Mortgages By Moran

Mortgages By Moran Home is a stage on which you play out your life story-let me help you to get started on your story

05/08/2026

🌸 Mother’s Day Giveaway Winner 🌸

A huge thank you to everyone who entered, shared, and tagged the incredible moms in their lives 💐

I truly wish I could give this “Mom’s Reset Package” to every mom out there — because honestly, there are so many deserving women doing amazing things every single day.

Congratulations to our winner:
✨ Liana St Denis ✨ Liana St Denis

Please send me a message to claim your prize 🎁

Wishing all the moms out there a very Happy Mother’s Day this weekend. I hope you take a moment to feel appreciated for everything you do ❤️

Samantha Moran
The Mortgage Advisors LIC 11947
Mortgage Agent Level 2 | M20000024
☎️| (613) 862-6258
📧| [email protected]
🛜|https://www.mortgageweb.ca/SamanthaMoran

🚨 ANNOUNCING WINNER TOMORROW @ 2PM 🚨🌸 Mother’s Day Giveaway — $300 Value 🌸✨ $100 spa / massage gift card (local to you)✨...
05/07/2026

🚨 ANNOUNCING WINNER TOMORROW @ 2PM 🚨
🌸 Mother’s Day Giveaway — $300 Value 🌸

✨ $100 spa / massage gift card (local to you)
✨ $100 dinner gift card for a night out (local to you)
✨ Fresh flower bouquet
✨ $50 coffee gift card (local to you, because moms run on caffeine ☕)

To enter:
✔ Follow my page on Instagram or Facebook
✔ Like this post
✔ Share this post
✔ Comment and tag a mom who deserves to win

Bonus entries for every additional tag!

🏆 Winner will be announced tomorrow at 2PM

Because supporting local moms and local businesses is what community is all about 💕

Samantha Moran
The Mortgage Advisors LIC 11947
Mortgage Agent Level 2 | M20000024
☎️ (613) 862-6258
📧 [email protected]
🛜 mortgageweb.ca/SamanthaMoran

Rates are holding… but don’t get too comfortable.The Bank of Canada is staying put for now — but they’ve made it clear: ...
05/05/2026

Rates are holding… but don’t get too comfortable.

The Bank of Canada is staying put for now — but they’ve made it clear: If inflation spreads beyond energy, rate hikes could come back.

Here’s what that actually means:
Right now, a lot of the inflation we’re seeing is tied to gas and energy — which can move quickly and doesn’t always reflect the broader economy.

What the Bank is watching for is whether that pressure starts showing up in everyday spending:
• Groceries
• Housing costs
• Services (restaurants, childcare, etc.)
• Wages

If those start rising more broadly, it signals inflation is becoming more persistent — and that’s when rate hikes become more likely.

Where things stand today:
• Variable rates: stable (for now)
• Fixed rates: already adjusting (bond market)
• The market: shifting quietly behind the scenes

A lot of people are waiting for rates to drop.
But the risk? The market moves before headlines do.

If you’ve got a renewal, purchase, or refinance coming up, it’s worth getting ahead of it now rather than reacting later.

Samantha Moran
The Mortgage Advisors LIC 11947
Mortgage Agent Level 2 | M20000024
☎️| (613) 862-6258
📧| [email protected]
🛜|https://www.mortgageweb.ca/SamanthaMoran

The Bank of Canada has held the overnight policy rate at 2.25%, marking another pause and signaling a continued cautious...
04/29/2026

The Bank of Canada has held the overnight policy rate at 2.25%, marking another pause and signaling a continued cautious approach as inflation, economic growth, and global uncertainty remain in focus.

What does this mean for you?

🔹 Variable-rate mortgages & HELOCs:
No immediate change to prime lending rates, so if you’re in a variable mortgage or HELOC, your payments and interest costs should remain stable for now.

🔹 Fixed-rate mortgages:
Fixed rates are still driven more by bond yields than the Bank of Canada directly, so we’re continuing to watch market movement closely there.

🔹 Buyers, renewals & refinances:
This “hold” gives some breathing room, but lenders are still adjusting pricing based on inflation expectations and bond market volatility—strategy still matters more than ever.

