Steve Ryan - Fresh Mortgage Co-Mortgage Broker

Steve Ryan - Fresh Mortgage Co-Mortgage Broker Steve Ryan - Award winning Mortgage Associate with The Mortgage Group in Saskatchewan since 2012. Steve has been a mortgage associate with TMG since 2012.

TMG The Mortgage Group, is a well-respected national brokerage with 25 years of industry experience. Through his career, Steve has earned his first spot in the Top 20% of mortgage brokers in 2013 and placed on the list once again in 2014. His enthusiasm and passion for his company will ensure that you are taken care of from the moment you walk in the door, to the day you get your house keys, as we

ll as in the years to come. Steve would like to invite you to share in his success and allow him the privilege of doing all he can to meet your mortgage needs. Whether you're looking to refinance your home and receive a lower mortgage rate, obtain a new mortgage for a new home, or look into getting a second mortgage or home equity loan, he is here to help! With numerous low rate options, Steve will ensure that you get the best possible mortgage that will fit you and your family’s needs. Also, if you know anyone who may need the services of a mortgage professional, please consider referring Steve to your family or friends. You can contact Steve Ryan by email: [email protected] or phone: 306.501.9085. You can also visit his website at: steveryan.tmgbroker.com.

What a property. That backyard though 👌🏼
06/11/2026

What a property. That backyard though 👌🏼

This means variable rate mortgage holders will see no change to their payment or interest rate A rate hold generally las...
06/10/2026

This means variable rate mortgage holders will see no change to their payment or interest rate

A rate hold generally lasts for 120 days. That means if we lock in today’s rate, and rates get higher, you are safe with the lower rate we locked in. If rates go down, you can still secure that rate. Win win.

The market is moving quick. Reach out to see what you can be approved for

See yourself in any of these current client situations? Reach out!
06/09/2026

See yourself in any of these current client situations? Reach out!

Do you know how credit cards actually affect credit? The amount owing on your credit cards affects your credit, however,...
06/01/2026

Do you know how credit cards actually affect credit?

The amount owing on your credit cards affects your credit, however, it’s not necessarily how much is owing. The factor that affects credit is the percentage of the credit card limit.

If you have a $500 credit card, and owe $500, that will negatively affect your credit. Alternatively, if you owe $500 on a $3000 credit card, it will be a positive on your credit because you aren’t using a high percentage on the limit

People can get uncomfortable around credit scores and debt but I’ve seen it all. Don’t hesitate to reach out

5% down is not just for first time home buyers.  You can put 5% down on a purchase, as long as it is your home you will ...
05/27/2026

5% down is not just for first time home buyers. You can put 5% down on a purchase, as long as it is your home you will be living in. This also includes 4 season cabins. Reach out any time!

Many lenders will allow the use of CCB income to qualify.  This can make a difference of $20,000 of increased qualifying...
05/25/2026

Many lenders will allow the use of CCB income to qualify. This can make a difference of $20,000 of increased qualifying limit. Dm me any time for more info.

Most banks require a 2 year employment history. However, I work with over 35 lenders who all will look at this income di...
05/21/2026

Most banks require a 2 year employment history. However, I work with over 35 lenders who all will look at this income differently. It’s always free to reach out and see if you may have some options.

14 years in business, over 1500 mortgages funded and still can’t grow a beard.  Thanks to all who have supported me and ...
05/08/2026

14 years in business, over 1500 mortgages funded and still can’t grow a beard. Thanks to all who have supported me and continue to do so. You mean the world to me!

Buy a cabin with 5% down? Yessir!!   It doesn’t feel like cabin weather yet, but I promise it’s coming.  You can buy a 4...
05/05/2026

Buy a cabin with 5% down? Yessir!! It doesn’t feel like cabin weather yet, but I promise it’s coming. You can buy a 4 season cabin with 5% down, and a 3 season cabin with 10% down. Summers at the lake are closer than you think!

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Regina, SK

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