Property Finance Plus

Property Finance Plus Bridging and Development Finance through Property Finance Plus. FCA number 949147. Overall, it has helped me to help clients navigate property finance.

Residential and Buy to Let Mortgages through JSI Associates, which is a trading style of Daniel Cunningham is authorised and regulated by the Financial Conduct Authority. As well as standard Residential and Buy to Let mortgages, I have expertise in the specialist property finance areas of Development Finance, Bridging Finance, Limited Company Buy to Let, HMOs (Houses in Multiple Occupation) and Mu

lti-Unit Freeholds. I help both direct clients and introducing broker firms with their client’s specialist requirements. My background prior to broking was working for specialist property finance lenders 🏢 where I worked on all types of cases from the simple to the complex. As well as the products areas, this experience taught me how lenders think and make lending decisions. It also gave me a technical understanding of the underwriting and legal due diligence involved in property transactions. 🤓

I’ve found that the experience gained from working ‘on that side of the desk’ has proved invaluable in helping clients ‘on this side of the desk’. ☯︎ It has put me in a better position to help clients achieve their ambitions and to tackle any issues when they arise. It has also enabled me to help clients better deal with what can otherwise seem like a frustrating shopping list of sometimes unclear and unnecessary demands from the lender and solicitor. I work each case thoroughly as if it was one that I was doing for myself, with the preferences and personality of the client in mind. Please contact me if you would like some help with you or your client's requirements. 🙏

Regards,

Rob.

Bit more to go...
20/03/2024

Bit more to go...

Decline in consumer prices index from 4% in January will add to speculation over summer interest rate cuts

Good to share some positive news!
13/03/2024

Good to share some positive news!

Monthly increase of 0.2% offers relief for government after economy shrank in second half of last year

12/03/2024

A series of mortgage rate increases among the biggest lenders, including NatWest, Santander, and Halifax, have been announced.

Round up of the changes to mortgage rates this week (clue is in the picture)
01/03/2024

Round up of the changes to mortgage rates this week (clue is in the picture)

Average fixes rose this week as lenders continue to adjust prices on the expectation that a Bank of England base rate cut will not come before the spring. The average rate for a two-year fix edged up 2 basis points to 5.76%, while the average three-year fix was 5 basis points higher at 5.48%. The av...

More on the thinking behind interest rate cuts and inflation
21/02/2024

More on the thinking behind interest rate cuts and inflation

Bank of England governor Andrew Bailey says inflation does not have to hit its 2% target before the central bank begins cutting interest rates. The governor told the Treasury Committee: “We don’t need inflation to come back to target before we cut interest rates. I must be very clear on that -- ...

20/02/2024
19/02/2024

Former chief economist Andy Haldane says keeping rates high could ‘crush the economy’

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BN16NG

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