M.E.C Mortgages

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M.E.C Mortgages works directly with hundreds of high street and specialist mortgage providers It would be our pleasure to show you how we do things differently.

M.E.C Mortgages is here to help you not only find the right and most competitive mortgage and protection for you, giving you invaluable advice and guidance throughout, we also can help you find your new home, make offers and everything that comes after and beyond. We have years of experience and can help you with all your mortgage needs. Call us today and let the M.E.C Mortgage family welcome you and help you on your homebuying journey.

02/11/2026

The 2026 Budget is here! 📊💰

When The Budget came out last week, did you think about watching it but just didn't have the time? Well don't worry because M.E.C Mortgages has the perfect Budget overview for you to read! 📖

Access our overview using the link below and find out for yourself what Chancellor John Healey had to say about:

🌧Economic Forecasts
💵Cost-Of-Living Measures
📈Personal Taxation and Pensions
🤖Business and AI
🏠Housing

And more!

The Budget2026🔗https://mcusercontent.com/2e46a9fdfe5683a364e6a3117/files/ad7716d2-e053-910e-14ff-f1df0e6df608/The_Budget_2026.03.pdf

Contact details:
Get in touch: 01273 758519 📞
[email protected] 📨
www.mecmortgages.co.uk 🌐

It is important to take professional advice before making any decision relating to your personal finances. The information contained within this post is for information only purposes and does not constitute financial advice. Your home may be repossessed if you do not keep up with the repayments on your mortgage.

28/10/2026

M.E.C is getting spooky this week in the lead up to Halloween 👻

But don’t worry, the M.E.C Mortgages team is readier than ever to help you find a mortgage for your dream home!

We’ll put the treat in your trick or treat this year, just get in contact and see how we can help you this Halloween 🍬🎃

Contact details:
Get in touch: 01273 758519 📞
[email protected] 📨
www.mecmortgages.co.uk 🌐

Halloween spookyseason autumn🍁 TrickOrTreat scary😱

Your home may be repossessed if you do not keep up with the repayments on your mortgage.

27/10/2026

Everyday we help a wide variety of people with their mortgage journeys. 🏠

Everybody's circumstances are different so we tailor our services and advice to help you best 👉

Whatever your situation is the first step is always talking to our advisors.

Get in contact with us today to let us guide you through the process and find the best mortgage for you. We're always happy to answer a DM, email or phone call 📲

Contact details:
Get in touch: 01273 758519 📞
[email protected] 📨
www.mecmortgages.co.uk 🌐

Your home may be repossessed if you do not keep up with the repayments on your mortgage.

26/10/2026

🚫 Mortgage Myth Buster! 🚫

“My mortgage options are the same everywhere.” ❌ Not true! Every lender has different deals, criteria, and ways to help you get the best outcome and that’s where we come in.

At M.E.C Mortgages, we offer FREE advice and guide you every step of the way. You won’t pay a thing until your mortgage is fully approved 🩷

Don’t let myths hold you back! Get the right guidance from the start!

📞 01273 758519
✉️ [email protected]
🌐 www.mecmortgages.co.uk

Your home may be repossessed if you do not keep up with repayments on your mortgage.

23/10/2026

"When’s the right time to speak to a mortgage advisor?”

We get asked this a lot — and the answer is simple: the sooner, the better! 🏡

Too often, people leave it until the last minute, which can lead to delays or disappointment when they realise they can’t borrow what they expected.

Here’s why it’s so important to speak to us early on:

🔑 Affordability clarity
We help you understand what you can really afford by researching lenders based on your circumstances and securing a Decision in Principle. This gives you a guide amount and shows you the monthly costs — so you’re only viewing homes that are within reach.

🏃‍♀️ Stronger buyer position
When you’re ready to make an offer, being fully prepared with a mortgage in place makes you a more attractive buyer — especially in a competitive market.

📊 Market insight & negotiation power
At M.E.C Mortgage, we work with Hometrack and Rightmove to give you exclusive insight into a property's history, previous valuations, and current estimated value — using tools the banks rely on. That way, you can make smart offers with confidence.

