Chelsey Taporowski CTap Mortgages

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Victoria, BC
Chelsey Taporowski CTap Mortgages

Tailored mortgage strategies for real-life situations, from simple to complex.

Backed by 18 years of industry experience, I offer strategic mortgage structuring, creative solutions & hands-on guidance every step of the way.

10/28/2026

The Bank of Canada increased its key interest rate by 0.25% this morning, bringing it to 2.50%.

So what does that mean for your mortgage?

🏠 If you have a variable or adjustable-rate mortgage, your borrowing costs will increase as lenders adjust their prime rates. Depending on your mortgage, your payment may increase, or more of it may go toward interest.
🏠 If you have a home equity line of credit, you can expect your interest costs to increase as well.
🏠 If you have a fixed-rate mortgage, today’s announcement won’t change your existing rate. Fixed rates are influenced more by the bond market.

The important thing to remember is that not all mortgages are affected the same way.

If you’re unsure how this impacts your mortgage, or you’re thinking about buying, refinancing or renewing, feel free to reach out. I’m always happy to chat!

10/21/2026

Well, this feels pretty good!
Happy to be recognized among the top 20% of TMG mortgage brokers across Canada for 2026 🧡

I’m incredibly grateful to all of my clients, both those who continue to come back and those who have trusted me for the first time.
To my referral partners and lending partners, thank you for being such a big part of what I do. And a special thank you to Rachel Davies for all of her support this year.

I’ve spent a lot of time over the last couple of years taking inventory of what matters to me, both personally and professionally.
Building a successful business is one thing. Having the time and freedom to actually enjoy the life you’re building is another.

Finding that balance feels pretty damn good. And so does this recognition! 🧡

TMG The Mortgage Group Official Chelsey Taporowski

10/17/2026

We voted 💜
Your voice matters, and so does your vote.
Get out there.

10/10/2026

Today is World Mental Health Day.

A reminder that we never truly know what someone else may be carrying. Anxiety, grief, trauma and personal struggles aren’t always visible.

A little kindness, compassion and understanding can make more of a difference than we realize.

Check in on your people. Be kind to yourself. And remember, it’s okay to ask for help. 🤍

For anyone needing support, here are a few resources available locally:

• Vancouver Island Crisis Line: 1-888-494-3888
• BC Mental Health Support Line: 250-310-6789
• Victoria Mental Health & Substance Use Services: 250-519-3485
• Canada Su***de Crisis Helpline: Call or text 9-8-8

Mental health matters. Every day, not just today. 🤍

10/09/2026

A big thank you to Tango Financial for including me in yesterday’s Victoria Masterclass!

So nice to come together with others in our industry for some honest conversations about the challenges we all face, and what a more balanced, sustainable business looks like.

Different brokerages, shared experiences, and lots to learn from one another. A great reminder that connection matters more than competition. 💙

10/07/2026

A little fire can be a very good thing 🔥
Especially when you know where to put it.

09/30/2026

Today is a day to listen, to learn, and to honour the Indigenous children, families and communities whose lives have been forever impacted by residential schools.

To remember the children who never came home, and to honour the survivors, their families & the generations who continue to carry their stories.

Artwork: Mr. Randellini - Visual Artist MFA

09/21/2026

A little recognition from July & August that I’m pretty grateful for. ☀️

Finding balance has always been a work in progress for me. I’m naturally a go, go, go person in pretty much every area of my life, and slowing down doesn’t always come naturally.

So these feel like a little sign of growth in that department too. A pretty nice way to close out summer. 💛🧡❤️

08/07/2026

LOOKING BACK ⬅️

Sometimes we get so focused on what’s next that we forget to look back.

The past few years have tested a lot of people. Rising rates. Inflation. Uncertainty. Plans changed. Budgets changed. Life changed.

But here you are.

One of the greatest privileges of my job is watching people adapt, persevere, and keep moving forward, even when the path isn’t what they expected.

Sometimes, looking back isn’t about the challenges.

It’s about realizing just how far you’ve come.

08/01/2026

Grateful for the people who quietly led by example. The ones who never tried to influence me, but changed how I show up in the world anyway.

Address

Victoria, BC
V8W1L6

Website

http://www.chelseytaporowski.com/

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