Caboodle Financial Services Ltd

Caboodle Financial Services Ltd Caboodle provides professional mortgage, loan and personal protection advice tailored to meet your specific requirements.

Caboodle will work with you to understand your circumstances and requirements in order to find and recommend the best and most suitable solution to you. We provide the following services

Mortgages

• First Time Buyer mortgages
• Home mover mortgages
• Remortgages
• Personal Buy To Let mortgages
• Limited Company Buy To Let mortgages
• Commercial mortgages

The Financial Conduct Authority does not

regulate most Buy to Let Mortgages. Loans (Second charge mortgages)

• Home Improvement loans
• Debt Consolidation loans
• Business purpose loans
• Buy To Let loans
• Adverse Credit loans


Personal Protection & General Insurance

• Home & Contents insurance
• Life insurance
• Critical Illness insurance
• Income protection

To find out more information about the services we offer, how we may be able to assist you or how to contact us please visit https://caboodlefinance.co.uk/

MYTH: “I have bad credit, so I can’t get a mortgage.” ❌ TRUTH: Specialist lenders exist ✅ and a broker can help match yo...
03/06/2026

MYTH: “I have bad credit, so I can’t get a mortgage.” ❌
TRUTH: Specialist lenders exist ✅ and a broker can help match you with them.
Adverse credit can include arrears, CCJs, defaults, IVA/bankruptcy (and more). Options may be reduced, but a low score isn’t always the end. 🏡

Mortgages for Foreign Nationals 🏡 5 Things You Need to KnowNo. 2 : Credit History - There Are More Options Than You Migh...
22/05/2026

Mortgages for Foreign Nationals 🏡
5 Things You Need to Know
No. 2 : Credit History - There Are More Options Than You Might Expect!
Limited UK credit history is one of the most common worries for foreign nationals applying for a mortgage — but it doesn't have to be a deal-breaker. 💡
There are lenders who don't rely solely on traditional credit scoring methods. Even if you haven't yet built a recognised financial footprint in the UK, there may still be viable options open to you.
👉 Link in first comment for all 5 things you need to know.

6 Options for First Time Buyers 🏠 No.5 — Longer Fixed Rate PeriodsTwo and five year fixes have been the norm — but what ...
21/05/2026

6 Options for First Time Buyers 🏠
No.5 — Longer Fixed Rate Periods
Two and five year fixes have been the norm — but what about locking in your rate for 10 or even 15 years?
For first time buyers who've stretched their budget to get on the ladder, knowing your monthly payment won't change for a decade or more can be a game-changer for financial planning.
The main thing to consider? Early repayment charges. If you think you may need to move, remortgage or restructure within the fixed period, a shorter term might suit you better.
Your adviser can help you weigh up what works best for your plans.
📩 Book a chat with us to explore your options — link in the comments 👇

Your dream home starts here. 🏡Finding the right mortgage doesn't have to be complicated. At Caboodle Financial Services,...
21/05/2026

Your dream home starts here. 🏡
Finding the right mortgage doesn't have to be complicated. At Caboodle Financial Services, we take the stress out of the process — guiding you every step of the way to help you secure the perfect mortgage for your needs and circumstances.
Whether you're a first-time buyer, moving home, or looking to remortgage, our expert advisors in Sutton Coldfield are here to make it simple, straightforward, and tailored to you.
Ready to take the first step? Drop us a message or click the link below to get started. 👇
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR MORTGAGE REPAYMENTS. MOST BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

Mortgages for Foreign Nationals 🏡5 Things You Need to Know👇No. 1 : Nationality Is Rarely the Barrier It Appears to BeMan...
20/05/2026

Mortgages for Foreign Nationals 🏡
5 Things You Need to Know👇
No. 1 : Nationality Is Rarely the Barrier It Appears to Be
Many foreign nationals assume their country of origin will automatically rule them out of getting a UK mortgage — but that's far from the full picture. While some lenders do apply restrictions to certain nationalities, a considerable number are willing to consider applicants from a wide range of countries, provided that income, deposit, and residency requirements are met. Nationality alone is far less of an obstacle than most people think.

6 Options for First Time Buyers No.4 High Loan to Income MortgagesThe standard borrowing multiple of 4–4.5x your income ...
20/05/2026

6 Options for First Time Buyers No.4 High Loan to Income Mortgages
The standard borrowing multiple of 4–4.5x your income doesn't always stretch far enough — especially in today's market.
High loan to income mortgages offer multiples of 5x, 5.5x, or even up to 6x your salary. For someone earning £35,000, that's up to £35,000 extra borrowing compared to the standard calculation. That could be the difference between buying and not buying.
These products do come with stricter eligibility criteria, so knowing which lenders offer the best terms — and whether you qualify — is where a mortgage broker really earns their keep.
📩 Let us help you find the right lender for your circumstances.

From bad credit to self-employed — whatever your situation, we're here to turn a 'no' into a confident 'yes.' 🏡✨Non-stan...
18/05/2026

From bad credit to self-employed — whatever your situation, we're here to turn a 'no' into a confident 'yes.' 🏡✨
Non-standard mortgages aren't a dead end. They're just a different path — and at Caboodle Financial Services, navigating that path is exactly what we do.
Whether you've been turned away before or simply don't fit the typical lender mould, our team works hard to find the right solution for you — no jargon, just results.
💬 Drop us a message or explore your options using the link in the first comment.

6 Options for First Time Buyers No.3 Track Record Mortgages Been renting and paying on time every month? That should cou...
21/04/2026

6 Options for First Time Buyers
No.3 Track Record Mortgages

Been renting and paying on time every month? That should count for something — and now it can.

Track record mortgages use your verified rental payment history (typically 12+ months) as a positive factor in your mortgage application. In some cases, this could even help you borrow more than under a standard assessment.

If you've been a reliable tenant but felt like that was never recognised, this option was designed with you in mind.

📩 Get in touch to find out if you're eligible.

Your mortgage, your way. 🏡 We don't just find deals — we find solutions made for you. Whether you're a first-time buyer,...
21/04/2026

Your mortgage, your way. 🏡

We don't just find deals — we find solutions made for you. Whether you're a first-time buyer, remortgaging, or investing in property, our expert brokers take the time to understand your individual circumstances and match you with the right mortgage. 💼✨

Getting on — or moving up — the property ladder doesn't have to be complicated. We're here to make the whole process clear, simple, and tailored entirely to you. 🔑

💬 Drop us a message or follow the link in the first comment to find out why using a mortgage broker could be one of the best decisions you make.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR MORTGAGE REPAYMENTS. MOST BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

6 Options for First Time Buyers 🏠 No.2: Family Assisted MortgagesSometimes a helping hand from family can make all the d...
20/04/2026

6 Options for First Time Buyers 🏠
No.2: Family Assisted Mortgages

Sometimes a helping hand from family can make all the difference. With a family assisted mortgage, a parent, grandparent or close relative can join your application as a co-borrower.

Their income is then factored into affordability, which could significantly increase how much you're able to borrow. It's a powerful option — but it's important that everyone involved understands the responsibilities.

As a co-borrower, your family member becomes jointly liable for the mortgage. This is exactly the kind of scenario where specialist mortgage advice is invaluable. We're here to guide you through it.

📩 Speak to us today about your options.

Address

Mere Green House, 46-48 Mere Green Road
Sutton Coldfield
B755BT

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 5pm
Saturday 9am - 1pm

Telephone

+441213089114

Website

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