The Bank noted inflation rose to 2.4% in March and expects it to temporarily rise closer to 3% before easing back toward target.

📅 Next Bank of Canada announcement:
Wednesday, June 10, 2026

Samantha Moran
The Mortgage Advisors LIC 11947
Mortgage Agent Level 2 | M20000024
☎️| (613) 862-6258
📧| [email protected]
🛜|https://www.mortgageweb.ca/SamanthaMoran
Rates get the attention.

Structure drives the outcome.

🌸 Mother’s Day Giveaway- $300 Value 🌸Moms do everything—and deserve a little something for themselves 💐This year, I’m gi...
04/28/2026

🌸 Mother’s Day Giveaway- $300 Value 🌸
Moms do everything—and deserve a little something for themselves 💐

This year, I’m giving away a “Mom’s Reset Package” including:
✨ $100 spa / massage gift card (local to you)
✨ $100 dinner gift card for a night out (local to you)
✨ Fresh flower bouquet
✨ $50 coffee gift card (local to you, because moms run on caffeine ☕)

Mother’s Day is Sunday, May 10th this year—so let’s celebrate the amazing moms around us!

To enter:
✔ Follow my page on Instagram or Facebook
✔ Like this post
✔ Share this post
✔ Comment and tag a mom who deserves to win

Bonus entries for every additional tag!
Winner will be announced May 8th

Because supporting local moms and local businesses is what community is all about 💕

Samantha Moran
The Mortgage Advisors LIC 11947
Mortgage Agent Level 2 | M20000024
☎️| (613) 862-6258
📧| [email protected]
🛜|https://www.mortgageweb.ca/SamanthaMoran

Rates get the attention. Structure drives the outcome.Whether you’re buying, refinancing, or coming up for renewal, timi...
04/28/2026

Rates get the attention. Structure drives the outcome.

Whether you’re buying, refinancing, or coming up for renewal, timing and structure can make a big difference.

Samantha Moran
The Mortgage Advisors LIC 11947
Mortgage Agent Level 2 | M20000024
☎️| (613) 862-6258
📧| [email protected]
🛜|https://www.mortgageweb.ca/SamanthaMoran
RateWatch

Proud to be part of a brokerage that continues to set the standard across the industry. Congratulations to all of the fi...
04/20/2026

Proud to be part of a brokerage that continues to set the standard across the industry. Congratulations to all of the finalists—your leadership, consistency, and commitment to excellence are what make this network so strong. Grateful to be surrounded by such high-calibre professionals at The Mortgage Advisors.

Whether it’s a purchase, renewal, or just exploring options — a little planning now goes a long way.If it’s on your rada...
04/20/2026

Whether it’s a purchase, renewal, or just exploring options — a little planning now goes a long way.

If it’s on your radar, I’m here when you need.

You can also get started anytime by applying at the link below — quick, simple, and we can build a plan from there;

https://samantha-moran.mtg-app.com/calculators?brokerId=3a5db284-0b7f-48af-8410-8f9778801190



Samantha Moran
The Mortgage Advisors LIC 11947
Mortgage Agent Level 2 | M20000024
☎️| (613) 862-6258
📧| [email protected]
🛜|https://www.mortgageweb.ca/SamanthaMoran

A recent conversation with a client building their home really stood out. 🏠 They had everything mapped out — financing, ...
04/15/2026

A recent conversation with a client building their home really stood out. 🏠
They had everything mapped out — financing, construction, costs — but hadn’t considered the HST rebate.

Even with a self-build, you may be eligible to recover a portion of the HST paid… but timing and documentation matter.

We’re now making sure it’s part of the plan — not something missed after the fact.

If you’re building (or planning to), it’s worth getting ahead of this early. I also have a trusted referral partner who can help get the process started if needed.


Samantha Moran
The Mortgage Advisors LIC 11947
Mortgage Agent Level 2 | M20000024
☎️| (613) 862-6258
📧| [email protected]
🛜|https://www.mortgageweb.ca/SamanthaMoran

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