Mortgage Alliance Partners

Mortgage Alliance Partners Lic # 10124 We work for you, not the banks, and provide unbiased guidance in your mortgage decision.

Mortgage Alliance is the most recognized and trusted mortgage brokerage in Canada and as Mortgage Alliance professionals, we have the expertise to get the Right Mortgage for your immediate and future needs. We work with over 60 lenders (some offered exclusively through brokers) so you have the choice, convenience and great counsel that you deserve! Broker Lic #10124

Ralph Shaw - ext 111
John Wa

lsh - ext 148
Carlie Dagenais - ext 152
Dilys Anne Hagerman - ext 151
Shannon Link - ext 140
Brenda Cameron - ext 122
Lesley Mouck - ext 171
Peggy Steele - ext 321
Lisa Ashton - ext 253
Tadek Kulisz - ext 405

The Bank of Canada has held its policy rate at 2.25% for the seventh consecutive decision.For Canadian homeowners and ho...
09/02/2026

The Bank of Canada has held its policy rate at 2.25% for the seventh consecutive decision.

For Canadian homeowners and homebuyers, another hold means the policy rate remains unchanged for now. Whether a mortgage renewal, refinance, or home purchase is ahead, this is a good opportunity to review the numbers and understand the options available.

Message or give us a call to discuss what today’s Bank of Canada decision could mean for your mortgage plans.

Yes, it’s possible to buy a home in Canada with as little as 5% down, depending on the purchase price and your eligibili...
09/01/2026

Yes, it’s possible to buy a home in Canada with as little as 5% down, depending on the purchase price and your eligibility.

For homes priced at $500,000 or less, the minimum down payment is 5%. Above $500,000 (up to $1.5 million), the minimum is 5% on the first $500,000 and 10% on the portion above that. Homes purchased with less than 20% down generally require mortgage default insurance.

A smaller down payment can make homeownership more accessible, but there’s more to consider than the minimum. We can help you understand down payment requirements, qualification and the mortgage options available to you.

Thinking about buying a home? Message or call us today to find out what’s possible and start building a plan.

Why work with a mortgage broker instead of going straight to a bank?A bank can offer its own mortgage products. A mortga...
08/27/2026

Why work with a mortgage broker instead of going straight to a bank?

A bank can offer its own mortgage products. A mortgage broker can explore options from multiple lenders, helping homebuyers and homeowners compare rates, features, terms and lending solutions based on their individual needs.

That broader access can make a difference. Mortgage brokers can help clients:

• Compare mortgage options from multiple lenders
• Understand fixed, variable and adjustable rate choices
• Navigate lender requirements and qualification criteria
• Find solutions for unique income, credit or property situations
• Review the fine print beyond the interest rate
• Get guidance throughout the mortgage process

Whether buying a home, refinancing or approaching a renewal, having more options and professional guidance can help clients make a more informed mortgage decision.

Ready to see what options are available? Message us today and put the power of choice to work.

Buying your first home is exciting, but the work starts before the house hunting does.We can help you understand what yo...
08/25/2026

Buying your first home is exciting, but the work starts before the house hunting does.

We can help you understand what you may qualify for, prepare your finances, explore first-time home buyer options and build a clear path toward getting mortgage-ready. That way, when the right home comes along, you’re prepared to make your move.

Your first home starts with a plan. Let’s build yours together.

Mortgage Broker vs. Bank: What’s the difference?When you go directly to a bank, you’re limited to the mortgage products ...
08/20/2026

Mortgage Broker vs. Bank: What’s the difference?

When you go directly to a bank, you’re limited to the mortgage products and options that bank offers.

When you work with us, we can look beyond one lender. We have access to multiple lenders and mortgage solutions, allowing us to compare options and help find the right fit for your needs, goals and financial situation.

We’re also here to guide you through the process, explain your options and help you make an informed decision with confidence.

Why limit yourself to one lender when we can help you explore more?

Let us do the mortgage shopping for you.

Your credit has a memory - and we can help you build the history lenders want to see.From understanding what can impact ...
08/18/2026

Your credit has a memory - and we can help you build the history lenders want to see.

From understanding what can impact your credit profile to developing stronger credit habits, the right guidance today can help put you in a better position when it’s time to apply for a mortgage.

Ready to strengthen your credit? Let’s build a plan together.

A lower mortgage rate can catch your eye, but we’ll help you look at what’s behind the number.When your mortgage is up f...
08/13/2026

A lower mortgage rate can catch your eye, but we’ll help you look at what’s behind the number.

When your mortgage is up for renewal, it’s important to compare more than just rates. Prepayment privileges, portability, penalties, payment flexibility, and other mortgage features can all affect how well your mortgage works for you throughout the term.

Message us before you renew, and we can help you review your mortgage renewal options to find the right fit for your financial goals and future plans.

Buying a home with someone? Your finances work together, and we can help you understand what that means for your mortgag...
08/11/2026

Buying a home with someone? Your finances work together, and we can help you understand what that means for your mortgage.

When you apply together, lenders consider both applicants’ income, debts, credit history, and overall financial picture. Combining incomes may increase your borrowing potential and open up different mortgage options, while existing financial obligations can also affect how much you qualify for.

Message us today to see what buying together could mean for your mortgage options and home buying budget.

Getting mortgage-ready doesn’t have to feel overwhelming. It starts with a plan.We’ll help you understand your budget, r...
08/06/2026

Getting mortgage-ready doesn’t have to feel overwhelming. It starts with a plan.

We’ll help you understand your budget, review your credit profile, organize the documents you’ll need, and prepare for the mortgage application process. Whether you’re buying your first home or planning your next move, taking these steps early can make the process smoother and help you move forward with confidence.

Message us today, and let’s get you mortgage-ready.

Your home has been working hard for you. Has the equity you’ve built been working just as hard?Whether you’re thinking a...
08/04/2026

Your home has been working hard for you. Has the equity you’ve built been working just as hard?

Whether you’re thinking about renovating, consolidating debt, helping pay for education, or creating more financial flexibility, your home equity could be part of the solution. Every homeowner has different goals, which is why we take the time to understand what you’re trying to achieve before recommending the options that best fit your situation.

Connect with us today to discover how your home equity can help support your next financial goal.

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143 Bridge Street, Carleton Place
Ottawa, ON
K7C2V6

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