Maria Kift - Access Equity Release

Maria Kift - Access Equity Release Hi, I’m Maria, and I’ve been in financial services for over 23 years, specialising in mortgages, protection, and insurance.

Hi, I’m Maria 👋

Later Life Lending Specialist at Access Equity Release 🏡

Whole of Market | Equity Release Council Member

📍 Northamptonshire & beyond
💬 Message me for friendly, no-obligation advice I now work in a whole-of-market advisory role, specialising in later-life lending and equity release with Access Equity Release. This means I can offer access to a wide range of lenders and solutions,

helping clients aged 55+ explore options that are suitable, clear, and tailored to their individual circumstances. I’m proud to be whole of market and a member of the Equity Release Council, ensuring high standards and consumer protections at all times. I support clients throughout the entire process, explaining everything clearly and making what can feel like a complex decision far more straightforward and comfortable. Alongside me is my wonderful husband, Adam, who looks after my social media and marketing and also helps out at events, ensuring everything runs smoothly behind the scenes. Appointments are available by phone or video, wherever you’re based. If you have questions — even if you’re just starting to explore your options — feel free to get in touch and let’s have a chat 🗣️

A little about me personally: I’m married with two teenage children, so I completely understand juggling family life alongside everything else (including being the family chef, chauffeur, and organiser!). We also have a very lively cocker spaniel 🐶 who keeps us on our toes.

You don't have to figure it all out on your own. 🤝Understanding your later-life lending options can feel like a big deci...
03/08/2026

You don't have to figure it all out on your own. 🤝
Understanding your later-life lending options can feel like a big decision, but it doesn't have to be overwhelming.
I take the time to understand your circumstances, answer your questions, and help you explore the options available to you — at your pace.
Because good advice starts with listening, not selling. 🏡
📞 0333 443 9809
📧 [email protected]
Equity release will reduce the value of your estate and may affect your entitlement to means tested benefits. A lifetime mortgage is a loan secured against your home. Release amount subject to personal circumstances.
Correct at time of posting
Access Equity Release is a trading name of Eadon & Co Ltd which is authorised & regulated by the Financial Conduct Authority under reference 816029.

Your situation is unique. 🏡No two people are the same, so no two later-life lending solutions should be either.That's wh...
30/07/2026

Your situation is unique. 🏡
No two people are the same, so no two later-life lending solutions should be either.
That's why I take the time to understand your circumstances, your plans, and what's important to you before exploring the options available.
As a whole-of-market adviser, I'll help you understand what's suitable for your needs — and if a lifetime mortgage isn't the right answer, I'll tell you that too.
🤝 Clear advice. No pressure. Just guidance you can trust.
📞 0333 443 9809
📧 [email protected]
Equity release will reduce the value of your estate and may affect your entitlement to means tested benefits. A lifetime mortgage is a loan secured against your home. Release amount subject to personal circumstances.
Correct at time of posting
Access Equity Release is a trading name of Eadon & Co Ltd which is authorised & regulated by the Financial Conduct Authority under reference 816029.

Lump Sum vs Drawdown Lifetime Mortgages 🏡When considering equity release, there are different ways you can access funds ...
27/07/2026

Lump Sum vs Drawdown Lifetime Mortgages 🏡
When considering equity release, there are different ways you can access funds from your home. Two of the most common options are a Lump Sum Lifetime Mortgage and a Drawdown Lifetime Mortgage.
💷 Lump Sum Lifetime Mortgage
With a lump sum lifetime mortgage, you receive the full agreed amount in one payment at the start of the plan.
Benefits:
✔ Access all available funds immediately
✔ Useful if you have a larger one-off financial need
✔ Fixed interest rate on the full amount borrowed
✔ No monthly repayments required (unless you choose to make them)
Things to consider:
Interest is charged on the entire amount from the day the plan starts, which means the balance can grow more quickly over time.
________________________________________
📈 Drawdown Lifetime Mortgage
With a drawdown lifetime mortgage, you release an initial amount first, with additional funds available to access later if needed.
Benefits:
✔ Only borrow what you need, when you need it
✔ Interest is only charged on the funds you have actually taken
✔ Can help reduce the overall cost of borrowing over time
✔ Offers greater flexibility and control
Things to consider:
Future withdrawals may depend on the lender’s terms and your remaining facility.
________________________________________
Which option is right for you? 🤝
Every client’s circumstances are different. As a whole-of-market adviser and member of the Equity Release Council, I’ll help you understand the options available and recommend a solution tailored to your needs and circumstances.
📞 0333 443 9809
📧 [email protected]
________________________________________
Equity release will reduce the value of your estate and may affect your entitlement to means tested benefits. A lifetime mortgage is a loan secured against your home. Release amount subject to personal circumstances.
Correct at time of posting
Access Equity Release is a trading name of Eadon & Co Ltd which is authorised & regulated by the Financial Conduct Authority under reference 816029.
Eadon & Co Ltd Registered office: 17 Marble Street, Manchester, M2 3AW. Registered in England & Wales No 11485349.

