Be My Broker Ltd

Be My Broker Ltd When life is already complicated enough we're busy finding the right deal for you. Think carefully about securing other debts against your home.

We will work hard throughout the process to help find you the right deal that best suits your personal circumstances and offer the protection you need. Experienced Mortgage broker covering the usual areas of Purchases and remortgages, but also some of the more challenging areas of First Time Buyer (low deposit) mortgages, debt consolidation, and Non-prime where you may have missed a card payment o

r had a Default or CCJ registered. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. We also provide advice in the Buy To Let world managing clients' large or single property portfolios. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority. Add to that experience Secured loans and a team of advisors who assist with more specialist areas such as Bridging and Commercial loans, which are not regulated by the Financial Conduct Authority, then we cover a whole spread to help find a solution for any enquiry. Protection and Insurance work hand in hand with mortgages and loans, so our experience in arranging insurance strategies to help protect both the mortgage debt, your home and, of course, your family should provide an all-around service to ensure we cover all requirements. Income protection will help you pay your bills should your sick pay at work run out or especially if you don't have any, e.g. self-employed, and is becoming a fast-growing area due to the impact of the Covid-19 pandemic. Other solutions include life and critical illness cover, to help protect debts and/or family at particularly hard times, and a good quality home insurance plan which protects everything you work so hard to gain. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances. Be My Broker Ltd who are an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales no. 13029414. Registered Address: Obsidian House, 4 Chantry Court, Chester CH1 4QN

๐Ÿก Struggling to buy a home and need help from Mum & Dad?A Joint Borrower Sole Proprietor mortgage could help you get ont...
03/06/2026

๐Ÿก Struggling to buy a home and need help from Mum & Dad?

A Joint Borrower Sole Proprietor mortgage could help you get onto the property ladder ๐Ÿ‘‡

This allows parents or close family members to support the mortgage application using their income, helping boost affordability, without being named on the property deeds.

One of the biggest challenges with these mortgages is that many lenders cap the mortgage term based on the oldest applicantโ€™s age, which can increase monthly payments as your mortgage term is short.

But some lenders take a different approach ๐Ÿ‘€

โœ” They can assess the term using the younger applicantโ€™s age

โœ” Lending may be available up to age 80

โœ” Some lenders even have no maximum age limit

This could mean lower monthly payments and more borrowing potential...

๐Ÿ“ฉ Message me to see what options may be available to you.



Subject to full mortgage application and product range.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.

๐—ช๐—ฒ ๐—ถ๐—ป๐˜€๐˜‚๐—ฟ๐—ฒโ˜‘๏ธ ๐—ข๐˜‚๐—ฟ ๐—ฐ๐—ฎ๐—ฟ๐˜€ ๐Ÿš—โ˜‘๏ธ ๐—ข๐˜‚๐—ฟ ๐—ฝ๐—ต๐—ผ๐—ป๐—ฒ๐˜€ ๐Ÿ“ฑโ˜‘๏ธ ๐—ข๐˜‚๐—ฟ ๐—ฝ๐—ฒ๐˜๐˜€ ๐Ÿถโ˜‘๏ธ ๐—ข๐˜‚๐—ฟ ๐—ต๐—ผ๐—น๐—ถ๐—ฑ๐—ฎ๐˜†๐˜€ ๐Ÿ–๏ธ...But far too many of us still have no cover in pla...
02/06/2026

๐—ช๐—ฒ ๐—ถ๐—ป๐˜€๐˜‚๐—ฟ๐—ฒ
โ˜‘๏ธ ๐—ข๐˜‚๐—ฟ ๐—ฐ๐—ฎ๐—ฟ๐˜€ ๐Ÿš—
โ˜‘๏ธ ๐—ข๐˜‚๐—ฟ ๐—ฝ๐—ต๐—ผ๐—ป๐—ฒ๐˜€ ๐Ÿ“ฑ
โ˜‘๏ธ ๐—ข๐˜‚๐—ฟ ๐—ฝ๐—ฒ๐˜๐˜€ ๐Ÿถ
โ˜‘๏ธ ๐—ข๐˜‚๐—ฟ ๐—ต๐—ผ๐—น๐—ถ๐—ฑ๐—ฎ๐˜†๐˜€ ๐Ÿ–๏ธ...

