Claire Lipscomb Mortgage Broker

Claire Lipscomb Mortgage Broker Over 10000 mortgages and 100 lenders all under one roof. You will love my market-leading products and relaxed approach, call today for a free initial chat.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. For insurance business, I arrange policies from an extensive panel of insurance providers representative of the whole of market

I don’t charge a fee for my advice, however in a few circumstances I may charge a fee of up to £495 for arranging your mortgage. Finance Planning Mortgage & Protection Services is a trading n

ame of The Finance Planning Group Limited, which is authorised and regulated by the Financial Conduct Authority.

CHATGPT CAN ANSWER A LOT OF QUESTIONS. BUT CAN IT REALLY KNOW YOU?AI has changed the way we find information.Ask ChatGPT...
07/09/2026

CHATGPT CAN ANSWER A LOT OF QUESTIONS. BUT CAN IT REALLY KNOW YOU?

AI has changed the way we find information.

Ask ChatGPT about mortgages and, within seconds, it can explain fixed and variable rates, deposits, affordability, terminology and even help you understand some of the questions you might want to ask.

But a mortgage isn’t simply a collection of facts and figures.
It’s your first home.
The extra bedroom you need because the family is growing.
The move you thought you couldn’t afford.
The remortgage that could make the monthly finances a little easier.

That’s where the personal touch matters.
A good mortgage adviser doesn’t just answer the question you ask. They ask the questions you didn’t know you needed to ask.
They understand your circumstances, your plans and what really matters to you. They can explore the options available and help you make sense of one of the biggest financial decisions you’ll ever make.

When it comes to your mortgage, there’s still enormous value in sitting down with a real person who understands the person behind the numbers.

That’s where The Finance Planning Group really excels.
Our experienced mortgage advisers take the time to understand you.
We offer free mortgage advice and, with access to the whole of the mortgage market, can search across a huge range of lenders and products to find the right solution for your individual circumstances.

Contact me today 📞 07469212418

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Finance Planning is a trading name of The Finance Planning Group Limited, which is authorised and regulated by the Financial Conduct Authority.

What is the difference between a Mortgage offer and a Mortgage in Principle (MIP) also known as an (AIP) Agreement in Pr...
30/08/2026

What is the difference between a Mortgage offer and a Mortgage in Principle (MIP) also known as an (AIP) Agreement in Principle

If you’re planning to buy a property, it’s important to understand the difference between these two key stages:

Mortgage in Principle (MIP)
A MIP gives you an indication of how much you may be able to borrow based on your current financial situation. It’s usually completed early in the process and shows sellers that you’re a serious buyer. However, it is not a formal mortgage offer and is subject to full checks.

Mortgage Offer
A mortgage offer is the final approval from a lender after they’ve fully assessed your application, including detailed checks on your finances and the property itself. This is a legally binding offer and means your mortgage is ready to proceed.

In simple terms:
A MIP helps you understand your position and start your property search with confidence, while the mortgage offer confirms your finance is in place and you’re ready to complete your purchase.

Understanding both stages can make your home buying journey smoother and more confident every step of the way.

What are the top 5 questions we get asked about applying for a mortgage?1️⃣ How much can I borrow?2️⃣ How much deposit d...
26/08/2026

What are the top 5 questions we get asked about applying for a mortgage?

1️⃣ How much can I borrow?
2️⃣ How much deposit do I need?
3️⃣ What credit score do I need?
4️⃣ What documents will I need?
5️⃣ What will the monthly repayments be?

We can help you answer all of these questions – contact Finance Planning for free expert advice and guidance throughout your mortgage application.

📞 07469212418

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Finance Planning is a trading name of The Finance Planning Group Limited, which is authorised and regulated by the Financial Conduct Authority.

Thinking about buying a home? Start here.You don’t have to have everything figured out before you talk to a mortgage pro...
20/08/2026

Thinking about buying a home? Start here.

You don’t have to have everything figured out before you talk to a mortgage professional.

Here are 3 simple things you can do this week to get mortgage-ready:

Check your credit and review your credit report
Avoid taking on new debt or making large purchases
Gather your recent income and bank statements

Remember, getting pre-approved doesn’t mean you have to buy a home tomorrow. It simply helps you understand what you may qualify for and gives you a clearer picture of your options.

What’s the biggest question you have about getting a mortgage?

When you are ready contact us and we can gently guide you through the process.
📞 07469212418

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Finance Planning is a trading name of The Finance Planning Group Limited, which is authorised and regulated by the Financial Conduct Authority.

Buying a home is exciting, but delays in the mortgage process can quickly take the shine off. The good news? There are a...
14/08/2026

Buying a home is exciting, but delays in the mortgage process can quickly take the shine off. The good news? There are a few simple things you can do to keep everything moving smoothly

✔️ Send documents back as quickly as possible
✔️ Double-check everything is valid, in date and shows the correct name and details
✔️ Make sure you provide ALL pages of each document, not just the front page

It might sound basic, but these small steps can save days (or even weeks!) in back-and-forth with lenders.