💰 Budgeting support
We’ll help you set a plan, make the most of your savings, and understand all the upfront costs involved — so nothing catches you off guard.

🔍 Credit check support
We’ll go through your credit report with you, spotting any issues or errors early — and making sure you’re in the best shape for your mortgage application.

In short: Don’t wait. Getting expert advice early can save you time, money, and stress.

Contact details:
Get in touch: 01273 758519 📞
[email protected] 📨
www.mecmortgages.co.uk 🌐

Your home may be repossessed if you do not keep up with the repayments on your mortgage.

21/10/2026

⏰ When was the last time you actually looked at your mortgage deal? ⏰

For so many people, it’s a case of “set it and forget it”, but that could be costing you.

Whether your fixed rate is ending, your circumstances have changed, or you just want to see if you could be saving money — we can help you review your options.

You don’t have to just sit and wait until your deal ends! 💡

Get in touch with us to book a quick remortgage review.
It’s free, friendly, and you might save £££ each month 📩

Contact details:
Get in touch: 01273 758519 📞
[email protected] 📨
www.mecmortgages.co.uk 🌐

Your home may be repossessed if you do not keep up with the repayments on your mortgage.

20/10/2026

Dreaming of owning your own home but it feels so out of reach? Shared ownership could be the answer! 💖

Here’s how it works:
✨ Buy a share of a property (usually 25%–75%)
✨ Pay rent on the rest
✨ Gradually buy more shares until it’s all yours!

Why it’s great:
💰 Lower deposit requirements
🚪 Affordable way onto the property ladder
🏠 Access to homes you might not afford otherwise

At M.E.C Mortgages, we love helping first-time buyers explore their options and find a plan that fits their budget and lifestyle.

Let’s make your home dreams a reality!
Contact details:
Get in touch: 01273 758519 📞
[email protected] 📨
www.mecmortgages.co.uk 🌐

Your home may be repossessed if you do not keep up with the repayments on your mortgage.

19/10/2026

⭐We are starting of the week strong with some of our recent 5-star reviews! ⭐

We love knowing that our advice and time has helped clients find the right home for them.

Whether your looking for your first home or dream home, M.E.C Mortgages is ready to help you find the property that best fits your needs.

Contact details:
Get in touch: 01273 758519 📞
[email protected] 📨
www.mecmortgages.co.uk 🌐

Your home may be repossessed if you do not keep up with the repayments on your mortgage.

16/10/2026

… 🥁Not always!🥁

While 10%+ is ideal, there are always options starting from 5% with certain lenders. Some are now offering 3% deposit options and even no deposit options where you can purchase with an 100% mortgage!

There are also certain schemes such as Shared Ownership and First Homes that can help you get on the property ladder with lower or no deposit. 🪜

There's always an option out there for your circumstances just waiting to be found!

Get in contact with M.E.C Mortgages today and let us help you find the right mortgage for you that fits your budget 💰

Contact details:
Get in touch: 01273 758519 📞
[email protected] 📨
www.mecmortgages.co.uk 🌐

Your home may be repossessed if you do not keep up with the repayments on your mortgage.

15/10/2026

For this complex case of the week we will be looking at what happens when Limited Companies get a bit complicated!

A couple was looking to buy a new home and sell their current flat. One of the clients was self-employed and the other worked for him.

He did not pay himself a dividend, had previously missed one mortgage payment and his accountant had not drafted his latest accounts, with his last set being nearly 2 years old.

By using our relationship with our BDM’s and understanding the reason the mortgage payment was missed, we were able to find a high street lender who was happy to look at the case as an exception using net profits from the business towards income instead of dividends, all the missed payment outside of policy and take the accounts with a projection!

The client was therefore able to borrow £550k at 90% loan to value and the offer was issued within 2 weeks.

Contact details:
Get in touch: 01273 758519 📞
[email protected] 📨
www.mecmortgages.co.uk 🌐

Your home may be repossessed if you do not keep up with the repayments on your mortgage.

Address

22 Queens Road
Brighton And Hove
BN13XA

Telephone

+441273758519

Website

http://www.mecmortgages.co.uk/

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