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Mortgage and Protection Advice Done Properly 🏡

At Proper Advice, we specialise in mortgage and protection advice — delivering clear, tailored solutions to help you secure your home and safeguard your future.

18/04/2026

Did you know a £200,000 mortgage at 5% over 40 years means you’ll pay £263,136 in interest alone? 😬

That’s more than the mortgage itself.

But here’s what changes when you shorten the term:

📉 35 years = £224,133 interest - saving £39,000
📉 30 years = £186,671 interest - saving £76,465
📉 25 years = £150,882 interest - saving £112,254

Same mortgage. Same rate. Just a shorter term, and potentially over £112k back in your pocket.

Now, a shorter term does mean higher monthly payments - but even shaving a few years off can make a huge difference over time. It’s one of the simplest things to look at when reviewing your mortgage and circumstances.

Wondering what YOUR numbers could look like? Drop us a message and we’ll work it out together. No jargon, no obligation, just proper advice. 🏡



Your home may be repossessed if you do not keep up repayments on your mortgage.

Is it time to remortgage? Here are 3 signs you shouldn’t ignore 👆Most homeowners only think about remortgaging when thei...
10/03/2026

Is it time to remortgage? Here are 3 signs you shouldn’t ignore 👆

Most homeowners only think about remortgaging when their lender writes to them - by which point they’re already paying more than they need to.

If your fixed rate is ending, your home has gone up in value, or your circumstances have changed, now is the time to review your options.

Save this post and share it with anyone who hasn’t looked at their mortgage recently 🔖

Got questions? DM us or tap the link in bio to reach us.



Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.

📉📈 Will the Base Rate shift on November 6th?We’re all ears and eager to know what YOU think! 👇 Drop your vote in the com...
21/10/2025

📉📈 Will the Base Rate shift on November 6th?

We’re all ears and eager to know what YOU think! 👇 Drop your vote in the comments 💬

💡 Thinking about fixing your mortgage or exploring your options before any changes hit?

Now’s the time to act! 🏡

📲 Get expert advice at properadvice.co.uk or email [email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage.

What’s really happening with mortgage rates right now? 🏡💷 And what should you expect from the Autumn Budget on 26 Novemb...
16/10/2025

What’s really happening with mortgage rates right now? 🏡💷 And what should you expect from the Autumn Budget on 26 November?

Swipe through for the latest on:

✅ Current average rates (and the best deals)
✅ Why some rates are rising while others fall
✅ What the upcoming budget could mean for homeowners
✅ Your action plan for getting the best mortgage deal

📊 The good news: Rates are down significantly from last year. The challenge: Market uncertainty means they’re not falling as fast as hoped.
⚠️ If you’re on an SVR or coming to the end of your fixed deal, now’s the time to act. The average SVR is 7.42% - you could save hundreds per month by remortgaging!
🗓️ Mark your calendar: The Autumn Budget is on 26 November. Stay tuned for potential changes to stamp duty, property taxes, and more.

👉Get in touch for proper, expert advice and guidance on your mortgage!

01244 955 399
[email protected]

🧡

Your home may be repossessed if you do not keep up repayments on your mortgage.

What’s really happening with mortgage rates right now? 🏡💷 And what should you expect from the Autumn Budget on 26 Novemb...
16/10/2025

What’s really happening with mortgage rates right now? 🏡💷 And what should you expect from the Autumn Budget on 26 November?

Swipe through for the latest on:

✅ Current average rates (and the best deals)
✅ Why some rates are rising while others fall
✅ What the upcoming budget could mean for homeowners
✅ Your action plan for getting the best mortgage deal

📊 The good news: Rates are down significantly from last year. The challenge: Market uncertainty means they’re not falling as fast as hoped.

⚠️ If you’re on an SVR or coming to the end of your fixed deal, now’s the time to act. The average SVR is 7.42% - you could save hundreds per month by remortgaging!

🗓️ Mark your calendar: The Autumn Budget is on 26 November. Stay tuned for potential changes to stamp duty, property taxes, and more.

👉Get in touch for expert advice and guidance on your mortgage!

01244 955 399
[email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage.

We’ve rebranded! 🥳Green Mortgages is now Proper Advice 🧡At Proper Advice, we specialise in mortgage and protection advic...
15/10/2025

We’ve rebranded! 🥳

Green Mortgages is now Proper Advice 🧡

At Proper Advice, we specialise in mortgage and protection advice — delivering clear, tailored solutions to help you secure your home and safeguard your future.

👉🏼 Whether you’re buying your first property, moving home, refinancing to a better rate, or arranging protection for you and your family, we’re here to make the process simple, efficient, and fully transparent.

🫱🏼‍🫲🏼 Our service is built on trust, expertise, and a genuine commitment to your long-term goals. From first enquiry to final completion, we work closely with you to find the right solution, every time.

Get in touch:

01244 955 399
[email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage.

✨We helped Xander bring his monthly outgoings down from £2,096 to £1,297 with a debt consolidation remortgage, saving £7...
18/09/2025

✨We helped Xander bring his monthly outgoings down from £2,096 to £1,297 with a debt consolidation remortgage, saving £799 every month.

From juggling multiple payments to one simple repayment, we made it a hassle free process 💡💷

See if you could achieve the same! Check our free calculator or speak to an adviser today.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.

We helped Olivia to reduce her monthly outgoings by £927 with a debt consolidation remortgage. One simple payment. Less ...
08/09/2025

We helped Olivia to reduce her monthly outgoings by £927 with a debt consolidation remortgage.

One simple payment. Less financial pressure. More control. 💡💷

Check if you could do the same - use our free calculator or speak to us today.

Be aware that consolidating debt may increase the overall amount repayable. Your home may be repossessed if you do not keep up repayments on your mortgage.

💡 Life insurance and critical illness cover give peace of mind when it matters most. One supports your loved ones if you...
27/08/2025

💡 Life insurance and critical illness cover give peace of mind when it matters most. One supports your loved ones if you pass away, the other helps if serious illness stops you in your tracks. Both protect what matters most.

📲 Speak to our team today to see what cover could look like for you.

📞 01244 955399
📧 [email protected]
🌐 greenmortgages.co.uk

As with all insurance policies, conditions and exclusions will apply.

Sheree cut her monthly payments by £795 with a debt consolidation remortgage 🏡💡 One simple payment, less stress, more fi...
21/08/2025

Sheree cut her monthly payments by £795 with a debt consolidation remortgage 🏡💡 One simple payment, less stress, more financial breathing room.

✨ Thinking about the same? Use our calculator or speak to us today to explore your options.



Consolidating debt may increase the overall amount repayable.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.

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CH11RS

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