Love Mortgages

30/08/2026

🔍 JARGON BUSTER: Loan to Value (LTV)

If you've been looking into mortgages, you may have come across the term LTV. But what does it actually mean?

Loan to Value (LTV) is the percentage of a property's value that you're borrowing through your mortgage.

For example, if you're buying a £200,000 home with a £20,000 deposit, you'd need to borrow £180,000 – giving you an LTV of 90%.

Generally, a lower LTV can give you access to a wider range of mortgage options.

Another bit of mortgage jargon busted! 🔍🏡

26/08/2026

Thinking about moving home?

Understanding your mortgage options before you start house hunting can often make the process less stressful when the right property comes along.

23/08/2026

⭐⭐⭐⭐⭐ Another fantastic 5-star review!

Sometimes a mortgage application isn't straightforward.

This client was purchasing an older property with more acreage than many lenders would consider. Despite having worked with a trusted mortgage adviser for more than 10 years, on this occasion they weren't able to secure the mortgage needed.

That's when they got in touch with Beth.

"Beth couldn't have done more to guide us through the process and secure the lending we needed… Beth's been brill, above and beyond the service required."

We're absolutely delighted that we could help them get the keys to their new home. 🏡

Thank you for such a wonderful review, and congratulations on the new property!

18/08/2026

📩 Want mortgage insights delivered straight to your inbox?

Our Love Mortgages newsletter brings together useful mortgage information, market updates, practical guides, and our latest articles - all designed to help make the world of mortgages a little easier to understand.

Whether you're thinking about buying, moving, remortgaging, or simply want to keep an eye on the mortgage market, we'd love to have you on our mailing list.

❤️ Want to sign up?

Visit our website and send us a message through the contact form, or simply drop us a message here on social media and let us know you'd like to join.

16/08/2026

A new job, growing family, relationship changes, or retirement plans can all affect your financial priorities.

It may be worth checking whether your mortgage arrangements still suit your circumstances.

11/08/2026

🔍 Introducing our Jargon Buster series!

Mortgages can sometimes feel like they come with a language all of their own. So, we're going to break down some of the terminology you might come across and explain what it actually means in plain English.

First up: Agreement in Principle (AIP).

An AIP is an indication from a lender of how much they may be prepared to lend you, based on some initial information about your circumstances.

It's not a formal mortgage offer, but it can give you a better idea of your potential budget and demonstrate to estate agents that you're serious about buying.

One piece of mortgage jargon busted. Plenty more to come! 🏡

09/08/2026

⭐ Client Review ⭐

"Myself and my partner used Love Mortgages for our first home and can't thank Julian enough for his hard work! We faced a few bumps in the road; however, Julian remained incredibly persistent and proactive throughout the entire process."

Buying your first home isn't always straightforward, and every journey is different. That's why we're committed to supporting our clients from the first conversation right through to getting the keys.

A huge thank you to Claudia for taking the time to leave such a wonderful review, and congratulations on your first home! 🏡

If you're thinking about buying your first home and would like to understand your options, our friendly team is always happy to help.

06/08/2026

🏡 Buying your first home? Here's where to start.

Buying your first property is exciting, but it's completely normal to have questions along the way.

From understanding what you can afford and saving a deposit to making an offer and collecting the keys, there are plenty of steps involved, but you don't have to navigate them alone.

Our latest article is a simple guide to the first-time buyer journey, explaining what to expect at every stage.

📖 Read the full article here:
https://lovemortgages.co.uk/articles/a-guide-for-first-time-buyers

If you're thinking about buying your first home and would like to understand your options, our friendly team is always happy to have a chat.

02/08/2026

🏆 Awards are something we're proud of… but they're not why we do what we do.

For us, every award reflects something much more important: the trust our clients place in us and our commitment to providing clear, supportive mortgage advice.

Whether someone is buying their first home, moving house or remortgaging, our goal is always the same: to make the process feel straightforward, personal and as stress-free as possible.

In our latest article, we explain what these awards mean to us and why customer service will always be at the heart of everything we do.

📖 Read the full article here:
https://lovemortgages.co.uk/articles/awards-and-what-they-mean-to-us

Thank you to every client who has chosen Love Mortgages and recommended us to friends and family - we couldn't have achieved this without you.

Love Mortgages is an award-winning mortgage brokerage - but customer service comes first. We share what our awards mean to us and why looking after clients matters most.

28/07/2026

One of the most common myths we hear is that you need a huge deposit before you can buy a home. Everyone's circumstances are different, which is why it's worth understanding your options before ruling yourself out.