ve been in financial services for over 23 years, specialising in mortgages, protection, and insurance.

Hi, Iโ€™m Maria ๐Ÿ‘‹

Later Life Lending Specialist at Access Equity Release ๐Ÿก

Whole of Market | Equity Release Council Member

๐Ÿ“ Northamptonshire & beyond
๐Ÿ’ฌ Message me for friendly, no-obligation advice I now work in a whole-of-market advisory role, specialising in later-life lending and equity release with Access Equity Release. This means I can offer access to a wide range of lenders and solutions, helping clients aged 55+ explore options that are suitable, clear, and tailored to their individual circumstances. Iโ€™m proud to be whole of market and a member of the Equity Release Council, ensuring high standards and consumer protections at all times. I support clients throughout the entire process, explaining everything clearly and making what can feel like a complex decision far more straightforward and comfortable. Alongside me is my wonderful husband, Adam, who looks after my social media and marketing and also helps out at events, ensuring everything runs smoothly behind the scenes. Appointments are available by phone or video, wherever youโ€™re based. If you have questions โ€” even if youโ€™re just starting to explore your options โ€” feel free to get in touch and letโ€™s have a chat ๐Ÿ—ฃ๏ธ

A little about me personally: Iโ€™m married with two teenage children, so I completely understand juggling family life alongside everything else (including being the family chef, chauffeur, and organiser!). We also have a very lively cocker spaniel ๐Ÿถ who keeps us on our toes.

What's the biggest reason people enquire about equity release?It probably isn't what you'd expect.Most people don't cont...
17/09/2026

What's the biggest reason people enquire about equity release?

It probably isn't what you'd expect.

Most people don't contact us because they're in financial difficulty.

More often, they're looking for greater choice.

To help a child buy their first home, to make improvements to the house they've worked hard for, to clear an existing mortgage before retirement, or just to enjoy later life with a little more financial freedom.

Everyone's reasons are different.

That's why every recommendation starts with a conversation.

๐ธ๐‘ž๐‘ข๐‘–๐‘ก๐‘ฆ ๐‘Ÿ๐‘’๐‘™๐‘’๐‘Ž๐‘ ๐‘’ ๐‘ค๐‘–๐‘™๐‘™ ๐‘Ÿ๐‘’๐‘‘๐‘ข๐‘๐‘’ ๐‘กโ„Ž๐‘’ ๐‘ฃ๐‘Ž๐‘™๐‘ข๐‘’ ๐‘œ๐‘“ ๐‘ฆ๐‘œ๐‘ข๐‘Ÿ ๐‘’๐‘ ๐‘ก๐‘Ž๐‘ก๐‘’ ๐‘Ž๐‘›๐‘‘ ๐‘š๐‘Ž๐‘ฆ ๐‘Ž๐‘“๐‘“๐‘’๐‘๐‘ก ๐‘ฆ๐‘œ๐‘ข๐‘Ÿ ๐‘’๐‘›๐‘ก๐‘–๐‘ก๐‘™๐‘’๐‘š๐‘’๐‘›๐‘ก ๐‘ก๐‘œ ๐‘š๐‘’๐‘Ž๐‘›๐‘  ๐‘ก๐‘’๐‘ ๐‘ก๐‘’๐‘‘ ๐‘๐‘’๐‘›๐‘’๐‘“๐‘–๐‘ก๐‘ . ๐ด ๐‘™๐‘–๐‘“๐‘’๐‘ก๐‘–๐‘š๐‘’ ๐‘š๐‘œ๐‘Ÿ๐‘ก๐‘”๐‘Ž๐‘”๐‘’ ๐‘–๐‘  ๐‘Ž ๐‘™๐‘œ๐‘Ž๐‘› ๐‘ ๐‘’๐‘๐‘ข๐‘Ÿ๐‘’๐‘‘ ๐‘Ž๐‘”๐‘Ž๐‘–๐‘›๐‘ ๐‘ก ๐‘ฆ๐‘œ๐‘ข๐‘Ÿ โ„Ž๐‘œ๐‘š๐‘’. ๐‘…๐‘’๐‘™๐‘’๐‘Ž๐‘ ๐‘’ ๐‘Ž๐‘š๐‘œ๐‘ข๐‘›๐‘ก ๐‘ ๐‘ข๐‘๐‘—๐‘’๐‘๐‘ก ๐‘ก๐‘œ ๐‘๐‘’๐‘Ÿ๐‘ ๐‘œ๐‘›๐‘Ž๐‘™ ๐‘๐‘–๐‘Ÿ๐‘๐‘ข๐‘š๐‘ ๐‘ก๐‘Ž๐‘›๐‘๐‘’๐‘ . ๐ธ๐‘ฅ๐‘–๐‘ ๐‘ก๐‘–๐‘›๐‘” ๐‘‘๐‘’๐‘๐‘ก๐‘  ๐‘š๐‘Ž๐‘ฆ ๐‘›๐‘’๐‘’๐‘‘ ๐‘ก๐‘œ ๐‘๐‘’ ๐‘Ÿ๐‘’๐‘๐‘Ž๐‘–๐‘‘ ๐‘Ž๐‘  ๐‘๐‘Ž๐‘Ÿ๐‘ก ๐‘œ๐‘“ ๐‘กโ„Ž๐‘’ ๐‘Ž๐‘Ÿ๐‘Ÿ๐‘Ž๐‘›๐‘”๐‘’๐‘š๐‘’๐‘›๐‘ก.

