Peace Mortgages Inc., DLCMM

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Canada
Grande Prairie, AB
Peace Mortgages Inc., DLCMM

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Connect with me for all your mortgage needs.

Whether you are a first-time buyer, renewing your mortgage, taking out equity, refinancing, or need to do a spousal buyout, I have a mortgage product for you.

11/02/2026

Your credit plays an important role in your mortgage approval!

But it’s not just about your credit score. Lenders look at several factors when reviewing your application.

Watch to learn what you need to know before applying for a mortgage!

10/27/2026

3 Things That Could Change Your Pre-Approval

Getting pre-approved is an exciting first step-but remember, your financial situation needs to stay consistent until your mortgage is finalized.

Before making any big financial changes, check with your mortgage broker first! A quick conversation could save you a lot of stress later.

10/22/2026

Unexpected rate?
Renewal creeping up?
Mortgage getting a little… scary?

Don’t panic-call your mortgage broker. 📞

I may not catch ghosts, but I’m pretty good at tracking down mortgage solutions.

Happy Halloween from Peace Mortgages!

DLC

10/19/2026

Mortgage Renewal Coming Up This Winter?

Don’t wait until your renewal notice arrives to start looking at your options!

If your mortgage is renewing this winter, now is a great time to:
-Review your current mortgage
-Compare rates and lenders
-Consider fixed vs. variable
- Look at your payment and amortization options
- Make sure your mortgage still fits your goals

A little planning ahead can make a big difference.

10/15/2026

Helping my clients feel confident and supported throughout their mortgage journey is always the goal. Thank you for trusting me to be part of it!

10/12/2026

🍂 Happy Thanksgiving!

This season, we are especially grateful for the amazing clients, friends, family, and community who continue to support and trust us to be part of such important moments in their lives.

Wishing you and your loved ones a Thanksgiving filled with good food, great company, and plenty to be thankful for. 🤎

10/08/2026

Your down payment is one of the biggest pieces of your home-buying journey-but how much you need can depend on the purchase price and type of property.

Not sure how much you’ll need or where your down payment can come from? Let’s chat and build a plan!

10/05/2026

Insured vs. Conventional Mortgages - What’s the Difference?

Not all mortgages are structured the same! Here’s a simple breakdown:

Insured Mortgage
Typically applies when you have less than 20% down.
• Requires mortgage default insurance
• Allows you to purchase with a smaller down payment
• Often comes with access to lower interest rates
• The insurance premium is typically added to your mortgage balance

Conventional Mortgage
Typically applies when you have 20% or more down.
• No mortgage default insurance required
• Avoids the mortgage insurance premium
• More equity in your home from the start
• Rates may differ from insured mortgage rates

The best option isn’t always as simple as putting more money down. We help you compare the rate, mortgage insurance cost, monthly payment, and overall numbers so you can see what makes the most sense for you.

Thinking about buying? Let’s run the numbers!

10/01/2026

What Does the Mortgage “Stress Test” Actually Mean?

You may have heard that you need to pass the stress test to qualify for a mortgage, but what does that actually mean?

You need to prove that you could still afford your mortgage if interest rates were higher than the rate, you’re actually receiving.

Your lender qualifies you using the higher of:
🔑 Your mortgage rate + 2%
🔑 The current minimum qualifying rate

This doesn’t mean you’ll pay that higher rate, it’s simply the rate used to determine how much mortgage you can qualify for.

The stress test can have a big impact on your purchasing power, which is why getting pre-approved before you start house hunting is so important!

mortgagementors

09/24/2026

Kind words from amazing clients. Very grateful for the trust you place in me to be part of your mortgage journey!

Address

124A 8805 Resources Road
Grande Prairie, AB

Telephone

+15872020848

Website

http://www.peacemortgages.ca/

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