06/04/2026
New Tax Year! 🚨
If your self-employed profits have increased in 25/26, this could positively impact your affordability assessment when applying for a mortgage.
💡 Lenders typically use your either an average of your latest 2 years self-employed profits, or your latest years self-employed profits, so updated figures may open new possibilities.
✔️ Increased profits = potential for increased borrowing
✔️ Opportunity to revisit plans that may not have worked before
✔️ Ideal time to review your mortgage options
If you’re self-employed and your income has improved, it might be worth exploring your options.
📩 Feel free to get in touch for a no-obligation chat.
Your home may be repossessed if you do not keep up repayments on your mortgage.