Miller Mortgages - Dan Miller

09/02/2026

The Bank of Canada has held its overnight marking the seventh consecutive announcement without a change.

For anyone with a variable-rate mortgage or line of credit tied to prime, there is no change to your rate as a result of today’s announcement.

The Canadian economy has shown signs of improvement, although there is still uncertainty around inflation, energy prices, tariffs and global economic conditions. The Bank is continuing to watch how things develop before making its next move.

It’s also worth remembering that fixed mortgage rates move independently and can change based on bond yields and broader market conditions.

If you’re wondering what today’s announcement means for your mortgage, renewal, refinance or home buying plans, we’re always happy to talk through your options.

Reach out anytime:
E: [email protected]
P: 250-858-8489

08/30/2026

A little appreciation post for our clients..

One of the things we’re most grateful for is the trust people place in us when it comes to something as important as their home and mortgage.

Every once in a while, we take a look through our Google reviews, and honestly, the kind words people have taken the time to leave never get old. We’re so thankful for every review, referral, message, and recommendation.

If you’re curious about what it’s like to work with our team, have a look through our Google reviews. You’ll hear directly from people we’ve helped through first purchases, refinances, moves, renewals, and everything in between.

And to everyone who has shared their experience with us, thank you. It means more than you probably realize, and your words can make a big difference to someone who is looking for a mortgage professional they can feel comfortable with.

We’re very lucky to do what we do, and even luckier to have such great people along the way.

08/28/2026

A huge thank you to the Cascadia Liquor Charity Golf Tournament for having Miller Mortgages (Dan Miller) out for such a fantastic day!

It was the perfect combination of great golf, networking, good company, and plenty of laughs along the way. We’re always grateful for the opportunity to connect with so many wonderful people in our community while supporting a great cause.

Thank you to the organizers, sponsors, and everyone who made the day such a success. We had an absolute blast and are already looking forward to the next one! ⛳️

08/28/2026

Fall is just around the corner and things tend to get busy quickly.

With a busier real estate market and fuller calendars, now can be a great time to take a fresh look at your mortgage plans.

Whether you’re thinking about buying, refinancing, renewing, or simply want to understand your options, getting ahead of it now gives you more time to make informed decisions without the last minute pressure.

Reach out anytime, email: [email protected]

08/25/2026

Saving for a home? Don’t forget about the paper trail.

Lenders don’t just look at how much you have saved, they also need to verify where your down payment funds came from. In many cases, lenders will want to see up to 90 days of account history to confirm the source of your funds.

Before moving money between accounts, transferring large amounts, or receiving gifted funds, it’s worth understanding the requirements so there are no surprises when it’s time to secure your mortgage.

A little planning now can make the mortgage process much smoother later.

Questions? Reach out anytime, email: [email protected]

08/21/2026

September has a way of making the expenses pile up fast. Between tuition, school supplies, activities, and everything else, the costs can add up quickly.

A quick mortgage review now could help you get ahead of the fall expenses and take a little pressure off before those bills start arriving.

Reach out anytime: [email protected]

07/15/2026

The Bank of Canada has announced its latest interest rate decision, with the overnight rate remaining unchanged for the sixth consecutive announcement.

If you have a variable-rate mortgage or a line of credit tied to prime, there is no change to your interest rate as a result of today's announcement.

While variable rates remain unchanged, fixed mortgage rates continue to move independently based on bond yields, inflation, economic data, and global market conditions.

The Bank of Canada noted that Canada's economy has shown signs of improvement in recent months, despite short-term challenges caused by higher energy prices. Inflation is also expected to continue easing as those pressures subside.

If you're wondering what today's announcement means for your mortgage, upcoming renewal, refinance, or home buying plans, we're here to help you understand your options and answer any questions.

Reach out anytime:
E: [email protected]
P: 250-858-8489

07/14/2026

Halfway through the year is the perfect time to check in on your financial goals.

Whether you've been thinking about refinancing, renewing, paying down debt, or simply making sure your mortgage is still the best fit, a quick review now can set you up for a stronger second half of 2026.

If you'd like to explore your options, we're always here to help, email: [email protected]

07/07/2026

A small change to your mortgage payment schedule could make a big difference. Switching from monthly payments to accelerated bi-weekly payments may help you pay off your mortgage years sooner—often without significantly impacting your monthly budget.

Curious how much time and interest you could save? We'd be happy to run the numbers and show you the difference. Email us at [email protected]

07/01/2026