Mortgage Maker

19/08/2026

🩺 Critical Illness Cover vs Income Protection: What's the Difference?

They both provide financial support when illness affects your life, but they protect you in different ways.

🩺 Critical Illness Cover
If you're diagnosed with a covered serious illness, it can provide a lump sum to use as you choose.

💷 You could use it to:
• Pay off or reduce your mortgage
• Cover household bills
• Make changes to your home
• Take time away from work
• Help with recovery costs

💼 Income Protection
If illness or injury means you're unable to work, Income Protection can provide a regular monthly income to help you maintain your finances while you recover.

💷 It can help with:
• Mortgage or rent
• Household bills
• Everyday living costs
• Family commitments

Think of it this way:
🩺 Critical Illness Cover = A lump sum following a covered diagnosis.
💼 Income Protection = An income if you're unable to work due to sickness.

They aren't the same cover, and depending on your circumstances, having both could provide broader financial protection.

📞 Not sure which type of protection is right for you? Speak to us for a protection review

13/08/2026

We have received another two reviews today, thank you to our customers for your wonderful reviews:

Rob and Mick have been amazing helping me and my partner as first time buyers. They have always been easy and available to contact and has assured us a smooth process from the start. Can’t fault them at all !!

We cannot thank Steve enough for the exceptional service he provided throughout our mortgage journey. His expertise, dedication, and proactive approach made a significant difference from the outset.

Steve kept us informed at every stage, dealt with our queries efficiently, and ensured the process progressed smoothly. He demonstrated a genuine commitment to finding the most appropriate mortgage for our needs and worked tirelessly to achieve the best possible outcome. Above all else, he was kind, empathetic and guided us through the process with an unmeasurable amount of patience.

His professionalism, attention to detail, and excellent communication gave us complete peace of mind throughout what could otherwise have been a challenging experience.

We would highly recommend Steve to anyone looking for a knowledgeable and dependable mortgage broker. His level of service is truly first class.

12/08/2026

Sam has just received another five star review.

Well done Sam:

Sam at mortgage maker is Brilliant we have used her for our mortgage for several years now. She is extremely professional and knowledgeable. We completely trust her opinion and we wouldn’t use anyone else for our mortgage and would definitely recommend to others

02/07/2026

Our customers go to the highest of heights to sing our praises!

12/06/2026

We have raised a massive £1531 for our chosen charity Divinity Foundation. We would like to say a very big thank you for all our runners, supporters and everyone that has sponsored us.

02/06/2026

02/06/2026

Congratulations to our Paul Carr & Mortgage Maker team who completed the 8.5 mile Sutton fun run

15/05/2026

Our Paul Carr and Mortgage Maker team are now all set for the Sutton Fun Run!