๐ถ๐‘œ๐‘Ÿ๐‘Ÿ๐‘’๐‘๐‘ก ๐‘Ž๐‘ก ๐‘ก๐‘–๐‘š๐‘’ ๐‘œ๐‘“ ๐‘๐‘œ๐‘ ๐‘ก๐‘–๐‘›๐‘”.

๐ด๐‘๐‘๐‘’๐‘ ๐‘  ๐ธ๐‘ž๐‘ข๐‘–๐‘ก๐‘ฆ ๐‘…๐‘’๐‘™๐‘’๐‘Ž๐‘ ๐‘’ ๐‘–๐‘  ๐‘Ž ๐‘ก๐‘Ÿ๐‘Ž๐‘‘๐‘–๐‘›๐‘” ๐‘›๐‘Ž๐‘š๐‘’ ๐‘œ๐‘“ ๐ธ๐‘Ž๐‘‘๐‘œ๐‘› & ๐ถ๐‘œ ๐ฟ๐‘ก๐‘‘ ๐‘คโ„Ž๐‘–๐‘โ„Ž ๐‘–๐‘  ๐‘Ž๐‘ข๐‘กโ„Ž๐‘œ๐‘Ÿ๐‘–๐‘ ๐‘’๐‘‘ & ๐‘Ÿ๐‘’๐‘”๐‘ข๐‘™๐‘Ž๐‘ก๐‘’๐‘‘ ๐‘๐‘ฆ ๐‘กโ„Ž๐‘’ ๐น๐‘–๐‘›๐‘Ž๐‘›๐‘๐‘–๐‘Ž๐‘™ ๐ถ๐‘œ๐‘›๐‘‘๐‘ข๐‘๐‘ก ๐ด๐‘ข๐‘กโ„Ž๐‘œ๐‘Ÿ๐‘–๐‘ก๐‘ฆ ๐‘ข๐‘›๐‘‘๐‘’๐‘Ÿ ๐‘Ÿ๐‘’๐‘“๐‘’๐‘Ÿ๐‘’๐‘›๐‘๐‘’ 816029.
๐ธ๐‘Ž๐‘‘๐‘œ๐‘› & ๐ถ๐‘œ ๐ฟ๐‘ก๐‘‘ ๐‘…๐‘’๐‘”๐‘–๐‘ ๐‘ก๐‘’๐‘Ÿ๐‘’๐‘‘ ๐‘œ๐‘“๐‘“๐‘–๐‘๐‘’: 17 ๐‘€๐‘Ž๐‘Ÿ๐‘๐‘™๐‘’ ๐‘†๐‘ก๐‘Ÿ๐‘’๐‘’๐‘ก, ๐‘€๐‘Ž๐‘›๐‘โ„Ž๐‘’๐‘ ๐‘ก๐‘’๐‘Ÿ, ๐‘€2 3๐ด๐‘Š. ๐‘…๐‘’๐‘”๐‘–๐‘ ๐‘ก๐‘’๐‘Ÿ๐‘’๐‘‘ ๐‘–๐‘› ๐ธ๐‘›๐‘”๐‘™๐‘Ž๐‘›๐‘‘ & ๐‘Š๐‘Ž๐‘™๐‘’๐‘  ๐‘๐‘œ 11485349.

