Empire Global Finance

Empire Global Finance Empire Global Finance is a dynamic, client focused independent debt advisor. Empire Global Finance is a dynamic, client focused debt specialist.

Contact us today and secure your financial solutions from our trusted advisors. Our mission is to provide the best bespoke debt solutions to a wide variety of clients with an emphasis on clarity and relationships. For Lenders and introducers to recognise that we are expert packagers who work with them to arrive at the right conclusion. To ensure all stakeholders meet with a consistently high level of delivery and professionalism.

Sitting on static UK property assets is about to become a very expensive holding strategy.With looming Capital Gains Tax...
09/09/2026

Sitting on static UK property assets is about to become a very expensive holding strategy.

With looming Capital Gains Tax adjustments and a higher tax burden on idle capital, investors must choose to accept eroded returns, or actively reallocate into regional growth sectors.

In the August edition of The Empire Recap, Mark Pattanshetti breaks down how investors, developers, and advisers can stay ahead of these shifts:

▪️ Capital Allocation: Shifting out of static holdings and into mid-box logistics, BTR, and infrastructure-linked sites.

▪️ Tax Drag & Restructuring: Positioning private portfolios and corporate structures ahead of potential CGT alignment.

▪️ ESG & Loan Terms: Why environmental compliance is now directly tied to securing better borrowing margins and valuation premiums.

Also inside this issue:

• Live funding mandates currently crossing our desk (£860k to £7.85m).

• Integrated risk planning for UHNW clients with guest contributor Bright ( International).

Read the full August edition of The Empire Recap here: https://www.empireglobal.co.uk/business-insights/

A significant residential development funding facility recently arranged by Peter Williams for an experienced UK propert...
08/09/2026

A significant residential development funding facility recently arranged by Peter Williams for an experienced UK property developer 🏗️

The project combined the conversion of an existing building into residential accommodation with a substantial new-build element, delivering 211 apartments in total.

We structured development funding to support the construction phase of the project, with a GDV of over £19m for the new-build phase. The funding strategy also considered the longer-term refinance route from the outset, helping the client plan beyond practical completion.

Deal highlights:
🔹 Major two-phase residential redevelopment
🔹 211 apartments across conversion and new-build elements
🔹 New-build phase GDV of over £19m
🔹 Development finance arranged to support delivery
🔹 Long-term refinance strategy considered from day one
🔹 Ongoing support from construction through to exit

For developers managing larger or more complex schemes, the right facility needs to do more than fund the build. It needs to support the full journey.

📩 [email protected]
📞 +44 7825b 041243

Where is institutional and private capital positioning across the UK regions right now? 📊The August edition of The Empir...
04/09/2026

Where is institutional and private capital positioning across the UK regions right now? 📊

The August edition of The Empire Recap cuts straight to the market dynamics shaping regional deal flow and liquidity.

Inside for our funding and advisory partners:

▪️ Regional Deployment | Mark Pattanshetti breaks down how to structure debt to capture growth across logistics, BTR, and urban infrastructure.

▪️ Guest Feature | A huge thank you to Kate Bright from UMBRA International for taking the time to sit down with us for this issue —sharing why siloed advice leaves UHNW clients exposed across physical, cyber, and financial assets. 🛡️

▪️ Pipeline Snapshot | A curated selection of active deal mandates currently crossing our desk (£860k to £7.85m). 💼

📖Read the full briefing:
🔗 https://www.empireglobal.co.uk/business-insights/

Mortgages for Non-UK Residents, arranged by Empire Global Finance.We work with a panel of UK and international specialis...
26/08/2026

Mortgages for Non-UK Residents, arranged by Empire Global Finance.

We work with a panel of UK and international specialist lenders to help British expats, overseas investors and non-resident clients secure funding for UK residential and buy-to-let property.

Whether you are buying your first UK home while living abroad, expanding your rental portfolio, or refinancing an existing asset, our role is to identify suitable structures, compare available options and guide you through the process from initial enquiry to completion.

🌐 empireglobal.co.uk
📧 [email protected]
📞 +44 (0)1244 470250

Across the UK, tens of thousands of residential units are sitting in local authority pipelines with detailed planning pe...
25/08/2026

Across the UK, tens of thousands of residential units are sitting in local authority pipelines with detailed planning permission attached. Yet, physical groundbreakings have ground to a near-halt.

Recent market data highlights a striking divergence in how capital is moving across the property sector.

📉 Development Starts Fall Sharp:
UK Build-to-Rent (BTR) starts dropped 79% year-on-year to June 2026, with regional markets outside London taking an 84% hit.

📊 Land Finance Surges:
At the same time, the number of specialist bridging lenders offering terms against consented land jumped 61% between Q4 2025 and Q2 2026.

Why the disconnect?
Tender prices remain 30% to 40% above pre-2022 baselines, senior development debt sits between 7.0% and 9.5% all-in, and softer exit yields have eroded projected GDV. Simply put, the arithmetic required for a live build doesn't stack up right now.

