01/26/2026
I hope you’ve had a wonderful start to the new year and that 2026 is off to a positive beginning for you and your family.
As we are into the RRSP and TFSA season, I wanted to reach out and share some timely insights that can help guide your investment decisions and ensure you’re making the most of the opportunities available. With key contribution deadlines approaching, now is an ideal time to review your strategy and take advantage of available room before the window closes. I look forward to helping you position your savings in a way that aligns with your goals.
Investing is a journey, and as with travel, being prepared is crucial. A well-packed suitcase will include all the essentials and thoughtful items preparing you for the adventures ahead. RBC Global Asset Management take the same philosophy with RBC Portfolio Solutions – ensuring that your portfolio keeps you covered no matter what surprises are thrown at you.
Bonds can help weather stormy periods
By providing stable income and lower volatility, bonds keep portfolios steady during times of equity market volatility. RBC Select Portfolios are also designed to diversify across sovereign, investment grade, high yield, and emerging markets bonds. These different types of bonds respond differently to changes in the level and outlook of interest rates and deliver different levels of income. RBC GAM continuously ensure your portfolio is carefully balanced both across and within asset classes like bonds to navigate ever-changing market conditions.
Stocks are the primary drivers of long-term growth within a portfolio
Stocks typically offer higher growth potential than bonds. And we tap into markets around the globe to help capture growth opportunities beyond our borders. However, investing around the world means keeping up with a wealth of information. That’s why RBC GAM take an active, data-driven approach to managing the portfolios.
Currency exchange rates, market valuations, interest rates, and more feed into our sophisticated, data-driven approach. RBC GAM leverage extensive data resources, analyzed by expert teams to extract actionable insights. This informs changes to portfolio’s positioning to help generate returns and mitigate risks.
Alternative investments like real estate and infrastructure make up a small part of your portfolio but play an important role.
RBC Select Portfolios hold alternative investments, which exhibit low correlations to stocks and bonds, which provides additional diversification benefits for a balanced portfolio. They can also enhance risk-adjusted returns as well as protect against inflation and interest rate changes.
Alternatives provide unique opportunities, but also have unique attributes and considerations. RBC GAM carefully evaluate the risk-return characteristics, complexity, liquidity and costs of alternative investments to ensure the right fit.
