11/03/2026
When your mortgage comes up for renewal, it's tempting to sign whatever your current lender sends over and move on.
But your renewal is actually a good opportunity to take another look at your options.
Your financial situation may have changed since you first got your mortgage, and the rates, terms, and products available today might look different too.
You may be able to negotiate with your current lender, explore other lenders, or adjust your mortgage to better fit your plans.
Even if you ultimately decide to stay where you are, it's worth knowing what else is available before committing to another term.
Have a renewal coming up? Let's review your options before you sign.