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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

NHS Credit Union

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NHS Credit Union is here to provide fair financial services to employees of the NHS in Scotland and North England.

The NHS Credit Union is a financial co-operative, owned and controlled by its members. We offer a wide range of financial services to more than 15,000 NHS employees and their family members, across the whole of Scotland and the North of England. NHS (Scotland & North England) Credit Union Ltd is Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. ‘NHS Credit Union Ltd’ is a registered trading name of NHS (Scotland & North England) Credit Union Ltd

03/11/2026

Ever feel like payday comes and goes a little too quickly?

You get paid, the bills come out, the loan repayments are taken, and suddenly you're counting down the days until the next one.

Sound familiar?

Sometimes it's not one big expense causing the pressure. It's lots of smaller commitments all competing for the same money.

💳 Credit cards, personal loans, store cards, Buy Now Pay Later... it can all add up.

At NHS Credit Union, we believe borrowing should help improve your financial position, not add to the pressure.

If you're juggling several repayments, our Debt Consolidation Loan could help you bring them together into one manageable monthly payment, potentially leaving you with more breathing space.

💙 You don't need to wait until things become difficult to explore your options.

Find out how we could help: https://nhscreditunion.com/loans/

02/11/2026

Sometimes, it's about so much more than a loan. 💙

This lovely message was sent to our very own Vicki after she spent 10 days working closely with a member to help them through a difficult financial situation.

It wasn't a straightforward application. It took time, patience, plenty of conversations and a lot of work to find a solution that could ease the financial pressure they were facing.

And this was the response.

For us, lending isn't just about approving applications. It's about understanding people's circumstances, finding the right solutions and helping members move towards a better financial future.

A huge well done to Vicki for showing what putting members first really looks like.

This is why we do what we do. 💙

01/11/2026

Halloween is over. The pumpkins are packed away. And somewhere in an NHS corridor...

🎄 IT'S TIIIIIIIIIIIIIME 🎄

You know that one colleague who's been waiting since August for this moment? Well, they've officially been unleashed.

And while the festive playlists are starting, so is the festive spending.

🎁 Gifts, food, family celebrations and all those little extras that somehow add up.

Our Festive Loan could help you spread the cost with affordable, fixed monthly repayments, so you can enjoy the season without putting everything on your credit card.

The countdown is officially ON.

Find out more and apply: https://nhscreditunion.com/loans/

31/10/2026

Happy Halloween from everyone at NHS Credit Union.

Wishing all our little members a spooktacular evening filled with costumes, treats and plenty of fun.

And to all the parents heading out trick or treating tonight... good luck resisting the temptation to raid the sweetie bags once the kids are in bed.

Have a fang-tastic time

30/10/2026

The thermostat wars have officially begun!

Every household has THREE types of people...

🥶 The one wrapped in three blankets, two jumpers and a dressing gown, STILL complaining it's freezing.

🥵 The one sitting in a T-shirt saying, "It's like a sauna in here!"

🌡️ And the sneaky one who turns the heating up when nobody's looking... then denies all knowledge.

So, let's settle this once and for all!

18°C – Put another jumper on!

21°C – Nice and cosy, thank you very much.

24°C – If I'm paying for heating, I'm FEELING the heating!

What's your thermostat set to?

Drop your number in the comments. No judgement... unless it's 25°C!

29/10/2026

🚗 New car on your mind?
Whether it's time for an upgrade, something more reliable for the daily commute or finally getting the car you've had your eye on, we could help you get moving.

💙 With a car loan from NHS Credit Union, you could spread the cost with manageable monthly repayments.

New keys. New adventures. Same trusted credit union.

📱 Find out more and apply: nhscreditunion.com

28/10/2026

If you’re already a member of NHS Credit Union, why keep us to yourself? 💙

Eligible family members can become members in their own right, giving them access to our savings and borrowing options too.

So whether it’s your partner, parents, children or other eligible family members, you could be the reason they discover the benefits of being part of a credit union.

🏠 One family
💙 More members
🙌 The power of us

Share the good stuff. Tell your family about NHS Credit Union.

27/10/2026

Is your home ready for winter?

From clearing the gutters and fixing that leaky roof to upgrading your heating or tackling those bigger home improvements, now's a great time to get things sorted before the colder weather arrives.

And if your to-do list is looking a little expensive, NHS Credit Union could help! With our Home Improvement Loans, you could benefit from:

💰 Borrow up to £25,000
📅 Affordable, fixed monthly repayments
🤝 Flexible repayment terms to suit your budget

Big jobs or small upgrades, let's get your home winter ready!

Find out more and apply: nhscreditunion.com

27/10/2026

The 12-Month Savings Vault is Now Open

Earn 3.40% AER on your savings

Give your savings a place to grow with our latest fixed-term Savings Vault.

Lock away your savings for 12 months and enjoy a fixed rate of 3.40% AER, without the temptation to dip into them.

Applications close Friday 6 November 2026 at 12 noon.

Why choose our Savings Vault?

🌱 Earn 3.40% AER, fixed for 12 months

🔒 Keep your savings tucked away for a full year

💰 Make your existing savings work harder

Ready to invest?

The Vault is open for a limited time. Make sure you've completed the investment process before the deadline.

https://nhscreditunion.com/vault-2-2/

Things to know

Your money will be locked away for 12 months. Early withdrawals are subject to the Vault's terms and conditions and may result in the loss of interest and additional charges.

Please read the full terms and conditions before investing.

26/10/2026

🎃 Halloween isn't even over and someone's already talking about Christmas! 🎄

We all know that one person at work who's had their Christmas shopping started since August... and the one who refuses to hear a single Christmas song until November!

So, let's settle the great workplace debate once and for all.

Are you Team Halloween or Team Christmas?

Tell us which side you're on in the comments!

Address

9 Dava Street
Glasgow
G512JA

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+441414450022

Website

http://www.nhscreditunion.com/

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