Terri Hitchcock Mortgages

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Terri Hitchcock Mortgages TMG The Mortgage Group Canada Inc. Victoria BC based. Purchasing a home is an important decision and you should be confident about your investment.

Specalizing in helping first time home buyers and busy families looking to purchase or refinance.

2019 - 2024 Top 10%. 2025 Top 5% in mortgage production nationally. I will work with you personally to offer you valuable insight throughout the process, save you time and find the mortgage that best suits your situation.

There’s something extra special about celebrating Halloween in a home that’s finally yours, especially when the doorbell...
10/31/2026

There’s something extra special about celebrating Halloween in a home that’s finally yours, especially when the doorbell rings for the very first trick-or-treaters! 🍬🏡

To all the first-time homebuyers handing out candy from their new front door tonight, I hope your evening is full of sweet moments, happy memories, and maybe a few leftover treats for you, too.
Happy Halloween! 🎃

#🎃🎃🎃

10/25/2026

One week to go!

The only surprises at your front door should be the costumes. 🎃

Before the neighbourhood’s little ghosts and goblins arrive, take a few minutes to check the route from the sidewalk to your doorstep. Your neighbours and your insurance provider will thank you!

🍂 Clear the way
Sweep away wet leaves and move toys, garden tools, and other obstacles. Keep pumpkins and decorations off steps and out of walking routes.

💡 Make the path easy to see
Check your outdoor lights and make sure visitors can clearly see steps, uneven surfaces, and your entrance. Spooky decorations don’t need a dark walkway!

🔌 Watch those cords
Route extension cords away from foot traffic and secure decorations so they don’t become tripping hazards.

🕯️ Skip the open flames
Battery-operated candles give pumpkins their glow without an open flame near costumes or decorations.

🐾 Plan for your pets
Doorbells, costumes, and unfamiliar visitors can be overwhelming. Give pets a comfortable, secure space away from the excitement.

🏡 Know your coverage
Home insurance may include personal liability protection if a visitor is injured on your property. Coverage depends on your policy and the circumstances, so direct any questions to your insurance provider or broker.

A little preparation helps make your home a welcoming stop on a night full of neighbourhood magic. Happy Halloween! 👻

Save this for your pre-trick-or-treat checklist.

10/16/2026

When shopping for financing, it is easy to get hyper-focused on finding the lowest headline interest rate. But life rarely moves in a straight line.

Between career shifts, growing families, potential relocations, or future renovation plans, the features and flexibility built into your mortgage often matter far more than shaving a few fractions of a percentage point.

From prepayment privileges to penalty calculations and portability, matching your mortgage structure to your actual 3- to 5-year lifestyle goals is what protects your financial wellness in the long run. If you are planning your next move or renewal in Victoria, let's look at the complete picture together.

Let's Talk.

📱250.588.6503
💌[email protected]
🔗https://www.terrihitchcock.com

10/15/2026

Homeownership can mean something different to everyone: a little more room, a place to put down roots, or a new chapter for your family.

Whatever it means to you, the financing should make sense for your life and your goals, not just today, but as you look ahead.

Happy Thanksgiving Weekend. Thank you all for the tremendous trust you have placed in me, my business, my team, and this...
10/10/2026

Happy Thanksgiving Weekend.

Thank you all for the tremendous trust you have placed in me, my business, my team, and this process, which can be incredibly complicated. It's not just about learning new terms; it's about understanding what it means to be an owner.

I'm so grateful for you.

A mortgage renewal can bring plenty of questions. It means a lot when past clients choose to work together again, and I’...
10/06/2026

A mortgage renewal can bring plenty of questions. It means a lot when past clients choose to work together again, and I’m grateful for the trust they place in me.

“We recently needed to renew our mortgage and did not hesitate to get in touch with Terri. As always, it was a pleasure to work with her. She is unbelievably efficient and responsive, and always works to get the best for clients. I definitely recommend Terri.”

Thank you for the kind words! If your renewal is coming up, feel free to get in touch. I’d be happy to help you explore your options.

📱250.588.6503
💌[email protected]
🔗https://www.terrihitchcock.com/

Homeownership looks different for everyone. The right path starts with a plan that works for you.Whether you’re buying y...
10/01/2026

Homeownership looks different for everyone. The right path starts with a plan that works for you.

Whether you’re buying your first home, moving to a new neighbourhood, or simply wondering what may be possible, let’s start with the numbers and talk through your options.

Let's Talk

Don’t get caught off guard by the financing side of buying. Let’s plan early, understand your options, and make sure you...
09/30/2026

Don’t get caught off guard by the financing side of buying. Let’s plan early, understand your options, and make sure you are ready when the right home comes along.

📱250.588.6503
💌[email protected]
🔗https://www.terrihitchcock.com/

I’m so grateful for the 175 clients who have taken the time to leave a 5.0-star Google review. Your trust means so much ...
09/23/2026

I’m so grateful for the 175 clients who have taken the time to leave a 5.0-star Google review. Your trust means so much to me.

Thank you all.

Before the West Coast rain sets in, a little seasonal maintenance goes a long way in protecting your biggest investment....
09/23/2026

Before the West Coast rain sets in, a little seasonal maintenance goes a long way in protecting your biggest investment. Here are five high-value tasks every Island homeowner should tackle this month:

➡Heat Pump & Furnace Check: Service your filters and ensure your heating system is running efficiently before the chilly evenings arrive.
➡Perimeter & Gutter Clearance: Clear out pine needles and leaves to avoid water pooling around your foundation.
➡Draft Sealing: Inspect weatherstripping around doors and windows to keep heating bills manageable.
➡Outdoor Faucet Winterization: Shut off and drain exterior hose bibs before any unexpected frost.
➡Annual Equity Review: Planning a renovation or tapping into equity for consolidation? Fall is a great time to check your mortgage balance against your property’s current market value.

A well-maintained home protects your equity and keeps surprise repair bills off your radar. Have questions about utilizing equity for home improvements this winter? Reach out anytime!

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Victoria, BC

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