Bubble Finance Hub Northamptonshire

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Bubble Finance Hub Northamptonshire

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Whole of Market Mortgage & Insurance Adviser with over 15 years experience in Property Services

26/10/2026

If you are waiting to see what your existing lender will offer you to switch products with them, this might not be the best financial option 🏡

Product switches can be great especially when your lender is offering a competitive rate! However, you usually cannot secure a rate until 3-4 months before your fixed rate ends.

I can secure a rate with a new lender 6 months before.

With rates being so volatile at the moment, I recommend we secure a rate 6 months before then when your switch window opens we can look to stay with your lender if the rate is lower.

Is your deal ending in the next 6-7 months? 👇

📧 [email protected]
📞 07368113650

Your home may be repossessed if you do not keep up repayments on your mortgage

You may have to pay an early repayment charge to your lender if you remortgage.

08/10/2026

SELF-EMPLOYED? 🚨

If you’re self-employed and thinking about buying, moving house or remortgaging, your latest tax return is now required for affordability purposes.

If you haven’t submitted your 2025/26 tax return yet It could be worth getting it sorted sooner rather than later.

Once you have your figures, send them over and I can help you understand what your income could potentially mean for your borrowing capacity.

📞 07368113650�📧 [email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage.

22/09/2026

Have you seen your first mortgage payment and nearly had a heart attack? 😅 Don’t panic!
Your first payment is almost always higher than your quoted payment and here’s why.

Have you got questions about completion day? Let me know!

📞 07368113650�📧 [email protected]
Your home may be repossessed if you do not keep up repayments on your mortgage.

09/09/2026

You earn £40,000 a year and want to buy your first home on your own…so what could you actually afford? 🏡👀
It might be more than you think!

📞 07368113650�📧 [email protected]

�
Your home may be repossessed if you do not keep up repayments on your mortgage.

11/08/2026

🏡 5 things people think will stop you getting a mortgage… but might not!�
There are so many mortgage myths out there, and one of the biggest is assuming that one part of your circumstances automatically means you won’t be able to get a mortgage.�
Self-employed? New job? Smaller deposit? Previous credit issues? Existing commitments?
None of these necessarily mean “no” it’s just about finding a lender whose criteria fits your individual circumstances and affordability.�
And that’s exactly why using a broker like me can make such a difference. I can look at your circumstances, understand what lenders are likely to accept and help you find the right route rather than you ruling yourself out completely!🏡
�💬 Have you got a question about your circumstances? �Drop me a message…I’m always happy to help!

Your home may be repossessed if you do not keep up repayments on your mortgage.

07/08/2026

Have you ever thought about it?�
So many of us happily insure our pets, our phones, our cars, our homes we worked so hard to get, yet the thing that pays for all of those every month is often left completely unprotected.�
If you couldn't work because of illness or injury, how long would your employer keep paying you? Make sure you check because so many people think they’d get paid and then they read their contract and it’s 1 week sick pay! (If that!)�
Income protection isn't about expecting something bad to happen. It's about having a plan if life throws you something you didn't see coming.
It's one of those things people often don't think about until they need it... ��Have you ever checked what sick pay you're actually entitled to?�
If you'd like some advice, you know where I am. 💙 I'm here to help and guide you, never to scare you.�
📞 07368113650�📧 [email protected]

As with all insurance policies, conditions and exclusions will apply.

04/08/2026

One thing I'll always tell my clients...
You never need to apologise for asking questions, taking your time, or needing reassurance along the way.
Prefer voice notes over emails? No problem.�Need me to explain something twice? Ask me as many times as you need.�Life's busy and you can only reply at 9pm? That's absolutely fine too.
This process is about you, not me.
I'll adapt to how you like to communicate, because my job isn't just to find you the right mortgage. It's to make the whole journey feel easier, save you money, and leave you feeling relieved and confident every step of the way. 💙🏡

14/07/2026

Could you get a mortgage without using a broker? Absolutely 👌

But here's why so many of my clients tell me they're so glad they did...🫶🏼

Getting a mortgage isn't just about finding the lowest interest rate. It's about choosing the right lender, understanding your options and having someone who knows the process inside out and can guide you along the way.

Every lender has different criteria, different affordability calculations and different ways of assessing your circumstances. What works for one person may not work for another.

Then there's everything else that comes with buying or remortgaging. Estate agents, solicitors, lenders, surveys, paperwork etc. it can feel like a lot😬

My job isn't just to arrange your mortgage. It's to guide you through the whole journey, explain everything in plain English, answer the questions you didn't even know you had and take as much of the stress off your shoulders as possible.

Whether you're a first-time buyer, moving home, remortgaging or self-employed, I'm here to make the process simple, straightforward and as stress-free as I can.

If you're thinking about your next move and want honest advice, then get in touch! 🧡

Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority
You may have to pay an early repayment charge to your existing lender if you remortgage
Your home may be repossessed if you do not keep up repayments on your mortgage.

07/07/2026

Let's talk deposits... 🏡

Whether you're buying your first home, moving, or remortgaging, understanding your deposit options is one of the first steps.

If you're not sure where to start, or just want some free, no-obligation advice, feel free to get in touch. I'm here to help guide you through the process and answer any questions you have.

📞 07368113650�📧 [email protected]

Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority
You may have to pay an early repayment charge to your existing lender if you remortgage
Your home may be repossessed if you do not keep up repayments on your mortgage.

30/06/2026

I find that people often think you need three months of payslips before you can apply for a mortgage…

But that isn’t always the case.

If you’re starting a new job, some lenders may be able to use your signed employment contract instead — even if your start date is still in the future.

It’s a really common assumption, and one that can end up delaying plans for no reason.

Every lender is different, so it’s always worth checking what your options actually are. 🏡

Your home may be repossessed if you do not keep up repayments on your mortgage.

Address

Nene Court
Wellingborough
NN81LD

Telephone

+447368113650

Website

https://bubblefinancehub.co.uk/

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