Mortgage Medics

Mortgage Medics Independent mortgage & insurance advisers with branches in Brighton, Hove & Woking

Whether you’re taking out your first mortgage or it’s a process you’ve been through a few times, there’s an important qu...
06/08/2026

Whether you’re taking out your first mortgage or it’s a process you’ve been through a few times, there’s an important question you need to answer: What type of mortgage should I take out?

One option you might have overlooked is a tracker-rate mortgage. Indeed, according to statistics from UK Finance (8 May 2025), tracker-rate mortgages account for just 7% of outstanding residential mortgages.

(Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.)


Approved by In Partnership FRN 192638

Source: https://www.mortgage-medics.com/tracker-rate-mortgages-are-on-the-rise-could-it-be-a-valuable-option-for-you/

For a long time, the maximum you could borrow was often capped at 4.5x your income, leaving some dream homes feeling out...
04/08/2026

For a long time, the maximum you could borrow was often capped at 4.5x your income, leaving some dream homes feeling out of reach. 💷

But things are changing! We know a lender offering mortgages up to 6.5x income for eligible borrowers. 🏡

Our team will analyse your income, outgoings, and credit history to see how much you could comfortably afford. We do the mortgage maths for you!

Let's chat about your options. 📞

(Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.)


Approved by In Partnership FRN 192638

After the incredible pride parade this weekend, we want to wish our Brighton and Hove community a happy Pride! 🏳️‍🌈❤️
03/08/2026

After the incredible pride parade this weekend, we want to wish our Brighton and Hove community a happy Pride! 🏳️‍🌈❤️

Happy Birthday to you 🎶Happy Birthday to you 🎶Happy Birthday, dear Jon 🎂Happy Birthday to you 🎶We hope you have a lovely...
02/08/2026

Happy Birthday to you 🎶
Happy Birthday to you 🎶
Happy Birthday, dear Jon 🎂
Happy Birthday to you 🎶

We hope you have a lovely day 🎁

Letting your mortgage roll onto your lender's Standard Variable Rate (SVR) is often more expensive. 📈Our team helps you ...
31/07/2026

Letting your mortgage roll onto your lender's Standard Variable Rate (SVR) is often more expensive. 📈

Our team helps you find suitable options. Here are 3 reasons to remortgage:

1️⃣ Your current rate is due to finish:
Secure a new rate, even 6 months before your deal ends, to keep your payments predictable. 🏡

2️⃣ You want to release equity:
Borrow against the value in your home for home improvements such as a garage conversion or kitchen remodel.

3️⃣ You want to consolidate your borrowing:
There could be an option to combine smaller debts into your mortgage to simplify finances and potentially reduce monthly outgoings. We'll assess your full financial story to determine whether they will work for you. 💷

Let's chat about your options. 📞

(Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.)


Approved by In Partnership FRN 192638

After a few weeks away we are back with a new Feedback Friday, this time celebrating the 'Excellent' Jon Bloomfield!🌟🌟🌟🌟...
31/07/2026

After a few weeks away we are back with a new Feedback Friday, this time celebrating the 'Excellent' Jon Bloomfield!
🌟🌟🌟🌟🌟
If you are looking for a mortgage adviser who listens and truly cares then please get in touch! ☎️

Are you an existing client of Mortgage Medics with friends, family, or colleagues who need a mortgage?If the answer is “...
30/07/2026

Are you an existing client of Mortgage Medics with friends, family, or colleagues who need a mortgage?

If the answer is “yes” then we’d love for you to introduce them to us. And to say thank you, every time you recommend someone to us who goes on to complete a mortgage, we’ll give you £50 in either M&S or John Lewis vouchers. 👏🏼

To start referring, head to: https://www.mortgage-medics.com/refer-a-friend-scheme/

Big news from the Bank of England today: the base rate has been held at 3.75%, which is for the 5th time in a row! But b...
30/07/2026

Big news from the Bank of England today: the base rate has been held at 3.75%, which is for the 5th time in a row!

But before you check out any news articles, that might not necessarily tell you everything, we’re here to keep you updated:

➡️ If you’re on a variable rate, your monthly payments are likely to stay exactly as they are. No change to the base rate normally means no change to your payments.

➡️ If you’re on a fixed rate, this doesn't touch you at all. You're protected at your agreed rate for the length of your term, full stop.

The thing to remember is that lenders don't wait for the Bank of England to make their moves. They're adjusting their rates all the time, and the deal that looks great today might not be on the table next week.

So if you've got 6 months or less left on your current deal, don't leave it to chance.
We'll sit down with you, compare what you're on now against what's available in the market, and make sure you're in the strongest position possible when your term ends.

Drop us a message and let's get started. 👇
(Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.)


Approved by In Partnership FRN 192638

On 22 June, Keir Starmer announced he would quit as Labour Party leader. The decision had been anticipated in the media,...
28/07/2026

On 22 June, Keir Starmer announced he would quit as Labour Party leader. The decision had been anticipated in the media, but the changes still pose some uncertainty over the coming weeks. Read on to find out what it could mean for your finances.

(Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.)


Approved by In Partnership FRN 192638

Source: https://www.mortgage-medics.com/what-does-a-change-in-prime-minister-mean-for-your-finances/

Selling your home might be stressful, but there are things you could do that may speed up finding a buyer and make the p...
23/07/2026

Selling your home might be stressful, but there are things you could do that may speed up finding a buyer and make the process smoother. Discover five tips if you want to sell your home.

(Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage.)


Approved by In Partnership FRN 192638

Source: https://www.mortgage-medics.com/5-tips-that-could-help-you-sell-your-home/

Address

353 Portland Road
Brighton
BN35SF

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 5pm
Saturday 9am - 3pm

Telephone

+441273329509

Alerts

Be the first to know and let us send you an email when Mortgage Medics posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share