Kristin Guthrie Your Peace Country Mortgage Specialist

08/28/2026

⭐️Self-employed and thinking about buying a home?

Here are a few ways to strengthen your application:
🔻Keep financial records organized: Lenders will typically wantto review tax returns, bank statements, and business income documentation.
🔻Show consistent income: A stable income history can help demonstrate your ability to manage mortgage payments. 🔻Manage debt carefully: Lower debt levels can improve your debt-to-income ratio and strengthen your application.
🔻Build your savings: Have funds set aside for a down payment, closing costs, and reserves.
🔻Talk to a lender early: Understanding your borrowing power before you start house hunting can help you plan with confidence.

Being self-employed may require a few extra steps, but it does not mean homeownership is out of reach. The right preparation can make the process much smoother.
Have questions about buying? Reach out to learn more
about your options and next steps.
less

🔻Kristin Guthrie
Your Peace Country Mortgage Broker
Quantus Mortgage Solutions
780-228-5939

08/19/2026

The mortgage process is easier to navigate when you know what to expect.🏡

Buying a home is a big milestone, but understanding each step can make the journey feel much less overwhelming.
Here’s a quick overview of the process:
⭐️Get pre-approved to understand your budget and strengthen your buying position.
⭐️Submit your mortgage application along with the required
financial documents.
⭐️Review your loan and property details and verify your information.
⭐️Receive final approval once all conditions have been met.
⭐️Close on your home by signing the final paperwork and receiving the keys.
The more you understand the process before you begin, the more confident you’ll feel when it’s time to make your move.

Reach out today for expert guidance through every step of the home buying journey!



🏡Kristin Guthrie
Your Peace Country Mortgage Broker
Quantus Mortgage Solutions
☎️780-228-5939

08/17/2026

08/15/2026

Sturgeon fishing!! Wow what an experience.
We Caught this big one -almost 400 pounds and 8”4 long.
Dinosaurs of the river!! 🦖🎣

08/13/2026

🏡The home search is exciting, but small missteps can have big consequences. These are some of the most common (and costly) mistakes buyers make:
❌Starting without a pre-approval
❌Underestimating hidden costs
❌Overlooking long-term needs
❌Skipping the home inspection

It’s easy to get swept up in the excitement, but smart decisions early on lead to a smoother experience and better outcomes.
Ready to feel confident in your next move? Reach out today!

Kristin Guthrie
Your Peace Country Mortgage Broker
Quantus Mortgage Solutions
780-228-5939

07/13/2026

A loan term refers to the length of time you agree to repay your mortgage in full. Depending on the loan type and market, mortgage terms can vary widely.

💰 Shorter loan terms often mean higher monthly payments but less total interest
📉 Longer loan terms can reduce monthly costs while extending repayment over more years

Understanding your loan term is an important part of planning for long-term homeownership and overall financial strategy.

Want help navigating mortgage terminology or understanding your options? Reach out for professional guidance.



🏡Kristin Guthrie
Your Peace Country Mortgage Broker
Quantus Mortgage Solutions
☎️780-228-5939

06/17/2026

☀️Before you start seriously searching for a home, getting pre-approved is one of the most important steps.

Why it matters:
✅Shows sellers you are a serious buyer
✅Helps you focus on homes within your budget
✅Speeds up the process when you find the right one
✅Avoids disappointment after falling in love with a home

🏡Pre-approval gives you a clear starting point and a competitive edge.

Have questions about the pre-approval process?
Reach out for expert guidance!

Kristin Guthrie
Your Peace Country Mortgage Broker
Quantus Mortgage Solutions
780-228-5939

06/09/2026

PWA Honour Ceremony’s. Nyk received honours with distinction with 90+% in all classes. One Proud mama 🥰🎉

06/05/2026

🏡Having less-than-perfect credit doesn’t automatically prevent you from buying a home, but it can influence the types of loans, interest rates, and terms you qualify for.
Understanding your credit profile, improving your score where possible, and planning ahead can make the homebuying process smoother and help you secure financing that works for your situation.
Have questions about qualifying for a mortgage? Reach out to explore your options and start planning your path to homeownership.


Kristin Guthrie
Your Peace Country Mortgage Broker
Quantus Mortgage Solutions
780-228-5939

06/01/2026

Was a Great Football weekend!! 🏈💙