Leah Wilkinson - Mortgage and Protection Adviser

15/06/2021

With frozen on properties up to £250,000 until 30 September there is still time to save up to £2,500! Get in touch with our & ...

03/03/2021

Great news for the housing market today, stamp duty extended and 95% mortgages. Please contact me for further information 07817492010 🏡...

25/02/2021

05/02/2021

If you’ve been furloughed because of the Coronavirus Pandemic, you may still be able to get a mortgage.

There are lots of different mortgages available so it’s important to seek advice from a qualified adviser to find out what’s right for you. As a whole of market, directly authorised broker I have access to the full range of deals and will help you find the right mortgage for your circumstances.

If you’re unsure where you stand in terms of furlough and your mortgage, why not contact me on [email protected]

03/02/2021

Did you know that lenders don’t just give you a mortgage based on “x times” your annual pre-tax salary?

There’s a lot of different criteria that comes with borrowing money to buy your new home, such as general affordability.

In 2020 the average UK salary was £30,420, so if there was 2 of you earning that amount (pre-tax) you could be able to borrow £152,100 - £213,000.

Of course these numbers are just hypothetical and what you can borrow differs from lender to lender, for a more accurate representation of what you could borrow, give me a call on 07817 492 010.

01/02/2021

Did you know that MPs are debating the possibility of extending the Stamp Duty holiday? It was introduced to England and Northern Ireland in July 2020.

The threshold for paying the tax was extended to £500,000 and is due to end on the 31st March 2021.

Have you taken advantage of the Stamp Duty holiday?

28/01/2021

Are you thinking about buying a property?

Did you know that you should have an agreement in principle in place before making an offer, to show you can proceed? If you didn’t, you might be thinking “what is an agreement in principle?”.

Simply put, it’s a written confirmation from a mortgage lender that details how much money they are in principle, willing to lend you, based on the information you’ve supplied. Showing an agreement in principle to the estate agent demonstrates that you’re serious about buying and can (in theory) get the required mortgage.

It’s a good idea to have an agreement in principle (sometimes known as a mortgage in principle) before setting your heart on a particular property. A good mortgage adviser will help you work out all your finances so that you know before you start looking, what house value is within reach.

If you need help or advice on mortgages or moving home, get in touch and I’d be happy to help.

26/01/2021

🏡 Thinking of moving home? It doesn't have to be stressful! 🏘

Different circumstances call for different types of mortgage, I provide expert advice and will guide you through the whole process.

Get in touch to arrange a free consultation.

23/01/2021

Real life isn’t always 9-5, so as a mortgage adviser I’m not either! Many of my clients need evening or weekend appointments to fit around work and family commitments.

If you’re thinking of moving house or reviewing your existing mortgage, it’s important to take expert advice. I’m happy to meet via Zoom at a time and day that suits you, so don’t worry if you don’t keep to office hours – neither do I!

Send me a message or give me a call to arrange a chat.

21/01/2021

Are you one of the 4.5 million households in the UK in the Private Rented Sector?

Maybe renting makes sense for you, or maybe buying just isn’t on the cards. It’s a big financial commitment, but there are some obvious benefits such as building equity, greater stability & the ability to control your costs with a fixed mortgage.

If buying a house is something you’d like to do, drop me a message or call me on 07817 492 010