28/05/2026
A complex regulated bridge recently completed by Mark Pattanshetti 🏡✨
Our client, a UK national recently back from overseas, needed to secure their new home in the Chester area before selling their current one. With overseas assets, foreign income and a main property mixing residential and commercial use, the usual mortgage routes weren’t going to cut it.
Instead of going to a traditional bridge lender, Mark secured market‑leading terms via a specialist lender, arranging a £2,130,000 regulated bridge at 53% LTV over 12 months, secured against two properties with rolled‑up interest.
This meant:
- New home secured first ✅
- Refurbishment costs covered 🔧
- Stamp duty and fees funded within the facility 💷
Repayment is planned via the sale of the current home within the term, with regular reviews in place to keep everything on track.
Key features of this solution:
🔹 £2.13m bridge across two residential properties (c. £4m combined value)
🔹 High‑net‑worth exemption + flexible credit for overseas assets and income
🔹 Rolled‑up interest to protect cashflow during the move and refurb
🔹 Competitive rate, more favourable than terms available from traditional bridge lenders
🔹 Lender comfortable with a unique mixed residential/commercial asset and limited comparables
If you (or your clients) are planning a move‑before‑sale, have overseas income or more complex circumstances, the right bridging solution can make the difference between missing out and moving in.
Connect with Mark to explore your options:
📩 [email protected]
📞 07469 354169