We did it!!!! ๐ŸŽ‰Love that this is the company I work for and proud that we are being recognised for the work we do โค๏ธ Wan...
16/09/2026

We did it!!!! ๐ŸŽ‰

Love that this is the company I work for and proud that we are being recognised for the work we do โค๏ธ

Want to talk through your options....pop me a message ๐Ÿค“

We did it! ๐Ÿ†

Access Equity Release has been named Best Broker for Later Life at the Mortgage Strategy Specialist Lending Awards.

We're proud. But the real credit goes to our clients.

Thank you to every homeowner who has trusted us with their plans for later life. Thank you to the families who joined those conversations. And thank you for every kind word you've left us. We're rated 5.0 on Trustpilot from over 250 reviews, and we read every single one.

Our promise stays the same. Take the time. Listen properly. Put you first.

Thinking about your options in later life? We're here when you're ready to talk. ๐Ÿ’™

Access Equity Release is a trading name of Eadon & Co Ltd which is authorised and regulated by the Financial Conduct Authority You can find more information about us on the FCA Register under reference 816029

Would you rather leave an inheritance when youโ€™re gone, or see your family benefit from it today?For many parents and gr...
10/09/2026

Would you rather leave an inheritance when youโ€™re gone, or see your family benefit from it today?

For many parents and grandparents, that's becoming an important financial question to consider.

๐Ÿ”น Maybe your children are trying to buy their first home
๐Ÿ”น Maybe your grandchildren are heading to university
๐Ÿ”น Perhaps you just want to give them a helping hand while you're here to see the difference it makes

There's no right or wrong answer.

Some people want to preserve as much of their estate as possible. Others would like to support loved ones sooner, while making sure they've carefully considered the impact on their own finances and future needs.

If helping your family is something you're considering, understanding the different options available can help you make an informed decision that's right for your circumstances.

