Donna Boyne - Your Trusted Mortgage Broker

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Grande Prairie, AB
Donna Boyne - Your Trusted Mortgage Broker

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I can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations, renewals and mortgages for self-employed.

Call today and get a free quote and overview of current market conditions affecting the mortgage market!

11/02/2026

Canada First-Time Buyer Playbook 2026

11/01/2026

How to Apply for a Mortgage When You're Self-Employed
Let’s connect and talk about the latest insights in the industry!
https://www.roomvu.com/agent-news/donna-boyne/415411-How-to-Apply-for-a-Mortgage-When-You%27re-Self-Employed

10/31/2026

Conveniently located west of Highway 2 and west of the County of Grande Prairie just before Clairmont.Two shops available separately or together. Shop #1 (2A)— $5,000/month Shop #2 (2B)— $5,000/month Both shops — $9,700/month. The bay spaces do not have washrooms or running water. Office space + board room space is also available for added cost of roughly $500.00 a month. Both shops have concrete floor, 16ft ceiling height, fluorescent lighting , fully fenced + graveled yard , good location, adequate covered storage docking space., and 24hr access with key fob/code. Landlord is flexible on working on all the spaces available with tenant, better rates for lease lengths and if they take the shops + offices. Tenants pay portion of power for the shops. (id:26452)

10/31/2026

Mortgage Basics for First-Time Homebuyers: Understanding the Landscape
Ready to buy your first home? 🏡 Discover how pre-approval, smart budgeting, and the right mortgage can set you up for success! Thinking about fixed vs. variable rates? Let’s break it down—your dream home is closer than you think! 💡🔑
https://www.roomvu.com/agent-news/donna-boyne/1510711-Mortgage-Basics-for-First-Time-Homebuyers%3A-Understanding-the

10/31/2026

Happy Halloween! 🎃 The best treat of all? A front door that's all yours.

10/30/2026

Preparing to get a mortgage
Thinking about buying a home? 🏡 Before applying for a mortgage, check your credit report for errors and boost your credit score! Lenders look for a GDS ratio under 39% and TDS under 44%. Ready to pass the stress test? 💡
https://www.roomvu.com/agent-news/donna-boyne/1220970-Preparing-to-get-a-mortgage

10/29/2026

What Is a Vendor Take-Back Mortgage?
Vendor take-back (VTB) mortgages are an interesting financing solution worth considering, especially in our Alberta market. In a VTB arrangement, the seller helps finance part of the home’s purchase price, with that loan registered on title—often a useful way to bridge any gaps when traditional lenders can’t cover the full amount. For example, on an $800,000 home, a buyer might bring $200,000 as a down payment, secure $480,000 from a lender, and then have the seller provide the remaining $120,000, to be paid back over time. Sellers do need significant equity and must be comfortable waiting for some of their proceeds, while buyers should be extra diligent about legal terms, down payment requirements, and ensuring the overall affordability works. If the VTB is interest-only, payments are lower during the term, but that full balance will still be due at the end—so a solid repayment strategy is essential. Having worked with both residential and commercial buyers and sellers in Grande Prairie, I find these creative financing options can sometimes open doors that might otherwise stay closed.

10/29/2026

Canada's Private Mortgage Awareness Gap
When it comes to private mortgages, much of what we hear reflects national trends—but local realities can be quite different. While recent findings discuss private mortgage awareness across Canada as a whole, there’s a notable gap: we don’t have specific data for Canada, KY households or buyers. That means no clear picture of how familiar local residents are with private lending, what their borrower experiences look like, or the unique reasons they might explore alternative financing in our own community. Important factors like down payment challenges, self-employment, credit history, and the impact of stress-test requirements haven’t been broken out for this area either. For real estate professionals in Canada, KY—including myself—the message is clear: national data is helpful, but it can’t replace the insight gained from understanding our own market’s needs. An effective next step? Start by gathering the questions, barriers, and educational needs specific to our local borrowers before making assumptions about demand or outcomes. That’s how we ensure the guidance we offer truly fits our community.

10/28/2026

The Bank of Canada raised its policy rate by 0.25% today, to 2.50%, its first increase since 2023.

• Variable-rate mortgages and HELOCs follow lenders' prime rates, which typically move with the Bank of Canada.
• Fixed rates follow bond yields, so today's move doesn't change them directly.

Shopping for a home? Rate holds on a pre-approval generally last 90 to 120 days depending on the lender, so it's worth knowing when yours expires. The next announcement is December 9.

Address

10007/102 Street
Grande Prairie, AB
T8V2V5

Telephone

+17808760054

Website

https://www.donnaboynemortgages.com/

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