Berven Mortgages

04/18/2023

My personal values also.

Did you know that our Company Values are to inspire our broker family?

04/11/2023

In 2023, it is more important than ever to ensure your credit report is in good standing. Here are three key tips to ensure your credit report is the best it can be, which will go a long way in keeping your borrowing costs as low as possible...

https://www.onelinkmortgage.com/blog/item/258-winnipeg-mortgage-brokers-share-the-top-credit-tips-for-2023

03/31/2023

You need to know about the new Home Buyers Savings Account! This account, unlike the RRSP redemption for first time buyers, does NOT have to be repaid!! It is also tax deductible when making contributions (up to 8k per year). This new saving account combines the best features of both RRSP and TFSA worlds! *only eligible for first time home buyers.

03/16/2023

In response to the current US Banking situation the best thing to do is stay calm. If you have a mortgage renewal coming up or are in the market for a home and are concerned about rates, the best thing to do is get a rate held. This rate can be decreased if the rates go down but protects you from rate increases during the rate hold period (usually 120 days). The short- and long-term effects of this news are still unknown, however, fixed rates tend to follow the bond market which took a nose dive with this news coming out of the US. Lenders typically will decrease and increase rates as the bond market adjusts up and down, however, this is an unprecedented event and many lenders will likely let this play out a bit before deciding to cut rates.

03/02/2023

Homeownership is the largest financial undertaking for most Canadians and a key to building generational wealth. Below are four first-time homebuyer tips to help financially prepare you for buying and owning a home.

https://www.onelinkmortgage.com/blog/item/251-winnipeg-mortgage-brokers-share-four-tips-to-becoming-a-homeowner-in-2023

02/28/2023

Most mortgages need to be renewed at least once before they are eventually paid off. Before you sign the first mortgage renewal offer that is sent to you in the mail, here are a few things to keep in mind to help you get the best mortgage rate and product during your mortgage renewal process:

- Start early
- Consider fixed or variable rate
- The best lender before will not be the best lender today
- Consider all of your mortgage needs
- Switching providers takes time
- The best time to refinance is when you renew

Renewing your mortgage can be quick and easy with your current lender. However, signing that renewal slip and sending it back will not get you the best mortgage rate or product. By following these tips and working with a One Link Mortgage Broker, we can find you the best lender, terms, and rate for your current financial situation. Contact us today for a no obligation discussion about your mortgage needs.

02/24/2023

Another advantage of working with a One Link Mortgage Broker is that we have lenders that work exclusively with our brokerage in Manitoba! This means our brokers have access to products and rates that no one else does in the province. It is all a part of One Link’s efforts to offer the best options and solutions for our clients’ mortgage and financial needs.

02/23/2023

Are you considering putting your house on the market once the prime spring selling season starts? If so, it’s not too soon to start preparing your house for sale.

https://www.winnipegregionalrealestatenews.com/publications/real-estate-news/4903

02/15/2023

One of the advantages of working with a One Link Mortgage Broker is the options they can offer to their clients. In 2022, One Link worked with 42 different lenders! That includes credit unions, banks, monoline lenders, commercial lenders, and private lenders.

11/30/2022

As with most things in the world today, mortgages and mortgage options are continually changing. We recommend meeting once a year for a complimentary review of your current and future mortgage needs, in order to determine whether any changes may be needed. Let’s make sure that you are in the product that suits you best at this time, and that has the most competitive interest rate available.

11/02/2022

Lest We Forget....

10/12/2022

Despite raising interest rates by 300 basis points with five consecutive hikes this year, the Bank of Canada confirmed on Thursday that rates need to go higher yet.