But far too many of us still have no cover in place for the one thing that really matters... ๐—ฌ๐—ข๐—จ!

Insurance is not about predicting the worst. It's about making sure that if something does happen, you and the people you love are not left worrying about the mortgage, the bills or how to keep the lights on. ๐Ÿ’ก

And it could cost less than a weekly takeaway, especially when arranged while you are young and healthy. โœ…

If you have been putting it off, speak to us today. No pressure, no jargon, just clear advice. ๐Ÿ“ž

โฐ Donโ€™t Leave Insurance Too Lateโฐ The best time to arrange insurance is before you need it.Leaving cover too late can le...
01/06/2026

โฐ Donโ€™t Leave Insurance Too Late

โฐ The best time to arrange insurance is before you need it.

Leaving cover too late can lead to:
โ€ข ๐Ÿ“ˆ Higher premiums
โ€ข โš ๏ธ Fewer options
โ€ข โŒ› Delays in cover
โ€ข โŒ Difficulty getting insured at all

If you would like to consider your options, contact us today before it becomes too late.

๐Ÿ’ก Had an interest-only mortgage for years and now the end date is creeping up? Feeling unsure about what happens next?Yo...
28/05/2026

๐Ÿ’ก Had an interest-only mortgage for years and now the end date is creeping up? Feeling unsure about what happens next?

Youโ€™re not alone. Many homeowners are finding themselves in a position where their current lender wonโ€™t extend the term, or theyโ€™re worried about how the balance will be repaid. ๐Ÿก

The good news is there may still be options available. We have lenders on panel that can accept a wide range of repayment strategies, such as savings or pensions, and in some cases donโ€™t require as high a level of equity in the property as lenders once used to.

If your interest-only mortgage is coming to an end and youโ€™re starting to panic, donโ€™t sit with the stress alone, speak to us and letโ€™s look at your options together.



Subject to full mortgage application and product range.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.

If you're self-employed, getting a mortgage can be daunting! We like to take that worry away! Whether you're buying your...
27/05/2026

If you're self-employed, getting a mortgage can be daunting! We like to take that worry away!

Whether you're buying your first home or a home mover, we can help! ๐Ÿก

Thanks, Emma, for such a great review! โญโญโญโญโญ

๐Ÿ’ผ Life can change unexpectedly, but your financial security should always stay protected.With Unemployment Insurance cov...
26/05/2026

๐Ÿ’ผ Life can change unexpectedly, but your financial security should always stay protected.

With Unemployment Insurance coverage, you can enjoy peace of mind knowing youโ€™ll have financial support if you experience unexpected job loss or involuntary redundancy through no fault of your own.

โœจ Why Choose Unemployment Insurance?

โœ”๏ธ Monthly income support during unemployment for up to 24 months

โœ”๏ธ Protection for bills, rent, and daily expenses ๐Ÿ 

โœ”๏ธ Quick & simple claims process ๐Ÿ“„

โœ”๏ธ Flexible plans tailored to your needs ๐ŸŽฏ

๐ŸŒŸ Be prepared for the unexpected and safeguard your future today.

Donโ€™t leave your finances to chance, secure reliable protection for yourself and your family โค๏ธ

๐Ÿ‘‰๐Ÿ“ž Please get in touch to explore your options.

Please share with anyone you know who owns a Business so they can make sure they protect themselves. We can explain the ...
21/05/2026

Please share with anyone you know who owns a Business so they can make sure they protect themselves. We can explain the options ๐Ÿ

๐—” ๐—พ๐˜‚๐—ฒ๐˜€๐˜๐—ถ๐—ผ๐—ป ๐—ณ๐—ผ๐—ฟ ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€ ๐—ผ๐˜„๐—ป๐—ฒ๐—ฟ๐˜€...