๐ธ๐‘ž๐‘ข๐‘–๐‘ก๐‘ฆ ๐‘Ÿ๐‘’๐‘™๐‘’๐‘Ž๐‘ ๐‘’ ๐‘ค๐‘–๐‘™๐‘™ ๐‘Ÿ๐‘’๐‘‘๐‘ข๐‘๐‘’ ๐‘กโ„Ž๐‘’ ๐‘ฃ๐‘Ž๐‘™๐‘ข๐‘’ ๐‘œ๐‘“ ๐‘ฆ๐‘œ๐‘ข๐‘Ÿ ๐‘’๐‘ ๐‘ก๐‘Ž๐‘ก๐‘’ ๐‘Ž๐‘›๐‘‘ ๐‘š๐‘Ž๐‘ฆ ๐‘Ž๐‘“๐‘“๐‘’๐‘๐‘ก ๐‘ฆ๐‘œ๐‘ข๐‘Ÿ ๐‘’๐‘›๐‘ก๐‘–๐‘ก๐‘™๐‘’๐‘š๐‘’๐‘›๐‘ก ๐‘ก๐‘œ ๐‘š๐‘’๐‘Ž๐‘›๐‘  ๐‘ก๐‘’๐‘ ๐‘ก๐‘’๐‘‘ ๐‘๐‘’๐‘›๐‘’๐‘“๐‘–๐‘ก๐‘ . ๐ด ๐‘™๐‘–๐‘“๐‘’๐‘ก๐‘–๐‘š๐‘’ ๐‘š๐‘œ๐‘Ÿ๐‘ก๐‘”๐‘Ž๐‘”๐‘’ ๐‘–๐‘  ๐‘Ž ๐‘™๐‘œ๐‘Ž๐‘› ๐‘ ๐‘’๐‘๐‘ข๐‘Ÿ๐‘’๐‘‘ ๐‘Ž๐‘”๐‘Ž๐‘–๐‘›๐‘ ๐‘ก ๐‘ฆ๐‘œ๐‘ข๐‘Ÿ โ„Ž๐‘œ๐‘š๐‘’. ๐‘…๐‘’๐‘™๐‘’๐‘Ž๐‘ ๐‘’ ๐‘Ž๐‘š๐‘œ๐‘ข๐‘›๐‘ก ๐‘ ๐‘ข๐‘๐‘—๐‘’๐‘๐‘ก ๐‘ก๐‘œ ๐‘๐‘’๐‘Ÿ๐‘ ๐‘œ๐‘›๐‘Ž๐‘™ ๐‘๐‘–๐‘Ÿ๐‘๐‘ข๐‘š๐‘ ๐‘ก๐‘Ž๐‘›๐‘๐‘’๐‘ . ๐ธ๐‘ฅ๐‘–๐‘ ๐‘ก๐‘–๐‘›๐‘” ๐‘‘๐‘’๐‘๐‘ก๐‘  ๐‘š๐‘Ž๐‘ฆ ๐‘›๐‘’๐‘’๐‘‘ ๐‘ก๐‘œ ๐‘๐‘’ ๐‘Ÿ๐‘’๐‘๐‘Ž๐‘–๐‘‘ ๐‘Ž๐‘  ๐‘๐‘Ž๐‘Ÿ๐‘ก ๐‘œ๐‘“ ๐‘กโ„Ž๐‘’ ๐‘Ž๐‘Ÿ๐‘Ÿ๐‘Ž๐‘›๐‘”๐‘’๐‘š๐‘’๐‘›๐‘ก.

๐ถ๐‘œ๐‘Ÿ๐‘Ÿ๐‘’๐‘๐‘ก ๐‘Ž๐‘ก ๐‘ก๐‘–๐‘š๐‘’ ๐‘œ๐‘“ ๐‘๐‘œ๐‘ ๐‘ก๐‘–๐‘›๐‘”.

