Pure Mortgage

Pure Mortgage We are a modern, independent, whole of market mortgage and insurance brokers.

Whether you’re buying your first home, remortgaging, investing in property, or protecting what matters most, we provide clear, personal, and expert advice every step of the way

Late payments can affect your mortgage application but they don’t automatically mean you can’t get a mortgage.Lenders ma...
27/08/2026

Late payments can affect your mortgage application but they don’t automatically mean you can’t get a mortgage.

Lenders may consider factors such as the number, timing and severity of missed payments, alongside your wider financial circumstances. Different lenders have different lending criteria, so the outcome can vary from one lender to another.

Our advice? Talk to us before making an application.

Going directly to a lender means you’ll only be assessed against that lender’s criteria. As mortgage brokers, we can discuss your circumstances, explain your options and help identify mortgages that may be suitable for you, subject to lender criteria and affordability.

If you’ve had a late payment, don’t assume your mortgage plans are over. Speak to us first so you can understand your options.

Thank you to our client Liz for taking the time to leave this feedback. It was a pleasure helping you and we're happy to...
12/08/2026

Thank you to our client Liz for taking the time to leave this feedback. It was a pleasure helping you and we're happy to have played a part in securing your new pad. Thank you for choosing Pure Mortgage.

Employer life insurance is a great starting point in building a financial safety net, but it's worth considering that th...
06/08/2026

Employer life insurance is a great starting point in building a financial safety net, but it's worth considering that this type of insurance is designed as a workplace benefit rather than a comprehensive family protection strategy. If your goal is protecting your spouse, children, mortgage, future education expenses, and your family's financial lifestyle, relying on employer life insurance alone may leave you with gaps in protection should the unexpected occur.

The right level of protection depends on your individual circumstances. Reviewing your cover regularly can help ensure it remains appropriate as your needs change. If you'd like to discuss your protection options, get in touch.

When you speak to us about lending options in later life, we will:• Take time to understand your goals, family situation...
16/07/2026

When you speak to us about lending options in later life, we will:

• Take time to understand your goals, family situation, and future plans.
• Compare equity release with alternatives, such as downsizing, RIO or standard mortgages into retirement, using savings or investments, and other types of borrowing.
• Explain how equity release works, including interest roll up and long term costs.
• Clearly outline the advantages, disadvantages, and risks.
• Tell you honestly if equity release is not the right option for you.

To understand the features and risks that apply to your circumstances, ask us for a personalised illustration. There is no pressure, and no obligation to proceed.

Mortgage rates have been edging down in recent weeks and many lenders are offering better rates than they did earlier th...
13/07/2026

Mortgage rates have been edging down in recent weeks and many lenders are offering better rates than they did earlier this year. Many borrowers may be tempted to sit on their lender’s standard variable rate, waiting for rates to become ‘perfect’ but perfect rates are not guaranteed and even 0.20-0.50% can save hundreds of pounds a year.

Reviewing your options when they become available helps to make sure you’re not paying more than you need to. If you’re re-mortgaging you can often secure a deal now and switch again if rates improve before completion. Get in touch when your deal ends within six months and we will track the interest rates for you and help you understand whether switching is appropriate for your circumstances.

06/07/2026

Many people assume that getting a mortgage becomes impossible as they get older, but that's not the case. There are many options available and the right solution depends on your income, retirement plans, property value, and long-term objectives. Your age doesn't necessarily determine your borrowing options, but your circumstances do.

We are members of the Equity Release Council, meaning we're committed to following industry standards that help ensure you receive clear advice, fairness and peace of mind. Get in touch for a friendly, no-obligation chat.

Parents know protection matters, but many still don't have it in place.New research from Vitality (30.06.26) shows that ...
02/07/2026

Parents know protection matters, but many still don't have it in place.

New research from Vitality (30.06.26) shows that although many parents worry about losing their income, relatively few have income protection to safeguard their family's finances.

Life is unpredictable, but we can make protection simple for you to action so that it's in place for your family when they need it the most. We'll help you find the type of cover that's appropriate for your needs and circumstances.

Eligibility, exclusions and terms apply.

If you're planning a mortgage or remortgage within the next 18 months, it's worth speaking to both your accountant and m...
29/06/2026

If you're planning a mortgage or remortgage within the next 18 months, it's worth speaking to both your accountant and mortgage adviser before your accounts are finalised. Planning ahead can help you understand the options that may be available before you apply.
If you'd like to discuss how different lenders assess self-employed income, get in touch to see how we may be able to help.

29/05/2026

The last few weeks have seen a mixed bag of mortgage rate changes, with major lenders decreasing and increasing rates in the face of an unsettled market. Swap rates are one of the biggest drivers of fixed mortgage rates in the UK, but many borrowers have never heard of them.

If your current mortgage deal is coming to an end, it may be worth reviewing your mortgage options up to six months prior to your rate ending. Drop us a line and we can help find a deal suited to your circumstances.

At Pure Mortgage we understand that behind every policy or product is a person making an important life decision. Our cl...
26/05/2026

At Pure Mortgage we understand that behind every policy or product is a person making an important life decision. Our client Jane came to us via recommendation looking to find out about equity release and explore her options and we did this entirely led by Jane's pace.
If you are thinking of taking out an equity release plan it's important to find out as much as you can about your options and weigh up the advantages and disadvantages before deciding if equity release is right for you. This is where we can help; get in touch and we'll match you with a plan that fits your personal needs.

Address

20 Brunswick Place
Brighton And Hove
BN31NA

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+441273722122

Website

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