If your fellow shareholder passed away tomorrow, what would happen to their shares? ๐Ÿค”

Without proper planning, those shares often pass to a spouse or family member who has no experience of your business and may not even want to be involved.

๐—ฌ๐—ผ๐˜‚ ๐—ฐ๐—ผ๐˜‚๐—น๐—ฑ ๐—ฒ๐—ป๐—ฑ ๐˜‚๐—ฝ ๐˜„๐—ถ๐˜๐—ต ๐—ฎ๐—ป ๐˜‚๐—ป๐—ฒ๐˜…๐—ฝ๐—ฒ๐—ฐ๐˜๐—ฒ๐—ฑ ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€ ๐—ฝ๐—ฎ๐—ฟ๐˜๐—ป๐—ฒ๐—ฟ, ๐—ผ๐—ฟ ๐˜„๐—ผ๐—ฟ๐˜€๐—ฒ, ๐—ฎ ๐—ฑ๐—ถ๐˜€๐—ฝ๐˜‚๐˜๐—ฒ ๐—ผ๐˜ƒ๐—ฒ๐—ฟ ๐—ฐ๐—ผ๐—ป๐˜๐—ฟ๐—ผ๐—น ๐—ฎ๐—ป๐—ฑ ๐˜ƒ๐—ฎ๐—น๐˜‚๐—ฒ. โŒ

There is another issue often overlooked. In a small or privately held firm, there is no open market for the shares. The family is left trying to value and sell a stake in a business they don't run, often for a knock-down price, or sometimes with no buyer at all. What was meant to provide for loved ones ends up providing very little.

๐—ฆ๐—ต๐—ฎ๐—ฟ๐—ฒ๐—ต๐—ผ๐—น๐—ฑ๐—ฒ๐—ฟ ๐—ฝ๐—ฟ๐—ผ๐˜๐—ฒ๐—ฐ๐˜๐—ถ๐—ผ๐—ป ๐˜€๐—ผ๐—น๐˜ƒ๐—ฒ๐˜€ ๐˜๐—ต๐—ถ๐˜€. โœ…

It provides the surviving shareholders with the funds to buy out the deceased shareholder's stake, giving the family a fair price and keeping the business in the hands of the people running it.

Paired with a properly drafted cross-option agreement, it brings clarity, fairness, and stability at the worst possible time.

If you haven't had a chance to review this, or it hasn't been reviewed in a while, let's talk it through. ๐Ÿ’ฌ

๐—” ๐—พ๐˜‚๐—ฒ๐˜€๐˜๐—ถ๐—ผ๐—ป ๐—ณ๐—ผ๐—ฟ ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€ ๐—ผ๐˜„๐—ป๐—ฒ๐—ฟ๐˜€...If your fellow shareholder passed away tomorrow, what would happen to their shares? ๐Ÿค”Wi...
21/05/2026

๐—” ๐—พ๐˜‚๐—ฒ๐˜€๐˜๐—ถ๐—ผ๐—ป ๐—ณ๐—ผ๐—ฟ ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€ ๐—ผ๐˜„๐—ป๐—ฒ๐—ฟ๐˜€...

If your fellow shareholder passed away tomorrow, what would happen to their shares? ๐Ÿค”

Without proper planning, those shares often pass to a spouse or family member who has no experience of your business and may not even want to be involved.