๐ด๐‘๐‘๐‘’๐‘ ๐‘  ๐ธ๐‘ž๐‘ข๐‘–๐‘ก๐‘ฆ ๐‘…๐‘’๐‘™๐‘’๐‘Ž๐‘ ๐‘’ ๐‘–๐‘  ๐‘Ž ๐‘ก๐‘Ÿ๐‘Ž๐‘‘๐‘–๐‘›๐‘” ๐‘›๐‘Ž๐‘š๐‘’ ๐‘œ๐‘“ ๐ธ๐‘Ž๐‘‘๐‘œ๐‘› & ๐ถ๐‘œ ๐ฟ๐‘ก๐‘‘ ๐‘คโ„Ž๐‘–๐‘โ„Ž ๐‘–๐‘  ๐‘Ž๐‘ข๐‘กโ„Ž๐‘œ๐‘Ÿ๐‘–๐‘ ๐‘’๐‘‘ & ๐‘Ÿ๐‘’๐‘”๐‘ข๐‘™๐‘Ž๐‘ก๐‘’๐‘‘ ๐‘๐‘ฆ ๐‘กโ„Ž๐‘’ ๐น๐‘–๐‘›๐‘Ž๐‘›๐‘๐‘–๐‘Ž๐‘™ ๐ถ๐‘œ๐‘›๐‘‘๐‘ข๐‘๐‘ก ๐ด๐‘ข๐‘กโ„Ž๐‘œ๐‘Ÿ๐‘–๐‘ก๐‘ฆ ๐‘ข๐‘›๐‘‘๐‘’๐‘Ÿ ๐‘Ÿ๐‘’๐‘“๐‘’๐‘Ÿ๐‘’๐‘›๐‘๐‘’ 816029.
๐ธ๐‘Ž๐‘‘๐‘œ๐‘› & ๐ถ๐‘œ ๐ฟ๐‘ก๐‘‘ ๐‘…๐‘’๐‘”๐‘–๐‘ ๐‘ก๐‘’๐‘Ÿ๐‘’๐‘‘ ๐‘œ๐‘“๐‘“๐‘–๐‘๐‘’: 17 ๐‘€๐‘Ž๐‘Ÿ๐‘๐‘™๐‘’ ๐‘†๐‘ก๐‘Ÿ๐‘’๐‘’๐‘ก, ๐‘€๐‘Ž๐‘›๐‘โ„Ž๐‘’๐‘ ๐‘ก๐‘’๐‘Ÿ, ๐‘€2 3๐ด๐‘Š. ๐‘…๐‘’๐‘”๐‘–๐‘ ๐‘ก๐‘’๐‘Ÿ๐‘’๐‘‘ ๐‘–๐‘› ๐ธ๐‘›๐‘”๐‘™๐‘Ž๐‘›๐‘‘ & ๐‘Š๐‘Ž๐‘™๐‘’๐‘  ๐‘๐‘œ 11485349.

One of the biggest misconceptions about equity release advisers is that the first conversation is all about products.It ...
03/09/2026

One of the biggest misconceptions about equity release advisers is that the first conversation is all about products.

It isn't.

The first thing we'll want to understand is you.

โ“What are you hoping to achieve?

โ“What's prompted you to get in touch?

โ“Are you looking to help family, improve your home, repay an existing mortgage or simply understand what's available?

Only once we've built a picture of your circumstances do we begin looking at possible solutions.

Sometimes that could include equity release.

Sometimes it doesn't.

Our job is to help you understand your options, not steer you towards one particular product.

