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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

The Home Mortgage Centre

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St. John's , NL
The Home Mortgage Centre

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We offer our expertise for an array of services to clients in Newfoundland and Labrador. We are experienced Mortgage Brokers in St John's Who Work for You.

The Mortgage Centre is dedicated to providing our clients with the best financial options available. As one of the oldest franchises in the industry, The Mortgage Centre staff are Accredited Mortgage Professionals (AMP) with over twenty years of experience helping the people of Newfoundland and Labrador. Whether you live in St. John’s, Mount Pearl, Paradise, Conception Bay South, Gander, Springdale, Corner Brook or Clarenville, our accredited and professional mortgage brokers will work with lenders to find financing that meets your needs. Get the Best Information from Our Agents
We believe that empowering our customers is the best way to do business. When customers know and understand their options, they feel more confident about their financial future. We give you the information and the options to make the best decisions to achieve your goals. Meet our agents and set up an appointment with a Mortgage Centre professional. Trust Our Team to Meet Your Expectations
When you work with The Mortgage Centre, you work with a team of professionals that know the contours of the financial industry. Our agents keep up on all the latest developments and attend annual training to sustain their Accredited Mortgage Professional certification and stay informed to ensure they exceed industry standards to provide clients with the best, up-to-date information. Locally based in Newfoundland and Labrador, we strive to form relationships with all our customers, so you know you have someone to trust. Our agents know how to listen and understand your situation and your goals. When you need a mortgage broker in St. John's or within another community in Newfoundland and Labrador, turn to The Mortgage Centre. We want you to know you have someone working for your interests. Browse our team's profiles to find an agent you connect with and believe can help with your particular situation. Contact a broker and let The Mortgage Centre make your financial goals possible today.

10/28/2026

BREAKING NEWS. Bank of Canada Raises Interest Rates – What Does This Mean for Homeowners and Buyers?

The Bank of Canada has announced its first interest rate increase since July 2023, bringing renewed concerns about affordability for Canadians.

With the cost of living already putting pressure on household budgets, higher borrowing costs are another challenge for those looking to purchase a home or manage their existing mortgage.

So, what does this mean for you?

If you have a variable-rate mortgage or a home equity line of credit, you may see an increase in your borrowing costs.

If you're thinking about buying a home or have a mortgage coming up for renewal, now is a good time to review your options.

The good news? A rate increase doesn't mean you should put your plans on hold. It simply means it's more important than ever to understand your options and make informed decisions.

At The Home Mortgage Centre, we're here to help you navigate changing rates, compare lenders, and find a mortgage solution that works for your situation.

📞 Have questions about your mortgage? Let's chat! [email protected] or call 709-739-6400

10/26/2026

🎃 MORTGAGE HORROR STORIES: THE HAUNTED RENTAL

The rent went up. AGAIN. 😱

The landlord says you can’t have a dog. 🐶

You can’t paint the walls.

And the neighbours upstairs apparently practise bowling at 2 AM. 🎳

But the scariest part?

You’re paying $2,000 a month… and it’s STILL not your house. 💀

👻 Maybe it’s time to stop renting and start haunting a place of your own!
www.homemortgagecentre.ca

10/11/2026

🍁 Happy Thanksgiving from all of us at the Home Mortgage Centre 🦃

Thanksgiving is a time to slow down, enjoy the little things, and appreciate the people who make life special.

We're especially thankful for our wonderful clients, friends, and families who continue to support us and trust us with such an important part of their lives.

Wishing you all a wonderful Thanksgiving weekend filled with good food, great company, and plenty of reasons to be thankful! 🍂❤️

10/09/2026

So, what does everyone think of the Netflix show Below so far? 👀🎬
We couldn't resist having a little fun with this one! 😂
Between the icebergs, the suspense, and the Newfoundland scenery, there's plenty to keep you on the edge of your seat.

But you know what shouldn't be scary? Getting a mortgage! 🏡

Whether you're buying your first home, renewing, or refinancing, the team at The Home Mortgage Centre is here to help you navigate the process without all the drama.

BELOW… The Asking Price 🧊

Because mortgages don't have to be scary.

10/06/2026

🏡 There’s nothing quite like helping first-time homebuyers get the keys to their very first home!
Buying your first home comes with a lot of questions, and having someone you trust to guide you through the process can make all the difference.
A big thank you to RD for taking the time to share these kind words about David. We’re so happy to have been part of such an exciting milestone for you both! ❤️
And a well-deserved shoutout to David Hynes for the care, responsiveness and great service he continues to provide our clients.
If you’re thinking about buying your first home and aren’t sure where to start, we’d be happy to help you understand your options and guide you through the process.

www.homemortgagecentre.ca | 709-739-6400 | David Hynes: The Home Mortgage Centre

10/04/2026

Please join us in wishing Madeline Power Mortgage Broker at Mortgage Centre a very Happy Birthday! 🎂

10/02/2026

🏡 This is why we love what we do.
Not every mortgage is straightforward, and sometimes getting to that “approved” takes a little extra work, problem-solving and persistence.
Helping our clients navigate those more complicated situations and ultimately get the keys to their new home is incredibly rewarding. ❤️
Thank you, TL, for trusting us to be in your corner throughout your home-buying journey. I’m so happy we were able to make your home purchase happen!

If your situation isn’t perfectly straightforward—self-employed, on maternity leave, keeping your current home as a rental, or something else—don’t assume homeownership is out of reach. Sometimes it’s just about finding the right solution.

www.homemortgagecentre.ca | 709-739-6400

09/30/2026

Today, we recognize the National Day for Truth and Reconciliation. 🧡

We take time to honour the children who never returned home, the Survivors of residential schools, and their families and communities.

Today is a day to listen, to learn, to reflect, and to remember that reconciliation is something we all have a part in.

Every Child Matters. 🧡

09/24/2026

Please join us in with Melissa Smith - The Home Mortgage Centre a very Happy Birthday! 🥳

09/17/2026

This month marks 25 years since David Hynes joined the Home Mortgage Centre - Advantage Financial Services Inc.!

Over the years, David has helped countless clients with their mortgage needs and has become a valued colleague, business partner and friend. His experience, dedication and commitment to our clients have played an important part in the success of our company.

Please join us in congratulating David Hynes on this incredible milestone. Here’s to 25 years and many more ahead! 🎉

Address

St. John's, NL

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

1-709-739-6400

Website

http://www.homemortgagecentre.ca/

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