At Finance Planning, we are here to guide you every step of the way, helping you understand exactly what’s needed, reviewing your documents before submission and keeping your application on track from start to finish.

If you want a smoother, faster mortgage journey, we’ve got your back 🤝
Contact us today 📞 07469212428

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Finance Planning is a trading name of The Finance Planning Group Limited, which is authorised and regulated by the Financial Conduct Authority.

Market UpdateThe mortgage market continues to adapt as lenders respond to interest rates, inflation, and wider economic ...
04/08/2026

Market Update

The mortgage market continues to adapt as lenders respond to interest rates, inflation, and wider economic conditions. While we're no longer seeing the rapid rate reductions many expected, there are still competitive mortgage products available for borrowers who are well prepared.

What's happening now?
Mortgage rates remain competitive, although pricing continues to change as lenders react to market conditions and swap rates.

The Bank of England is taking a measured approach, with future rate decisions guided by economic data rather than a fixed path.

Inflation has eased but remains an important factor influencing future interest rate expectations.

The housing market remains resilient. Buyer activity continues, although many purchasers are taking longer to make decisions and carefully assessing affordability.

Remortgage activity remains strong as many fixed-rate deals end, making it more important than ever to review your options.

What does this mean for you?
• Competitive mortgage deals are still available, but products can change quickly.
• Being financially prepared can put you in a stronger position.
• Lenders continue to assess affordability carefully, making professional advice valuable.

The bottom line
The mortgage market is continuing to evolve, but opportunities remain for those who plan ahead and seek the right advice.

If you're thinking about your next move, now is a great time to review your options. Every situation is different, and a tailored mortgage strategy can help you make confident financial decisions.
Contact me:

📞 07469212418

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Finance Planning is a trading name of The Finance Planning Group Limited, which is authorised and regulated by the Financial Conduct Authority.

I love it when someone appreciates your help so much that they take the time to do a google review, it makes it slightly...
31/07/2026

I love it when someone appreciates your help so much that they take the time to do a google review, it makes it slightly more special when they are so complimentary……. Thank you

When applying for a mortgage, most lenders will usually ask for 2–3 months of bank statements.But what are they actually...
31/07/2026

When applying for a mortgage, most lenders will usually ask for 2–3 months of bank statements.

But what are they actually looking at?
They’re checking a few key things:

Income – that your salary or income is consistent and matches your application
Spending habits – regular outgoings, lifestyle costs, and how you manage your money
Financial management – overdrafts, missed payments, or signs of financial strain
Existing credit – loans, credit cards, and other commitments
Patterns – not just one-off transactions, but overall behaviour and consistency

It’s not about perfection, it’s about showing that your finances are stable and affordable for the loan you’re applying for.
Every lender is slightly different, which is why preparation can make a big difference before you apply.

If you’re unsure about your own statements, it’s always worth getting them reviewed early.
Contact me at the Finance Planning Group today for FREE expert advice.
Contact us on 📞 07469212418

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON

Are you feeling unsure about Mortgages right now? Here are 3 simple ways to feel more in control today:1 - Get clear on ...
26/07/2026

Are you feeling unsure about Mortgages right now?
Here are 3 simple ways to feel more in control today:

1 - Get clear on your budget
Before anything else, understand what’s comfortable for you, not just what you could borrow.
Looking at your monthly outgoings, lifestyle and future plans helps you set a realistic range that feels sustainable, even if rates change.

2 - Speak to an advisor early
You don’t have to wait until you’ve found a property.
Getting advice early gives you a clearer picture of your options, what lenders are looking for and how to position yourself in the strongest possible.

3 - Explore fixed vs variable options
There’s no “one-size-fits-all” mortgage right now.
Whether it’s the stability of a fixed rate or the flexibility of a variable deal, the right choice depends on your circumstances, plans and comfort with change.

I help you cut through the uncertainty and focus on what really matters, your situation.
✔️ I take the time to understand your goals and budget
✔️ I explain your options in a clear, straightforward way
✔️ I help you build a plan that works now and in the future

So instead of reacting to headlines, you can move forward with clarity and confidence.
For more hints and top tips, contact me today
📞 07469212418

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Finance Planning is a trading name of The Finance Planning Group Limited, which is authorised and regulated by the Financial Conduct Authority.

Mortgage rates have been making headlines again this week.The good news? Some lenders have reduced their rates, creating...
16/07/2026

Mortgage rates have been making headlines again this week.

The good news? Some lenders have reduced their rates, creating new opportunities for borrowers.
The bad news? Other lenders have increased theirs.

It can be confusing trying to work out what's happening and whether now is the right time to secure a deal. That's where a mortgage adviser can make all the difference.

I keep up with the changing market every day, compare lenders and help you find a mortgage that's right for your circumstances, not just the one making the headlines.

If you're buying a home, remortgaging, or your current deal is coming to an end, now is a great time to have a conversation.

Get in touch today to see what options are available to you.
📞 07469212418

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Finance Planning is a trading name of The Finance Planning Group Limited, which is authorised and regulated by the Financial Conduct Authority.

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Brighton And Hove

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+447469212418

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