๐ธ๐‘ž๐‘ข๐‘–๐‘ก๐‘ฆ ๐‘Ÿ๐‘’๐‘™๐‘’๐‘Ž๐‘ ๐‘’ ๐‘ค๐‘–๐‘™๐‘™ ๐‘Ÿ๐‘’๐‘‘๐‘ข๐‘๐‘’ ๐‘กโ„Ž๐‘’ ๐‘ฃ๐‘Ž๐‘™๐‘ข๐‘’ ๐‘œ๐‘“ ๐‘ฆ๐‘œ๐‘ข๐‘Ÿ ๐‘’๐‘ ๐‘ก๐‘Ž๐‘ก๐‘’ ๐‘Ž๐‘›๐‘‘ ๐‘š๐‘Ž๐‘ฆ ๐‘Ž๐‘“๐‘“๐‘’๐‘๐‘ก ๐‘ฆ๐‘œ๐‘ข๐‘Ÿ ๐‘’๐‘›๐‘ก๐‘–๐‘ก๐‘™๐‘’๐‘š๐‘’๐‘›๐‘ก ๐‘ก๐‘œ ๐‘š๐‘’๐‘Ž๐‘›๐‘  ๐‘ก๐‘’๐‘ ๐‘ก๐‘’๐‘‘ ๐‘๐‘’๐‘›๐‘’๐‘“๐‘–๐‘ก๐‘ . ๐ด ๐‘™๐‘–๐‘“๐‘’๐‘ก๐‘–๐‘š๐‘’ ๐‘š๐‘œ๐‘Ÿ๐‘ก๐‘”๐‘Ž๐‘”๐‘’ ๐‘–๐‘  ๐‘Ž ๐‘™๐‘œ๐‘Ž๐‘› ๐‘ ๐‘’๐‘๐‘ข๐‘Ÿ๐‘’๐‘‘ ๐‘Ž๐‘”๐‘Ž๐‘–๐‘›๐‘ ๐‘ก ๐‘ฆ๐‘œ๐‘ข๐‘Ÿ โ„Ž๐‘œ๐‘š๐‘’. ๐‘…๐‘’๐‘™๐‘’๐‘Ž๐‘ ๐‘’ ๐‘Ž๐‘š๐‘œ๐‘ข๐‘›๐‘ก ๐‘ ๐‘ข๐‘๐‘—๐‘’๐‘๐‘ก ๐‘ก๐‘œ ๐‘๐‘’๐‘Ÿ๐‘ ๐‘œ๐‘›๐‘Ž๐‘™ ๐‘๐‘–๐‘Ÿ๐‘๐‘ข๐‘š๐‘ ๐‘ก๐‘Ž๐‘›๐‘๐‘’๐‘ . ๐ธ๐‘ฅ๐‘–๐‘ ๐‘ก๐‘–๐‘›๐‘” ๐‘‘๐‘’๐‘๐‘ก๐‘  ๐‘š๐‘Ž๐‘ฆ ๐‘›๐‘’๐‘’๐‘‘ ๐‘ก๐‘œ ๐‘๐‘’ ๐‘Ÿ๐‘’๐‘๐‘Ž๐‘–๐‘‘ ๐‘Ž๐‘  ๐‘๐‘Ž๐‘Ÿ๐‘ก ๐‘œ๐‘“ ๐‘กโ„Ž๐‘’ ๐‘Ž๐‘Ÿ๐‘Ÿ๐‘Ž๐‘›๐‘”๐‘’๐‘š๐‘’๐‘›๐‘ก.
๐ถ๐‘œ๐‘Ÿ๐‘Ÿ๐‘’๐‘๐‘ก ๐‘Ž๐‘ก ๐‘ก๐‘–๐‘š๐‘’ ๐‘œ๐‘“ ๐‘๐‘œ๐‘ ๐‘ก๐‘–๐‘›๐‘”.
๐ด๐‘๐‘๐‘’๐‘ ๐‘  ๐ธ๐‘ž๐‘ข๐‘–๐‘ก๐‘ฆ ๐‘…๐‘’๐‘™๐‘’๐‘Ž๐‘ ๐‘’ ๐‘–๐‘  ๐‘Ž ๐‘ก๐‘Ÿ๐‘Ž๐‘‘๐‘–๐‘›๐‘” ๐‘›๐‘Ž๐‘š๐‘’ ๐‘œ๐‘“ ๐ธ๐‘Ž๐‘‘๐‘œ๐‘› & ๐ถ๐‘œ ๐ฟ๐‘ก๐‘‘ ๐‘คโ„Ž๐‘–๐‘โ„Ž ๐‘–๐‘  ๐‘Ž๐‘ข๐‘กโ„Ž๐‘œ๐‘Ÿ๐‘–๐‘ ๐‘’๐‘‘ & ๐‘Ÿ๐‘’๐‘”๐‘ข๐‘™๐‘Ž๐‘ก๐‘’๐‘‘ ๐‘๐‘ฆ ๐‘กโ„Ž๐‘’ ๐น๐‘–๐‘›๐‘Ž๐‘›๐‘๐‘–๐‘Ž๐‘™ ๐ถ๐‘œ๐‘›๐‘‘๐‘ข๐‘๐‘ก ๐ด๐‘ข๐‘กโ„Ž๐‘œ๐‘Ÿ๐‘–๐‘ก๐‘ฆ ๐‘ข๐‘›๐‘‘๐‘’๐‘Ÿ ๐‘Ÿ๐‘’๐‘“๐‘’๐‘Ÿ๐‘’๐‘›๐‘๐‘’ 816029.
๐ธ๐‘Ž๐‘‘๐‘œ๐‘› & ๐ถ๐‘œ ๐ฟ๐‘ก๐‘‘ ๐‘…๐‘’๐‘”๐‘–๐‘ ๐‘ก๐‘’๐‘Ÿ๐‘’๐‘‘ ๐‘œ๐‘“๐‘“๐‘–๐‘๐‘’: 17 ๐‘€๐‘Ž๐‘Ÿ๐‘๐‘™๐‘’ ๐‘†๐‘ก๐‘Ÿ๐‘’๐‘’๐‘ก, ๐‘€๐‘Ž๐‘›๐‘โ„Ž๐‘’๐‘ ๐‘ก๐‘’๐‘Ÿ, ๐‘€2 3๐ด๐‘Š. ๐‘…๐‘’๐‘”๐‘–๐‘ ๐‘ก๐‘’๐‘Ÿ๐‘’๐‘‘ ๐‘–๐‘› ๐ธ๐‘›๐‘”๐‘™๐‘Ž๐‘›๐‘‘ & ๐‘Š๐‘Ž๐‘™๐‘’๐‘  ๐‘๐‘œ 11485349.

