Rami Hewage - Mortgage Advisor

11/11/2025

23/10/2025

Worried about rising mortgage rates or unsure where to start?

Worried about rising mortgage rates or unsure where to start? You are not alone. At Paul Carr Estate Agents, our mortgage partners search the market to find the most suitable deal for your needs – without the stress. Whether you are remortgaging, upsizing, downsizing or buying for the first time, we can guide you through each step and keep your move moving. Ready for some clarity? Get in touch and let us help.

Find out more and request a call back here:
http://paulcarrestateagents.co.uk/support-enquiry

Disclaimer: As a mortgage is secured against your home or property, it could be repossessed if you do not keep up with the mortgage repayments.

08/05/2025

What does the Bank Rate drop mean to you? 💭

👉 First-Time Buyers
Great news! Lower rates = potentially lower mortgage repayments.
That means getting on the property ladder could be more affordable.

👉 Remortgagers
A lower bank rate could result in lower monthly repayments if you're on a tracker.
Get in touch if you're due to remortgage and see if you could save.

👉 Landlords
Got a variable-rate mortgage? This is good news for you.
Lower repayments = higher yields putting more money in your pocket.

The Monetary Policy Committee voted by a majority of 5-4 to cut interest rates to 4.25%.

Find out more in our https://b-o-e.uk/mpr-may-2025

21/04/2025

Mortgage rates are expected to come down..

20/02/2025

With the recent interest rate drop, you might be wondering how this affects your mortgage:

With the recent interest rate drop, you might be wondering how this affects your mortgage:

✅ If you’re on a tracker or discounted mortgage – good news, your payments may reduce!

✅ If you’re looking for a mortgage – lenders may adjust their offers soon.

✅ If you’re on a fixed rate – now is the time to start planning for your next steps.

Not sure what this means for you? We can help! Book a free, no-obligation chat with one of our mortgage services consultants today.

https://paulcarrestateagents.co.uk/support-enquiry?request=mortgages

26/12/2024

🌟 Thrilled to Announce! 🌟

We are honoured to have received the Paul Carr MAB Mortgage Services 2024 “Branch of the Year" award for our Hamstead branch! 🎉

This achievement reflects the hard work, dedication, and passion of our amazing Hamstead team at Paul Carr Estate Agents. 🏡💼 We couldn’t have done this without the trust and support of our clients, colleagues, and partners.

Here’s to continued success and delivering excellence in 2024 and beyond! 💪✨

08/11/2024

31/10/2024

House price, mortgage rates & inflation forecast.

The OBR says market expectations for interest rates remain volatile and predicts further increases in mortgage rates.

30/10/2024

What does the budget mean for you?

From pensions to Stamp Duty and capital gains tax, the Budget impacts all of us.

https://www.express.co.uk/finance/personalfinance/1969350/budget-means-pensions-stamp-duty-capital-gains-tax

01/08/2024

Bank of England cuts base rate to 5% – what does it mean for your mortgage and savings?

It's the first base rate cut in over four years, and will have a knock-on impact on mortgage and savings rates.

25/07/2024

We're back delivering a truly professional, transparent Lettings service throughout The West Midlands, North Birmingham and South Staffordshire 🔑

Our Lettings service offers expert advice for Landlords whether buying their first buy-to-let or growing a portfolio.

If you're looking to let a property and want a reliable secure tenant backed by an efficient property management service, then contact our dedicated team who are here to help.

Contact our team today to discuss your requirements ⬇️

📞 0121 312 4848 or 01543 227748
💻 paulcarrestateagents.co.uk/lettings

24/07/2024

Major lenders are reducing mortgage rates 📢

So, what does this mean?

News Desk - Major lenders are reducing mortgage rates 📢

So, what does this mean?

👉 This is positive news and shows a significant change in the mortgage market
👉 Hopefully a sign that other lenders may follow suit
👉 Now is a great time to speak to an adviser and get mortgage ready

If you have questions about your mortgage or the options available, get in touch with us today 👇

🔗https://www.mortgageadvicebureau.com/contact-us?utm_source=facebook&utm_medium=organicsocial&utm_campaign=ratecut&utm_content=lead