Angela Ray Mortgages

Angela Ray Mortgages Angela Ray is a Licensed Mortgage Broker located on Vancouver Island, BC.

01/28/2026

Rates are holding for now—if you’re thinking about buying a home or reviewing your mortgage, now’s the time to reach out and see what’s best for you.

11/18/2025

Sometimes a weekend is just a weekend filled with the beauty and simplicity of "mundane". Clean the apartment, get a manicure, make a solid breakfast, read a book, have a nap, catch a sunset ❤️

10/23/2025

Finding the right mortgage doesn't happen by swinging blindly—it’s about timing, connection and having a pro in your dugout. Together, let's knock your next mortgage out of the park!

Every time you pass along my name to a friend, a coworker, or a family member… it makes a huge difference in my business...
07/17/2025

Every time you pass along my name to a friend, a coworker, or a family member… it makes a huge difference in my business and my life.

If you know someone renewing their mortgage, buying their first home, or just feeling overwhelmed by the whole process — I’d love to help.

🖤 I promise to take good care of them.

If you feel like sharing this card or tagging someone below, thank you. Truly.

Let’s make mortgages a little less stressful and a lot more human.

07/04/2025

There’s something deeply special about creating a space that feels like you.
Where your people gather.
Where kids run barefoot through the grass.
Where stories are shared over burgers and laughter lingers long after the sun goes down.

This summer, maybe it’s time to stop dreaming and start planning. Whether you're buying your first place, upsizing, or finally claiming the backyard you’ve always wanted— We're here to help you get there.

New business, new Insta!  Scan and follow as Jenny and I keep you updated on everything mortgage related.  And, TBH, we ...
06/18/2025

New business, new Insta! Scan and follow as Jenny and I keep you updated on everything mortgage related. And, TBH, we are always up to something and posting about it...🤣


03/12/2025

A variable rate mortgage can be a smart choice in the right market. Here’s why:
1️⃣ Lower Initial Rates – Typically, variable rates start lower than fixed rates, saving you money upfront.
2️⃣ Potential for Savings – If rates drop, your payments could decrease, keeping more money in your pocket.
3️⃣ Flexibility – Many variable mortgages allow for easier refinancing or switching to a fixed rate if needed.
4️⃣ Lower Penalties – If you need to break your mortgage early, penalties are often much lower than with fixed-rate mortgages.
5️⃣ Long-Term Gains – Historically, variable rates have outperformed fixed rates over time, leading to overall savings.

Curious if a variable rate is right for you? Reach out.

02/21/2025

Waiting until the last minute to renew your mortgage? That could cost you! Starting early means:

1️⃣ More time to shop for better rates 🏦
2️⃣ Avoiding last-minute stress 😰
3️⃣ Locking in a deal before rates rise 📈
4️⃣ Exploring better lender options 🔄
5️⃣ Avoiding costly penalties 🚫

A little planning now can save you thousands later! Let's Get Started.








02/17/2025

Family ❤️

02/11/2025

When the girls take a night off 😍
Never done the snowshoe fondue at Mount Washington? Do it! I loved it so much I did it twice.
5 stars. Highly recommend!
#2025

02/05/2025

In 2025, over 1.2 million Canadian mortgages, totaling nearly $590 billion, are up for renewal. 69% of mortgage holders are anxious about their upcoming renewal. It's crucial for homeowners to review their options and plan ahead.





#2025

Call now to connect with business.

Address

2550 Saanich Road
Victoria, BC
V8Z3E9

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