Terri Hitchcock Mortgages

Terri Hitchcock Mortgages TMG The Mortgage Group Canada Inc. Victoria BC based. Purchasing a home is an important decision and you should be confident about your investment.

Specalizing in helping first time home buyers and busy families looking to purchase or refinance.

2019 - 2024 Top 10%. 2025 Top 5% in mortgage production nationally. I will work with you personally to offer you valuable insight throughout the process, save you time and find the mortgage that best suits your situation.

Buying your first home can come with a lot of questions, and you deserve a mortgage broker who makes the process feel co...
09/04/2026

Buying your first home can come with a lot of questions, and you deserve a mortgage broker who makes the process feel comfortable, clear, and stress-free.

Thank you so much for this incredibly kind feedback! It was a pleasure helping you navigate your first home purchase, and I’m so happy you felt supported every step of the way. 💙

Thinking about buying your first home? I’m always happy to answer your questions. Send me a message to get started!

09/01/2026

While spring usually gets the spotlight for real estate buzz, seasoned buyers know that autumn in Victoria holds unique advantages.
Here is why shopping for a home in September and October often works in your favour:
• Motivated Sellers: Homeowners listing in the fall are typically eager to finalize transactions and settle in before the winter holidays.
• Less Competitor Fatigue: Fewer casual weekend browsers mean you can negotiate terms with clarity, instead of rushing into non-subject offers.
• Clear Closing Timelines: Securing an autumn purchase allows for smooth 30-to-60 day completions, getting you settled in your new living room just in time for cozy winter nights.
If you are wondering whether to jump in now or wait for next year’s cycle, let’s run your specific scenario together. Send me a message to get a personalized breakdown of what you qualify for in today’s market.

09/01/2026

Well… that came quickly.

Hello, September. 🤍

I’m not quite sure how we got here, but I’m ready for what this next chapter brings; whether that means finding your next home, refinancing, or simply getting your mortgage plans in order.

Here’s to fresh starts, cozy homes, and making the most of the months ahead.

🍂☕️✨

September always sneaks up faster than we expect, and so does the fall real estate market. If buying a home is on your r...
08/28/2026

September always sneaks up faster than we expect, and so does the fall real estate market.

If buying a home is on your radar for this fall, it's the perfect time to get your pre-approval in place. Here's why:

✅ You'll know exactly what you can afford
✅ You'll move faster when the right place comes up
✅ You'll be taken more seriously as a buyer
✅ You'll have less stress when things get competitive

The fall market in Victoria tends to pick up quickly, and the buyers who are prepared are the ones who get the homes they want.

Let's get your geese in a row before October. A 15-minute call is all it takes to get started.

👇 Are you thinking about buying this fall? Let me know!

MortgageBroker VictoriaBC

📱250.588.6503
💌[email protected]
🔗https://www.terrihitchcock.com/

August means new backpacks, new schedules… and a great reminder to check in on your finances.If you own a home, this is ...
08/25/2026

August means new backpacks, new schedules… and a great reminder to check in on your finances.

If you own a home, this is the perfect time to ask yourself:

Is my mortgage still working for me?
Am I on track with my payments?
Could I be saving money with a better rate?

The fall season sneaks up fast. A quick conversation now can set you up for a smoother, less stressful September.

I'm always happy to chat. No pressure, no jargon, just clarity. ☕

📌 Leave a 🙋 in the comments if a mortgage check-in is on your fall to-do list!

Myth: You need a 20% down payment to buy a home. 🏡Fact: In Canada, you can buy a home with as little as 5% down, and the...
08/21/2026

Myth: You need a 20% down payment to buy a home. 🏡

Fact: In Canada, you can buy a home with as little as 5% down, and there are programs designed specifically to help first-time buyers get into the market sooner than they think.

I can't tell you how many people have put off even exploring homeownership because of this one misconception.

If you've been waiting until you have "enough" saved, let's have a conversation first. You might be closer than you think.

What other mortgage myths have you heard? Drop them below, and I'll bust them! 👇

Genuine question I get all the time: "What's the difference between going to my bank and using a mortgage broker?"Great ...
08/20/2026

Genuine question I get all the time: "What's the difference between going to my bank and using a mortgage broker?"

Great question. Here's the simple version:

🏦 Your bank offers you their products and only their products.

🤝 A mortgage broker (hi, that's me!) shops multiple lenders on your behalf to find the best rate and product for your specific situation.

I work for YOU, not the bank. My job is to make sure you're getting the best possible mortgage for YOU, and to hold your hand through every step of the process.

And the best part? My services are typically free to you as the borrower.

Have questions? That's literally what I'm here for. DM me anytime.

Taylor said it best. "Terri is Phenomenal…"From renewing their condo mortgage to buying their first home, Taylor truste...
08/11/2026

Taylor said it best.

"Terri is Phenomenal…"

From renewing their condo mortgage to buying their first home, Taylor trusted me through it all, and that means everything. 🏡

If you're stepping into homeownership for the first time (or the fifth!), you deserve a broker who actually takes the time to make sure you understand your options.

That's what I'm here for.

Thinking about buying or renewing? Let's chat.
👉 Link in bio

⭐⭐⭐⭐⭐ "She's incredibly responsive, knowledgeable, and truly supportive. I would highly recommend her, especially for first-time buyers." — Taylor

BCRealEstate VictoriaRealEstate

Wondering what's happening with mortgage rates heading into fall? You're not alone, and it's the question I get asked mo...
08/10/2026

Wondering what's happening with mortgage rates heading into fall? You're not alone, and it's the question I get asked most right now.

Here's what you need to know ...

Rates have been shifting, and timing matters
Variable vs. fixed is worth revisiting depending on your situation
What happened in spring doesn't necessarily predict what happens in September
You don't need to follow every Bank of Canada announcement because that's what I do for you.

If you've been thinking about buying, renewing, or refinancing, let's talk before the fall market picks up.

👇 What's your biggest question about rates right now? Ask me in the comments!

Address

Victoria, BC

Telephone

+12505886503

Website

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