Caboodle Financial Services Ltd

Caboodle Financial Services Ltd Caboodle provides professional mortgage, loan and personal protection advice tailored to meet your specific requirements.

Caboodle will work with you to understand your circumstances and requirements in order to find and recommend the best and most suitable solution to you. We provide the following services

Mortgages

• First Time Buyer mortgages
• Home mover mortgages
• Remortgages
• Personal Buy To Let mortgages
• Limited Company Buy To Let mortgages
• Commercial mortgages

The Financial Conduct Authority does not

regulate most Buy to Let Mortgages. Loans (Second charge mortgages)

• Home Improvement loans
• Debt Consolidation loans
• Business purpose loans
• Buy To Let loans
• Adverse Credit loans


Personal Protection & General Insurance

• Home & Contents insurance
• Life insurance
• Critical Illness insurance
• Income protection

To find out more information about the services we offer, how we may be able to assist you or how to contact us please visit https://caboodlefinance.co.uk/

Had missed payments, defaults, CCJs, or other adverse credit in the past? You’re not alone — and the proposed FCA mortga...
24/08/2026

Had missed payments, defaults, CCJs, or other adverse credit in the past? You’re not alone — and the proposed FCA mortgage reforms could potentially widen your mortgage options by encouraging a more context-based view of historic issues (how long ago, amounts, whether settled, and your stability now). ✅🏡

If your situation is now stable, the key is preparation: be ready to explain what happened, show it’s resolved, and evidence affordability today. A good outcome often comes down to the fine detail — advice can really help.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR MORTGAGE REPAYMENTS. MOST BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

Review received: “Professional, clear and accessible for advice when it’s convenient for me and unique to my circumstanc...
24/08/2026

Review received: “Professional, clear and accessible for advice when it’s convenient for me and unique to my circumstances that have continued to change over the years. I have used them for several years for remortgages and insurance for my home and insurance for mortgage completion. I completely trust them especially Dave who has always been reliable and steadfast in his work on mine and my family’s most important financial aspects. I would highly recommend Caboodle.” 🏡✅
Thank you for your trust over the years—especially for highlighting Dave’s steady support.

Your mortgage doesn’t have to be a mystery. We’ll guide you every step of the way—from first chat to getting the keys. 🏡...
23/08/2026

Your mortgage doesn’t have to be a mystery. We’ll guide you every step of the way—from first chat to getting the keys. 🏡✨ If you want straightforward advice and clear options, we’re here to help.

Interest rates fluctuate 📈 so timing matters ⏳. Lock in a rate when conditions are favourable ✅—especially during econom...
23/08/2026

Interest rates fluctuate 📈 so timing matters ⏳. Lock in a rate when conditions are favourable ✅—especially during economic uncertainty 🌍💷. Thinking about a remortgage or rate switch? We can help you explore your options 🤝🏡

Ever heard this one? 👇 “Once you apply for a mortgage, your rate is guaranteed.”Myth. Your rate is only guaranteed after...
22/08/2026

Ever heard this one? 👇 “Once you apply for a mortgage, your rate is guaranteed.”
Myth. Your rate is only guaranteed after you formally apply and lock it in. 🔒 Until it’s locked, rates can change — sometimes quickly.
If you’re unsure when a rate becomes “real”, we can talk you through it in plain English. 😊🏡

Low-deposit mortgages can feel all about the headline rate… but the smarter place to start is affordability. 🏡✅Yes, lend...
20/08/2026

Low-deposit mortgages can feel all about the headline rate… but the smarter place to start is affordability. 🏡✅
Yes, lenders run affordability checks — but real-life affordability is about your actual spending, commitments, and what still feels comfortable month to month. A practical first step is to estimate likely monthly payments before you fall in love with a property. It gives you clarity and helps you avoid overstretching.
The goal isn’t just “getting a mortgage” — it’s getting one that stays sustainable.

If you’re self‑employed (business owner, contractor, freelancer), the FCA’s proposed mortgage reforms could be good news...
19/08/2026

If you’re self‑employed (business owner, contractor, freelancer), the FCA’s proposed mortgage reforms could be good news. 👇
Lenders may be given more flexibility to assess affordability and risk, which could help them take a more rounded view of income that isn’t perfectly “smooth” year to year. That could mean fewer tick‑box barriers for applicants who can afford a mortgage, but don’t fit rigid underwriting models.
If you’re planning to buy or remortgage, it’s worth getting your paperwork ready now: accounts, SA302s/tax year overviews, and clear evidence of current trading.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR MORTGAGE REPAYMENTS. MOST BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

Low-Deposit Mortgages: buying sooner vs paying more each month. 🏡💷A smaller deposit can get you on the ladder faster — b...
28/07/2026

Low-Deposit Mortgages: buying sooner vs paying more each month. 🏡💷
A smaller deposit can get you on the ladder faster — but it usually comes with a trade-off: higher rates and higher monthly payments, because the lender is taking on more risk.
It’s not automatically a “bad” option. The real question is whether payments stay affordable now and later (especially if you’re not fixing long term). Buying sooner can help you start building equity earlier, while waiting to save more can open up better choice and lower monthly costs.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR MORTGAGE REPAYMENTS. MOST BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

🎉 Another 5-star review from a happy customer!❤️ “Excellent service, clear communications and easy process, would thorou...
27/07/2026

🎉 Another 5-star review from a happy customer!
❤️ “Excellent service, clear communications and easy process, would thoroughly recommend Caboodle!”
🤔 Isn’t it time you discovered the Caboodle difference?
👇 Link in the first comment.

MYTH: “You should always go for the lowest interest rate.” TRUTH: Fees, flexibility and the features around the deal can...
27/07/2026

MYTH: “You should always go for the lowest interest rate.”
TRUTH: Fees, flexibility and the features around the deal can matter just as much as the rate itself. ✅
A “cheap” rate can still cost more overall if there’s an arrangement fee, early repayment charges, or the product isn’t flexible enough for your plans. For example, some deals offer payment holidays or overpayments, while others focus on payment certainty like fixed rates. 🏡💡
Want a quick refresher on the main mortgage types (fixed, tracker, variable, flexible, offset and more)? 👇

Address

Mere Green House, 46-48 Mere Green Road
Sutton Coldfield
B755BT

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 5pm
Saturday 9am - 1pm

Telephone

+441213089114

Website

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