๐—ฌ๐—ผ๐˜‚ ๐—ฐ๐—ผ๐˜‚๐—น๐—ฑ ๐—ฒ๐—ป๐—ฑ ๐˜‚๐—ฝ ๐˜„๐—ถ๐˜๐—ต ๐—ฎ๐—ป ๐˜‚๐—ป๐—ฒ๐˜…๐—ฝ๐—ฒ๐—ฐ๐˜๐—ฒ๐—ฑ ๐—ฏ๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€ ๐—ฝ๐—ฎ๐—ฟ๐˜๐—ป๐—ฒ๐—ฟ, ๐—ผ๐—ฟ ๐˜„๐—ผ๐—ฟ๐˜€๐—ฒ, ๐—ฎ ๐—ฑ๐—ถ๐˜€๐—ฝ๐˜‚๐˜๐—ฒ ๐—ผ๐˜ƒ๐—ฒ๐—ฟ ๐—ฐ๐—ผ๐—ป๐˜๐—ฟ๐—ผ๐—น ๐—ฎ๐—ป๐—ฑ ๐˜ƒ๐—ฎ๐—น๐˜‚๐—ฒ. โŒ

There is another issue often overlooked. In a small or privately held firm, there is no open market for the shares. The family is left trying to value and sell a stake in a business they don't run, often for a knock-down price, or sometimes with no buyer at all. What was meant to provide for loved ones ends up providing very little.

๐—ฆ๐—ต๐—ฎ๐—ฟ๐—ฒ๐—ต๐—ผ๐—น๐—ฑ๐—ฒ๐—ฟ ๐—ฝ๐—ฟ๐—ผ๐˜๐—ฒ๐—ฐ๐˜๐—ถ๐—ผ๐—ป ๐˜€๐—ผ๐—น๐˜ƒ๐—ฒ๐˜€ ๐˜๐—ต๐—ถ๐˜€. โœ…

It provides the surviving shareholders with the funds to buy out the deceased shareholder's stake, giving the family a fair price and keeping the business in the hands of the people running it.

Paired with a properly drafted cross-option agreement, it brings clarity, fairness, and stability at the worst possible time.

If you haven't had a chance to review this, or it hasn't been reviewed in a while, let's talk it through. ๐Ÿ’ฌ

Share with anyone you know who is trying to get a foot on the property ladder! This IS big news ๐Ÿ
20/05/2026

Share with anyone you know who is trying to get a foot on the property ladder! This IS big news ๐Ÿ

๐Ÿšจ HUGE news for first-time buyers & renters ๐Ÿšจ

Halifax is shaking up the mortgage market with a game-changing new deal from 18th May 2026 ๐Ÿก

You could now get on the property ladder with just a ยฃ5,000 deposit ๐Ÿคฏ

Hereโ€™s what you need to know:

Up to 98% LTV (just ยฃ5k minimum deposit)

Available on homes up to ยฃ300,000

5-year fixed rate with NO product fees

Built for people who can afford monthly repayments but struggle to save a big deposit

This is a massive step toward making homeownership more accessible.

If youโ€™ve been stuck renting and thought buying was out of reachโ€ฆ this could change everything.

We have access to this deal, so drop us a message! ๐Ÿ‘‡



Subject to full mortgage application and product range.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.

๐Ÿšจ HUGE news for first-time buyers & renters ๐ŸšจHalifax is shaking up the mortgage market with a game-changing new deal fro...
19/05/2026

๐Ÿšจ HUGE news for first-time buyers & renters ๐Ÿšจ

Halifax is shaking up the mortgage market with a game-changing new deal from 18th May 2026 ๐Ÿก

You could now get on the property ladder with just a ยฃ5,000 deposit ๐Ÿคฏ

Hereโ€™s what you need to know:

Up to 98% LTV (just ยฃ5k minimum deposit)

Available on homes up to ยฃ300,000

5-year fixed rate with NO product fees

Built for people who can afford monthly repayments but struggle to save a big deposit

This is a massive step toward making homeownership more accessible.

If youโ€™ve been stuck renting and thought buying was out of reachโ€ฆ this could change everything.

We have access to this deal, so drop us a message! ๐Ÿ‘‡



Subject to full mortgage application and product range.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.

Address

Obsidian House, 4 Chantry Court
Chester
CH14QN

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