Ron Chan - Invis Canada's Mortgage Experts

06/04/2026

Everything to know to get luxury home financing in Winnipeg MB

Everything to know to get a luxury home financing in Winnipeg MB. Call 204.290.9950 for no-cost ongoing support from Ron Chan of INVIS Canada.

06/03/2026

There's plenty of time to get a mortgage for a cottage to enjoy it this coming summer (and beyond).

Everything to know to get a mortgage for a lakefront or rural cottage in Winnipeg Manitoba. Call 204.290.9950 to get pre-approved.

06/03/2026

Helping your kids buy their first home? Many parents don’t realize there are smart ways to provide support beyond simply gifting a down payment.

From strategic use of home equity and co-signing options to creative gifting structures and specialized first-time buyer programs, there are multiple ways to help your children get into homeownership while protecting your own financial future.

Have any questions or want to explore your options? Message me today - I’d be happy to help!

05/27/2026

The Real Costs of Homeownership Go Beyond Your Mortgage.

Beyond your mortgage payment, many new homeowners underestimate these ongoing expenses:

• Property taxes
• Home insurance
• Maintenance and repairs
• Utilities (heating, electricity, water)
• Condo fees (if applicable)
• Seasonal costs like snow removal and landscaping

These can easily add hundreds of dollars to your monthly budget if not planned for.

I can help you calculate your true monthly costs and build a realistic budget for comfortable homeownership.

Connect with me today to gain clarity and confidence before you buy.

05/20/2026

Waiting for the “perfect time” to buy a home?

I hear this from so many people - they pause for months (or even years) hoping for lower rates or better market conditions.

Here’s what I always tell them: the best time to buy is almost always when you’re ready - financially, emotionally, and personally.

Waiting can mean missing out on building equity and starting your ownership journey. That’s why I help my clients create a smart mortgage plan that works with their current situation - whether that means getting pre-approved, exploring the best rate options, or finding creative solutions that actually fit their budget.

The key is having a clear strategy instead of waiting for ideal conditions that may never come.

Ready to stop waiting and start building a plan that works today? Comment “READY” or send me a message. I’d love to chat with no pressure at all.

05/13/2026

Whether it’s a condo, a spacious family home, or a modern townhouse - I believe the perfect mortgage solution is out there for you.

I shop the full market on your behalf to find the ideal rates, terms, and features that perfectly match your property and your financial goals.

Ready to get the right financing for your dream home? Reach out to me today - let’s make it happen!

05/04/2026

Make Your Mortgage Work Smarter 💡

Refinancing isn’t just about chasing a lower rate, it’s a strategic move that can lower your monthly payments, unlock cash from the equity you’ve built, or completely redesign your mortgage to better fit your current life stage and goals.

I’ll help you explore all the possibilities so your mortgage works harder and smarter for you - whether that means more cash flow, funds for renovations, debt consolidation, or simply greater flexibility.

Send me a message today and let’s find the smartest way to upgrade your mortgage.

04/29/2026

The Bank of Canada has held its key interest rate steady at 2.25%.

For homeowners and homebuyers across Canada, this means your current lending conditions aren’t changing, giving us some nice predictability in the mortgage market.

Wondering how this affects your renewal, refinance, or new purchase? I’m here to break it down for your specific situation. DM me today - happy to help!

04/20/2026

🧠🏡 QUIZ TIME!
Answer: Your ability to afford higher interest rates.

The mortgage stress test is designed to make sure you can still manage your payments if rates rise. It’s not just a hurdle - it’s there to help protect you from financial strain down the road.

I walk you through how it works, what lenders are looking at, and how to prepare, because understanding the numbers can make a big difference in how your application comes together.

My job is to take the guesswork out of it by breaking everything down, structuring your file properly, and making sure you’re set up the right way from the start.

If you have any questions about the stress test or how it applies to you, reach out anytime - that’s exactly what I’m here for.

04/16/2026

Best interest rates and why else to partner with Ron Chan when seeking a fourplex mortgage in Winnipeg Manitoba.