You don't have to figure it all out on your own. ๐ŸคUnderstanding your later-life lending options can feel like a big deci...
03/08/2026

You don't have to figure it all out on your own. ๐Ÿค
Understanding your later-life lending options can feel like a big decision, but it doesn't have to be overwhelming.
I take the time to understand your circumstances, answer your questions, and help you explore the options available to you โ€” at your pace.
Because good advice starts with listening, not selling. ๐Ÿก
๐Ÿ“ž 0333 443 9809
๐Ÿ“ง [email protected]
Equity release will reduce the value of your estate and may affect your entitlement to means tested benefits. A lifetime mortgage is a loan secured against your home. Release amount subject to personal circumstances.
Correct at time of posting
Access Equity Release is a trading name of Eadon & Co Ltd which is authorised & regulated by the Financial Conduct Authority under reference 816029.

Your situation is unique. ๐ŸกNo two people are the same, so no two later-life lending solutions should be either.That's wh...
30/07/2026

Your situation is unique. ๐Ÿก
No two people are the same, so no two later-life lending solutions should be either.
That's why I take the time to understand your circumstances, your plans, and what's important to you before exploring the options available.
As a whole-of-market adviser, I'll help you understand what's suitable for your needs โ€” and if a lifetime mortgage isn't the right answer, I'll tell you that too.
๐Ÿค Clear advice. No pressure. Just guidance you can trust.
๐Ÿ“ž 0333 443 9809
๐Ÿ“ง [email protected]
Equity release will reduce the value of your estate and may affect your entitlement to means tested benefits. A lifetime mortgage is a loan secured against your home. Release amount subject to personal circumstances.
Correct at time of posting
Access Equity Release is a trading name of Eadon & Co Ltd which is authorised & regulated by the Financial Conduct Authority under reference 816029.

Lump Sum vs Drawdown Lifetime Mortgages ๐ŸกWhen considering equity release, there are different ways you can access funds ...
27/07/2026

