Brad Plummer - Referral Mortgages Inc. #13316

Brad Plummer - Referral Mortgages Inc. #13316 Brad Plummer is an award-winning mortgage broker in Carleton Place, Ontario. Brad helps clients across Ontario achieve their homeownership goals.

With over a decade of experience, he makes the mortgage process simple and stress-free.

Understanding Home Equity 🏡💡 It can become an important financial tool over time. Knowing how it works helps homeowners ...
06/17/2026

Understanding Home Equity 🏡💡

It can become an important financial tool over time. Knowing how it works helps homeowners make informed decisions.

Learn how equity builds over time. 📈

Key ideas:
- Equity = current home value − outstanding mortgage. 💳
- It grows as you pay down debt and as property values rise. 🧱📈
- You can tap into it with options like a HELOC or cash-out refinance when the time is right. 💰

Mortgage Planning for Your Next Home 🏠💼Buying your next property often looks different from buying your first. Equity, t...
06/15/2026

Mortgage Planning for Your Next Home 🏠💼

Buying your next property often looks different from buying your first. Equity, timing, and financial strategy all play a larger role.

Build a strategy that fits your goals. 🎯📈
From assessing equity to timing your loan, a thoughtful plan helps you move with confidence. Let’s map your path to the keys. 🔑🏡✨

Deciding between upgrading your current space or moving? Here’s a clear guide to help you weigh your options. 🏡💡Renovate...
06/13/2026

Deciding between upgrading your current space or moving? Here’s a clear guide to help you weigh your options. 🏡💡

Renovate or Relocate?
Sometimes the right move is upgrading your current home. Other times, moving makes more sense. Understanding both paths helps you decide confidently.

Compare your options carefully.

If you want a hand breaking down the pros and cons, drop a comment or send a DM—let’s map out the best move for you! 🗺️💬

Summer is the perfect season to dream about a vacation property, and with smart planning, those dreams can become a plan...
06/11/2026

Summer is the perfect season to dream about a vacation property, and with smart planning, those dreams can become a plan. 🏖️🏡

Vacation Property Goals
For some buyers, summer is the season to think about recreational or vacation properties. Preparation is key before taking the next step.

Explore your long-term goals. 🗺️💭

If you’re ready, start by outlining budget, preferred locations, and how you’ll use the property. Let’s turn goals into action!

Life evolves, and so do your housing needs. Keep a plan in sync with your changing priorities:Planning for Lifestyle Cha...
06/09/2026

Life evolves, and so do your housing needs. Keep a plan in sync with your changing priorities:

Planning for Lifestyle Changes
Career growth, growing families, and changing priorities can all influence your housing needs over time.

Plan for where life is taking you. 🏡📈👨‍👩‍👧‍👦

Plan ahead to ensure your space fits where life is headed—whether it's a home office, more room for the kids, or a cozy nest for new memories. 🔄✨

Planning a move this year? You might be able to keep your current mortgage intact through porting. 🏠➡️🔄Porting Your Mort...
06/07/2026

Planning a move this year? You might be able to keep your current mortgage intact through porting. 🏠➡️🔄

Porting Your Mortgage

Moving doesn’t always mean starting over with a brand-new mortgage. In some situations, porting your mortgage may be an option worth exploring.

Understand your available options. 💡🗝️

Is It Time to Upgrade?Life changes, and sometimes your home needs change too. Understanding your options early helps you...
06/04/2026

Is It Time to Upgrade?

Life changes, and sometimes your home needs change too. Understanding your options early helps you make confident decisions when the time is right.

Explore what’s possible for your next chapter." 🏡✨🔄💭💫

Unlock what your home can do for you today! 🏡✨Using Home Equity WiselyAs home values change over time, many homeowners b...
06/03/2026

Unlock what your home can do for you today! 🏡✨

Using Home Equity Wisely

As home values change over time, many homeowners build equity they may be able to use strategically for future goals.

Learn how equity can work for you. 💡💼

Your equity could power big plans—renovations, debt consolidation, or a future investment. Talk to a lender to see your options. 📈🔑

Moving Up With ConfidenceYour next home should support the lifestyle you’re growing into. Whether you need more space, a...
06/01/2026

Moving Up With Confidence

Your next home should support the lifestyle you’re growing into. Whether you need more space, a better location, or a fresh start, planning ahead makes the transition smoother.

Start planning your next move. 🏡✨🗺️

If you're ready to plan, I'm here to help map out the steps—because a smooth plan makes a smooth move. 🔑📦

Comment "Plan" to get started or DM me for a personalized plan.

Take the First Step Starting can feel daunting, but every big journey begins with a small step. 🚶‍♀️💬You don’t need all ...
05/31/2026

Take the First Step

Starting can feel daunting, but every big journey begins with a small step. 🚶‍♀️💬

You don’t need all the answers to begin. Starting the conversation is often the most important step.

Take the next step when you’re ready. 🚀✨

Address

157 Bridge Street, Carleton Place
Ottawa, ON
K7C2V6

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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