23/07/2026

Not sure about equity release? 💭
As a member of the Equity Release Council, all plans I recommend come with a no-negative equity guarantee — meaning you or your family will never owe more than the value of your home 🏡
Clear advice. Trusted protections. Support at your pace 🤝
📞 0333 443 9809
📧 [email protected]
Equity release will reduce the value of your estate and may affect your entitlement to means tested benefits. A lifetime mortgage is a loan secured against your home. Release amount subject to personal circumstances.
Correct at time of posting
Access Equity Release is a trading name of Eadon & Co Ltd which is authorised & regulated by the Financial Conduct Authority under reference 816029.
Eadon & Co Ltd Registered office: 17 Marble Street, Manchester, M2 3AW. Registered in England & Wales No 11485349.

Ask the questions that matter. 💭What happens to my home when I die?Will my children still inherit?What if I want to move...
20/07/2026

Ask the questions that matter. 💭
What happens to my home when I die?
Will my children still inherit?
What if I want to move in the future?
These are some of the most common questions I hear when discussing later-life lending — and they're exactly the questions you should be asking.
I'm here to explain the answers clearly, in plain English, so you can make informed decisions with confidence.
🤝 No pressure. Just honest advice and guidance.
📞 0333 443 9809
📧 [email protected]
Equity release will reduce the value of your estate and may affect your entitlement to means tested benefits. A lifetime mortgage is a loan secured against your home. Release amount subject to personal circumstances.
Correct at time of posting
Access Equity Release is a trading name of Eadon & Co Ltd which is authorised & regulated by the Financial Conduct Authority under reference 816029.

A new chapter begins... 🌿Retirement isn't just about finishing work — it's about looking ahead to what's next.For some p...
16/07/2026

A new chapter begins... 🌿
Retirement isn't just about finishing work — it's about looking ahead to what's next.
For some people, the value tied up in their home can help provide greater flexibility and peace of mind in later life 🏡
If you're wondering whether a lifetime mortgage could be right for you, I'm here to help you understand your options clearly and carefully.
🤝 No pressure. Just straightforward advice.
📞 0333 443 9809
📧 [email protected]
Equity release will reduce the value of your estate and may affect your entitlement to means tested benefits. A lifetime mortgage is a loan secured against your home. Release amount subject to personal circumstances.
Correct at time of posting
Access Equity Release is a trading name of Eadon & Co Ltd which is authorised & regulated by the Financial Conduct Authority under reference 816029.

Later-life lending advice should never feel rushed. 🏡It should feel personal, considered, and built around you.I work wi...
08/05/2026

Later-life lending advice should never feel rushed. 🏡

It should feel personal, considered, and built around you.

I work with clients aged 55+ across Northamptonshire & beyond, offering clear, supportive guidance every step of the way 🤝

No pressure. Just advice you can feel confident in.

📞 0333 443 9809
📧 [email protected]

Equity release will reduce the value of your estate and may affect your entitlement to means tested benefits. A lifetime mortgage is a loan secured against your home. Release amount subject to personal circumstances.

Correct at time of posting

Access Equity Release is a trading name of Eadon & Co Ltd which is authorised & regulated by the Financial Conduct Authority under reference 816029.
Eadon & Co Ltd Registered office: 17 Marble Street, Manchester, M2 3AW. Registered in England & Wales No 11485349.

You don’t need to have all the answers. 💭In fact, most people don’t.A simple conversation can help you understand whethe...
05/05/2026

You don’t need to have all the answers. 💭

In fact, most people don’t.

A simple conversation can help you understand whether later-life lending is right for you — or not.

No pressure. No assumptions. Just a chance to talk things through clearly 🤝

That’s what I’m here for.

📞 0333 443 9809
📧 [email protected]

Equity release will reduce the value of your estate and may affect your entitlement to means tested benefits. A lifetime mortgage is a loan secured against your home. Release amount subject to personal circumstances.

Correct at time of posting

Access Equity Release is a trading name of Eadon & Co Ltd which is authorised & regulated by the Financial Conduct Authority under reference 816029.
Eadon & Co Ltd Registered office: 17 Marble Street, Manchester, M2 3AW. Registered in England & Wales No 11485349.

Hello again from the East Midlands Steam & Country Show for the final day of the show.We will be here until 4pm pop over...
04/05/2026

Hello again from the East Midlands Steam & Country Show for the final day of the show.

We will be here until 4pm pop over and see me for a chat.

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Wellingborough

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