Lump Sum vs Drawdown Lifetime Mortgages ๐Ÿก
When considering equity release, there are different ways you can access funds from your home. Two of the most common options are a Lump Sum Lifetime Mortgage and a Drawdown Lifetime Mortgage.
๐Ÿ’ท Lump Sum Lifetime Mortgage
With a lump sum lifetime mortgage, you receive the full agreed amount in one payment at the start of the plan.
Benefits:
โœ” Access all available funds immediately
โœ” Useful if you have a larger one-off financial need
โœ” Fixed interest rate on the full amount borrowed
โœ” No monthly repayments required (unless you choose to make them)
Things to consider:
Interest is charged on the entire amount from the day the plan starts, which means the balance can grow more quickly over time.
________________________________________
๐Ÿ“ˆ Drawdown Lifetime Mortgage
With a drawdown lifetime mortgage, you release an initial amount first, with additional funds available to access later if needed.
Benefits:
โœ” Only borrow what you need, when you need it
โœ” Interest is only charged on the funds you have actually taken
โœ” Can help reduce the overall cost of borrowing over time
โœ” Offers greater flexibility and control
Things to consider:
Future withdrawals may depend on the lenderโ€™s terms and your remaining facility.
________________________________________
Which option is right for you? ๐Ÿค
Every clientโ€™s circumstances are different. As a whole-of-market adviser and member of the Equity Release Council, Iโ€™ll help you understand the options available and recommend a solution tailored to your needs and circumstances.
๐Ÿ“ž 0333 443 9809
๐Ÿ“ง [email protected]
________________________________________
Equity release will reduce the value of your estate and may affect your entitlement to means tested benefits. A lifetime mortgage is a loan secured against your home. Release amount subject to personal circumstances.
Correct at time of posting
Access Equity Release is a trading name of Eadon & Co Ltd which is authorised & regulated by the Financial Conduct Authority under reference 816029.
Eadon & Co Ltd Registered office: 17 Marble Street, Manchester, M2 3AW. Registered in England & Wales No 11485349.

23/07/2026

Not sure about equity release? ๐Ÿ’ญ
As a member of the Equity Release Council, all plans I recommend come with a no-negative equity guarantee โ€” meaning you or your family will never owe more than the value of your home ๐Ÿก
Clear advice. Trusted protections. Support at your pace ๐Ÿค
๐Ÿ“ž 0333 443 9809
๐Ÿ“ง [email protected]
Equity release will reduce the value of your estate and may affect your entitlement to means tested benefits. A lifetime mortgage is a loan secured against your home. Release amount subject to personal circumstances.
Correct at time of posting
Access Equity Release is a trading name of Eadon & Co Ltd which is authorised & regulated by the Financial Conduct Authority under reference 816029.
Eadon & Co Ltd Registered office: 17 Marble Street, Manchester, M2 3AW. Registered in England & Wales No 11485349.

Ask the questions that matter. ๐Ÿ’ญWhat happens to my home when I die?Will my children still inherit?What if I want to move...
20/07/2026

Ask the questions that matter. ๐Ÿ’ญ
What happens to my home when I die?
Will my children still inherit?
What if I want to move in the future?
These are some of the most common questions I hear when discussing later-life lending โ€” and they're exactly the questions you should be asking.
I'm here to explain the answers clearly, in plain English, so you can make informed decisions with confidence.
๐Ÿค No pressure. Just honest advice and guidance.
๐Ÿ“ž 0333 443 9809
๐Ÿ“ง [email protected]
Equity release will reduce the value of your estate and may affect your entitlement to means tested benefits. A lifetime mortgage is a loan secured against your home. Release amount subject to personal circumstances.
Correct at time of posting
Access Equity Release is a trading name of Eadon & Co Ltd which is authorised & regulated by the Financial Conduct Authority under reference 816029.

A new chapter begins... ๐ŸŒฟRetirement isn't just about finishing work โ€” it's about looking ahead to what's next.For some p...
16/07/2026

A new chapter begins... ๐ŸŒฟ
Retirement isn't just about finishing work โ€” it's about looking ahead to what's next.
For some people, the value tied up in their home can help provide greater flexibility and peace of mind in later life ๐Ÿก
If you're wondering whether a lifetime mortgage could be right for you, I'm here to help you understand your options clearly and carefully.
๐Ÿค No pressure. Just straightforward advice.
๐Ÿ“ž 0333 443 9809
๐Ÿ“ง [email protected]
Equity release will reduce the value of your estate and may affect your entitlement to means tested benefits. A lifetime mortgage is a loan secured against your home. Release amount subject to personal circumstances.
Correct at time of posting
Access Equity Release is a trading name of Eadon & Co Ltd which is authorised & regulated by the Financial Conduct Authority under reference 816029.

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