Bubble Finance Hub Northamptonshire

Bubble Finance Hub Northamptonshire Whole of Market Mortgage & Insurance Adviser with over 15 years experience in Property Services

🏡 5 things people think will stop you getting a mortgage… but might not!�There are so many mortgage myths out there, and...
11/08/2026

🏡 5 things people think will stop you getting a mortgage… but might not!�
There are so many mortgage myths out there, and one of the biggest is assuming that one part of your circumstances automatically means you won’t be able to get a mortgage.�
Self-employed? New job? Smaller deposit? Previous credit issues? Existing commitments?
None of these necessarily mean “no” it’s just about finding a lender whose criteria fits your individual circumstances and affordability.�
And that’s exactly why using a broker like me can make such a difference. I can look at your circumstances, understand what lenders are likely to accept and help you find the right route rather than you ruling yourself out completely!🏡
�💬 Have you got a question about your circumstances? �Drop me a message…I’m always happy to help!



Your home may be repossessed if you do not keep up repayments on your mortgage.

07/08/2026

Have you ever thought about it?�
So many of us happily insure our pets, our phones, our cars, our homes we worked so hard to get, yet the thing that pays for all of those every month is often left completely unprotected.�
If you couldn't work because of illness or injury, how long would your employer keep paying you? Make sure you check because so many people think they’d get paid and then they read their contract and it’s 1 week sick pay! (If that!)�
Income protection isn't about expecting something bad to happen. It's about having a plan if life throws you something you didn't see coming.
It's one of those things people often don't think about until they need it... ��Have you ever checked what sick pay you're actually entitled to?�
If you'd like some advice, you know where I am. 💙 I'm here to help and guide you, never to scare you.�
📞 07368113650�📧 [email protected]



As with all insurance policies, conditions and exclusions will apply.

04/08/2026

One thing I'll always tell my clients...
You never need to apologise for asking questions, taking your time, or needing reassurance along the way.
Prefer voice notes over emails? No problem.�Need me to explain something twice? Ask me as many times as you need.�Life's busy and you can only reply at 9pm? That's absolutely fine too.
This process is about you, not me.
I'll adapt to how you like to communicate, because my job isn't just to find you the right mortgage. It's to make the whole journey feel easier, save you money, and leave you feeling relieved and confident every step of the way. 💙🏡

Could you get a mortgage without using a broker? Absolutely 👌But here's why so many of my clients tell me they're so gla...
14/07/2026

Could you get a mortgage without using a broker? Absolutely 👌

But here's why so many of my clients tell me they're so glad they did...🫶🏼

Getting a mortgage isn't just about finding the lowest interest rate. It's about choosing the right lender, understanding your options and having someone who knows the process inside out and can guide you along the way.

Every lender has different criteria, different affordability calculations and different ways of assessing your circumstances. What works for one person may not work for another.

Then there's everything else that comes with buying or remortgaging. Estate agents, solicitors, lenders, surveys, paperwork etc. it can feel like a lot😬

My job isn't just to arrange your mortgage. It's to guide you through the whole journey, explain everything in plain English, answer the questions you didn't even know you had and take as much of the stress off your shoulders as possible.

Whether you're a first-time buyer, moving home, remortgaging or self-employed, I'm here to make the process simple, straightforward and as stress-free as I can.

If you're thinking about your next move and want honest advice, then get in touch! 🧡







Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority
You may have to pay an early repayment charge to your existing lender if you remortgage
Your home may be repossessed if you do not keep up repayments on your mortgage.

Let's talk deposits... 🏡Whether you're buying your first home, moving, or remortgaging, understanding your deposit optio...
07/07/2026

Let's talk deposits... 🏡

Whether you're buying your first home, moving, or remortgaging, understanding your deposit options is one of the first steps.

If you're not sure where to start, or just want some free, no-obligation advice, feel free to get in touch. I'm here to help guide you through the process and answer any questions you have.

📞 07368113650�📧 [email protected]



Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority
You may have to pay an early repayment charge to your existing lender if you remortgage
Your home may be repossessed if you do not keep up repayments on your mortgage.

30/06/2026

I find that people often think you need three months of payslips before you can apply for a mortgage…

But that isn’t always the case.

If you’re starting a new job, some lenders may be able to use your signed employment contract instead — even if your start date is still in the future.

It’s a really common assumption, and one that can end up delaying plans for no reason.

Every lender is different, so it’s always worth checking what your options actually are. 🏡



Your home may be repossessed if you do not keep up repayments on your mortgage.

Finding the right mortgage broker can make the whole process so much simpler! 🫶🏼 It’s not just about rates, it’s about s...
25/06/2026

Finding the right mortgage broker can make the whole process so much simpler! 🫶🏼

It’s not just about rates, it’s about service, support, and how well they guide you through each stage.

If you’re buying a home and want clear advice, full support, and a smooth process from start to finish, I’m here to help! I take so much pride in making sure my clients are happy and it reflects in my reviews 🪩

📞 07368113650�📧 [email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage.

19/06/2026

Most self-employed people think getting a mortgage is difficult…It really isn’t 👀

It’s just about knowing how lenders actually assess your income!

Some lenders look at your tax returns some look at your company accounts. It’s expert knowledge that’s needed to know where best to place your mortgage and make you feel at ease.

Let me know if you’re self employed and looking to purchase a property or remortgage and I’d love to help you and show how easy it can be! 💌�
📞 07368113650�📧 [email protected]



Your home may be repossessed if you do not keep up repayments on your mortgage.

Your credit score isn’t just a number it can really impact your mortgage options 🏠✨�From missed payments and credit usag...
12/06/2026

Your credit score isn’t just a number it can really impact your mortgage options 🏠✨�
From missed payments and credit usage to hard searches (and yes… even having no credit at all 😅), lenders look at the full picture when deciding what they can offer you.�
Thankfully, I work with a wide range of lenders who are open to adverse credit situations including defaults, CCJs, IVAs and even previous bankruptcies. So please don’t assume you can’t get a mortgage there are often options available.�
The good news? Once you know what affects your credit score, you can actually take control and start improving it 💪�
If you’re thinking about buying a home soon or remortgaging, drop me a message 💌�
📞 07368113650�📧 [email protected]



Your home may be repossessed if you do not keep up repayments on your mortgage.

A common myth around remortgaging is that you should wait until you’re close to your fixed rate ending before looking at...
21/05/2026

A common myth around remortgaging is that you should wait until you’re close to your fixed rate ending before looking at your options.

The reality is that by then you could already be moving onto a higher rate, compared to if you had reviewed things around 6 months earlier🤩

Starting the process early gives you more time to secure a new deal in advance, properly compare options, and avoid any last-minute pressure.

I’ll also monitor rates between application and completion, and if a better deal becomes available, I’ll switch you onto it.

A bit of forward planning can make a noticeable difference to your monthly payments. 🏡

Your home/property may be repossessed if you do not keep up repayments on your mortgage. 

As with all insurance policies, conditions and exclusions will apply.

Address

Nene Court
Wellingborough
NN81LD

Telephone

+447368113650

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