Pure Mortgage

Pure Mortgage We are a modern, independent, whole of market mortgage and insurance brokers.

Whether you’re buying your first home, remortgaging, investing in property, or protecting what matters most, we provide clear, personal, and expert advice every step of the way

29/05/2026

The last few weeks have seen a mixed bag of mortgage rate changes, with major lenders decreasing and increasing rates in the face of an unsettled market. Swap rates are one of the biggest drivers of fixed mortgage rates in the UK, but many borrowers have never heard of them.

If your current mortgage deal is coming to an end, it may be worth reviewing your mortgage options up to six months prior to your rate ending. Drop us a line and we can help find a deal suited to your circumstances.

At Pure Mortgage we understand that behind every policy or product is a person making an important life decision. Our cl...
26/05/2026

At Pure Mortgage we understand that behind every policy or product is a person making an important life decision. Our client Jane came to us via recommendation looking to find out about equity release and explore her options and we did this entirely led by Jane's pace.
If you are thinking of taking out an equity release plan it's important to find out as much as you can about your options and weigh up the advantages and disadvantages before deciding if equity release is right for you. This is where we can help; get in touch and we'll match you with a plan that fits your personal needs.

A huge thank you to our lovely client for taking the time to leave such a kind review. There were a few twists and turns...
21/05/2026

A huge thank you to our lovely client for taking the time to leave such a kind review. There were a few twists and turns along the way with this re-mortgage and we are all the more delighted to see it reach completion.

27/04/2026

2-year or 5-year fixed? In a volatile market, the right choice depends on your circumstances, risk appetite, and future plans.

Get in touch and let us help you understand your options based on your own individual situation. We're here to help you make an informed decision.

A big thank you to our clients Richard and Hannah for choosing to use Pure Mortgage once again, and for taking the time ...
22/04/2026

A big thank you to our clients Richard and Hannah for choosing to use Pure Mortgage once again, and for taking the time to leave a review. Your words are very gratefully received!

Is your fixed-rate mortgage ending soon?Mortgage rates and deals can change quickly and some are only available for a sh...
20/04/2026

Is your fixed-rate mortgage ending soon?

Mortgage rates and deals can change quickly and some are only available for a short time. Acting early could give you more choice and help you avoid moving onto your lender’s higher standard variable rate.

✔ Many lenders allow you to secure a new rate 3–6 months in advance.
✔ Start reviewing your options around 6 months before your deal ends.
✔ Aim to have something in place at least 3 months before.

Once a formal mortgage offer has been issued, your rate is typically secured for a set period (usually 3–6 months), subject to status and no changes in circumstances.

If your fixed rate is ending in the next 6 months, get in touch for a no-obligation chat.

Landlords, are you across the key dates for the Renters’ Rights Act?With major reforms expected from 1 May 2026, now is ...
10/04/2026

Landlords, are you across the key dates for the Renters’ Rights Act?

With major reforms expected from 1 May 2026, now is the time to get prepared, both legally and financially. The latest government guidance highlights changes to tenancies, rent increases, and eviction processes that will impact your rental strategy.

If you’re unsure how these changes affect your mortgage or portfolio, now’s the time to get advice and stay ahead.

08/04/2026

We’re seeing a clear shift toward SPVs (Special Purpose Vehicles) for buy-to-let, and lenders are paying attention. SPVs are designed purely for property, are often preferred by lenders and are built to grow with your portfolio.
If you’re growing your portfolio, planning your next purchase, or just getting started, getting the structure right from day one is key. Get in touch to explore your options.

With interest rates higher in today’s economic climate, timing your mortgage strategy matters more than ever.If you’ve j...
30/03/2026

With interest rates higher in today’s economic climate, timing your mortgage strategy matters more than ever.

If you’ve just remortgaged onto a higher rate, overpaying may not be the most practical move right now. But if you’re currently on a lower deal and expecting to remortgage soon, making overpayments now could put you in a stronger position. By reducing your balance before moving onto a higher rate, you’ll limit how much of your mortgage is affected, helping to manage costs as borrowing remains more expensive.

Everyone's situation is different and what works for one borrower may not work for another. Always speak to a qualified mortgage advisor to find the right approach for you.

20/03/2026

Secure your future and enjoy life on your terms

If your aged 55 or over, a lifetime mortgage could help you unlock the value in your home. Whether its to repay an existing mortgage, travel, supporting family, or simply living more comfortably.

If you’ve been thinking about your options or just want to learn more, we’re here to help.

Get in touch and see what could be possible.

01273 722122
[email protected]
www.pure-mortgage.co.uk

Address

20 Brunswick Place
Brighton And Hove
BN31NA

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+441273722122

Website

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