Love Mortgages

31/10/2026

What an AMAZING night we had! ✨💃

So much fun, so much laughter, and an incredible £20,000 raised for Breakthrough T1D! ❤️

A huge thank you to everyone who donated, supported us and helped make last night the truly unforgettable evening it was. We couldn’t have done it without you!

I’ve always wanted to go on Strictly… and last night, I finally got my moment! 💃✨

What a night to remember! ❤️🥰💃🕺

24/09/2026

💼 Self-employed and thinking about a mortgage?

One of the most common misconceptions we hear is that getting a mortgage when you’re self-employed is automatically more difficult.

The reality? Being self-employed doesn’t mean you can’t get a mortgage – lenders simply assess your income differently.

In our latest article, we explain:

📊 What lenders may look for
📄 What documents you might need
🗓️ How much trading history may be required
🏢 How different types of self-employment can be assessed
❌ Some of the most common self-employed mortgage myths

Every situation is different, so it’s worth understanding your options before ruling yourself out.

📖 Read the full guide here:
https://lovemortgages.co.uk/articles/self-employed-mortgages-explained

If you’re self-employed and wondering where you stand, the Love Mortgages team is always happy to have a chat.

Self-employed and worried about getting a mortgage? Love Mortgages separates fact from fiction - how lenders assess self-employed income, what documents you need, and the myths to ignore.

20/09/2026

⭐⭐⭐⭐⭐ “We couldn’t recommend Love Mortgages enough!”

Buying your first home comes with plenty of questions – and sometimes a few unexpected bumps along the way!

Emma initially spoke with Beth, who helped answer those all-important first-time buyer questions before Declan became her main point of contact throughout the mortgage journey.

When an issue arose with the solicitors, Declan was also there to help get things moving again and take some of the stress off their shoulders.

"He explained everything in terms we could easily understand and was always professional."

Thank you for such lovely feedback, Emma. We’re delighted the team could help – and congratulations on your first home! 🏡❤️

17/09/2026

🔍 JARGON BUSTER: Fixed Rate Mortgage

What does it actually mean when your mortgage has a fixed rate?

Simply put, your interest rate is fixed for an agreed period of time. This means your monthly mortgage repayments won't change because of interest rate movements during that initial fixed-rate period.

Fixed-rate mortgages can provide certainty when budgeting, as you'll know what your mortgage payment will be each month during the fixed period.

At the end of the deal, it's worth reviewing what happens next and what options may be available to you.

Another bit of mortgage jargon busted! 🏡

09/09/2026

🔍 Confused by mortgage jargon? You're definitely not alone.

AIP, LTV, SVR, ERC… the mortgage world isn't exactly short of acronyms and terminology!

The good news is that most of it is much simpler than it sounds once somebody explains it properly.

Our Mortgage Jargon Explained guide breaks down some of the most common terms you'll encounter, including:

🏡 Agreement in Principle (AIP)
📊 Loan to Value (LTV)
📌 Fixed, variable and tracker mortgages
💷 Early Repayment Charges (ERCs)
📄 Mortgage illustrations and offers
🔑 Valuations, conveyancing and completion

No complicated explanations. Just mortgage terminology in plain English.

📖 Read the full Jargon Buster here:
https://lovemortgages.co.uk/articles/mortgage-jargon-explained

And if there's a mortgage term you don't understand, just ask us!

08/09/2026

You don't need to be ready to buy, move, or remortgage tomorrow to ask questions today.

Sometimes a simple conversation can help you plan with more confidence.

06/09/2026

⭐⭐⭐⭐⭐ Another lovely 5-star review!

Buying your first home is a huge milestone, so it's always fantastic to hear that we've helped make the experience that little bit easier.

"Love Mortgages have helped me as a first-time buyer, and ensured that I was always at ease and supported through this time!"

A huge thank you to Courtney for taking the time to leave such kind feedback. ❤️

If you're thinking about buying your first home and aren't sure where to begin, our friendly team is always happy to have a chat.

03/09/2026

🏡 How much deposit do you REALLY need to buy a home?

It's one of the biggest questions we hear from first-time buyers – and a common reason people assume they're not yet in a position to buy.

The truth is, the amount you'll need depends on a number of factors, and you may be closer to buying your first home than you think.

In our latest article, we look at:

💷 How mortgage deposits work
📊 What Loan to Value (LTV) means
👨‍👩‍👧 Whether you can use a gifted deposit
🏡 How a larger deposit can affect your options
📝 Other costs you should remember to budget for

Read the full guide here:
https://lovemortgages.co.uk/articles/how-much-deposit-do-you-really-need

If you're saving for a home and aren't sure where you stand, our friendly team is always happy to have a chat.

How much deposit do you really need to buy a home? Love Mortgages explains minimum deposits, Loan to Value, gifted deposits and the other costs first-time buyers should budget for.

30/08/2026

🔍 JARGON BUSTER: Loan to Value (LTV)

If you've been looking into mortgages, you may have come across the term LTV. But what does it actually mean?

Loan to Value (LTV) is the percentage of a property's value that you're borrowing through your mortgage.

For example, if you're buying a £200,000 home with a £20,000 deposit, you'd need to borrow £180,000 – giving you an LTV of 90%.

Generally, a lower LTV can give you access to a wider range of mortgage options.

Another bit of mortgage jargon busted! 🔍🏡

26/08/2026

Thinking about moving home?

Understanding your mortgage options before you start house hunting can often make the process less stressful when the right property comes along.