The shift to land holding, rather than fire-selling shovel-ready sites at a discount, developers are increasingly turning to land bridging facilities to warehouse assets, refinance existing acquisition debt, or secure option agreements until build costs and debt rates cool.

For specialist non-bank lenders, funding consented land offers exposure to de-risked assets with clear residual value (without taking on live contractor insolvency or cost-overrun risks.)

💬 Managing a consented scheme or navigating a live development apprasial? Whether you need to review a land bridging facility or stress-test a development exit strategy, our team provides independent advice across the market.

📩 Get in touch to set up an initial consultation.

Sharia-compliant commercial mortgages, arranged by Empire Global Finance.We work with a panel of UK and international Is...
20/08/2026

Sharia-compliant commercial mortgages, arranged by Empire Global Finance.

We work with a panel of UK and international Islamic finance providers to help business owners, property investors and overseas clients secure Sharia-compliant funding for commercial property.

Whether you are acquiring, refinancing or releasing capital from a commercial asset, our role is to identify suitable structures, compare available options and guide you through the process from initial enquiry to completion.

🌐 empireglobal.co.uk
📧 [email protected]
📞 +44 (0)1244 470250

A fast, flexible auction bridge recently completed by Lunt for a repeat client 🔨🏡Having secured the property at auction...
19/08/2026

A fast, flexible auction bridge recently completed by Lunt for a repeat client 🔨🏡

Having secured the property at auction, the client needed funding that could meet the agreed 12-week completion deadline, while keeping their upfront cash commitment as efficient as possible.

Marcus arranged a 70% LTV bridge against a £752,500 purchase price, priced at 0.83% pcm.

Rather than structuring the interest on a retained basis, the facility was arranged as a serviced bridge, allowing the property’s rental income to cover the monthly interest payments for up to 12 months.

This meant the client could:

- Complete their auction purchase within the required timeframe ✅

- Use the property’s rental income to service the facility 💷

- Reduce the deposit required to secure the deal 📉

- Preserve more capital for future opportunities 🔁

Key points of the facility:

🔹 Auction purchase price of £752,500
🔹 70% LTV
🔹 0.83% pcm
🔹 Serviced bridge for up to 12 months
🔹 Rental income used to support monthly interest payments
🔹 Structured for a repeat client with a 12-week completion deadline

For investors buying at auction, the structure of the finance can be just as important as the speed of completion. The right facility can help protect liquidity while giving you the certainty to complete.

Want to discuss an auction purchase or upcoming investment?

📩 [email protected]
📞 +44 7568 335848

14/08/2026

Yesterday, Matt and Martin visited the new client lounge at Allsop HQ in London.

As Allsop’s official finance partner across both its commercial and residential auctions, the relationship is built around helping buyers move quickly when the right opportunity comes to market.

The discussion covered current buyer and seller behaviour, market conditions, and where activity may develop over the next few months. We also spoke about how we can continue working closely to support buyers.

Auction buyers increasingly need more than a lender recommendation once a lot is secured. They need a funding strategy in place before bidding: one that considers the asset, borrower profile, auction timetable and the most appropriate route to completion.

A strong partnership between auctioneer and finance specialist helps clients bid with greater confidence and execute decisively once the hammer falls.

Thank you to Allsop, William Shoebotham, Alex Neil and the wider team for the welcome.

UK Build-to-Rent isn't suffering from a lack of tenant demand. It's hitting a brick wall on scheme viability.In the year...
13/08/2026

UK Build-to-Rent isn't suffering from a lack of tenant demand. It's hitting a brick wall on scheme viability.

In the year to June 2026, new BTR starts dropped 79% nationwide, and a staggering 84% outside London.

The appetite for quality rental stock is still there, but getting a project from planning consent to ground-breaking has rarely been harder. Higher construction bills, elevated debt costs, and tighter investor yields are hitting projects simultaneously. As a result, capital is shifting away from ground-up development and into existing, income-generating assets.

In this market, securing planning is only half the battle. The debt structure has to stack up from day one. That means stress-testing leverage, locking in realistic exit values, and finding lenders who actually understand the risk profile before a shovel touches the dirt.

📩 If you’re navigating a BTR or residential development scheme and need to review your funding options, drop us a DM or comment DEVELOPMENT below.

Going to auction? The hammer falls fast, and your finance needs to move even faster.When buying at auction, the standard...
11/08/2026

Going to auction? The hammer falls fast, and your finance needs to move even faster.

When buying at auction, the standard 28-day completion window leaves no room for funding delays. You need a finance partner who understands the urgency and has the right structures in place to get the deal over the line.

Empire Global Finance specialises in securing fast, reliable auction funding for property professionals and investors across the UK.

Through our whole-of-market access, we can secure market-leading terms, including:

🏡 Up to 80% LTV on residential properties at auction.

🏢 Up to 70% LTV on commercial properties, without the need for a valuation, saving you critical time.

Don't leave your funding to chance. Speak to our specialist advisers before you bid to ensure your capital is structured, secure, and ready for completion.

💬 Get in touch to arrange a no-obligation consultation today.

Address

2nd Floor, 15 Grosvenor Court, Foregate Street
Chester
CH11HG

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+441244470250

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