Ask Roesie

Call Directions Website Contact the business

Ask Roesie Keeping financial literacy simple to help you make better decisions. 🇨🇦

with Homeownership www.brettroessel.com/free-chapter

09/22/2026

If your mortgage is renewing within the next 12 months, now is a good time to start thinking about it.

Your renewal isn't just a piece of paperwork to sign and send back, it's an opportunity to look at your current financial situation and ask whether your existing mortgage still makes sense for you.

Your income may have changed.
Your debt may have changed.
Your goals may have changed.

And the mortgage options available to you may have changed too.

Starting the conversation early gives you time to understand your options instead of making a decision at the last minute.

A mortgage renewal is more than a deadline.
It's a chance to make sure your mortgage still fits your life.

Well, that was a good 3 days!The Team Borle Summit is officially a wrap. Lots of PD (professional development), networki...
09/14/2026

Well, that was a good 3 days!

The Team Borle Summit is officially a wrap. Lots of PD (professional development), networking, good conversations, laughs and good memories made along the way.

We got to hear from Gene Principe, chat with ex-NHLer Fernando Pisani, enjoy a riverboat cruise and dinner, and finished things off with a pretty great wrap-up party 🕺 It's always a good time getting together with people from the industry and taking a few days to learn, get to know new people in the industry and have some fun.

Thanks to the Tara Borle Team for having me! 🙌

09/11/2026

Summer is winding down, routines are coming back, and suddenly you can't ignore the things you may have put on the back burner financially.

Consider this your September financial reset:
- Check your credit report
- Check your credit card balances
- Review your monthly subscriptions
- Make a plan for any outstanding debt
- Start rebuilding (or building) your savings

You don't need a perfect financial plan. You just need to know what's happening with your money and make a few intentional decisions from there.

09/02/2026

Who enjoyed it most, you or your credit card? 😂

Between vacations, eating out, weekend trips, activities, and all those little purchases that seemed harmless at the time, it's pretty easy to come out of summer with a higher balance than you planned.

If that's where you're at, don't panic. 🫪

The first step is simply knowing where you stand.

Take a look at your balances, interest rates, and minimum payments, then figure out what you can realistically put toward the debt each month.

You don't have to fix everything overnight.

A good financial reset starts with getting honest about where you are and making a plan for where you want to go.

Disco all the time, golf occasionally… and Bocce Ball competitively 🪩⛳I had a great time teaming up with Chicago Title a...
08/24/2026

Disco all the time, golf occasionally… and Bocce Ball competitively 🪩⛳

I had a great time teaming up with Chicago Title and representing FNF to sponsor a hole at Community Key’s Ladies-Only Charity Golf Tournament.

And of course, we had to make it interesting with “Beat Brett at Bocce Ball” 🎯 A little friendly competition, a lot of laughs, and an even better cause.

Huge thank you to everyone who stopped by, took on the challenge, and helped make the day such a fun one!

08/18/2026

Making the minimum payment on your credit card isn't a bad thing. In fact, making at least the minimum payment on time helps keep your account in good standing and protects your credit history from the negative impact of missed payments.

But here's what many Canadians don't realize:

Minimum payments are designed to keep your account current, but they aren't necessarily designed to help you get out of debt. If you're only paying the minimum each month, you could be carrying that balance for a lot longer than you think.

Meanwhile, interest continues to accumulate in the background, which means the longer you carry that balance, the more that purchase can ultimately cost you.

That's why two people with the exact same balance can end up in very different financial situations. One pays only the minimum and continues carrying the balance, while the other puts a little extra toward the debt whenever they can.

Over time, those extra payments can make a significant difference in how quickly you pay off the balance and how much you spend on interest.

Minimum payments help protect your credit.
Paying more when you can helps protect your wallet.

08/07/2026

You paid your credit card in full.

So why didn't your score go up?

Because timing matters.

Many people don't realize that lenders report your balance to the credit bureaus at specific times during the month. Some lenders will report on the odd months and some report on the even months. If your balance is high when it's reported, your utilization ratio could be higher than you'd like, even if you pay it off a few days later.

Utilization simply means how much of your available credit you're using.

That's why some people make mid-cycle payments or keep balances low throughout the month.

Paying in full is still a great habit. Understanding when your balance gets reported is just another piece of the puzzle.

Two families can buy the exact same house and end up with very different monthly payments.Why?Because getting a mortgage...
07/28/2026

Two families can buy the exact same house and end up with very different monthly payments.

Why?

Because getting a mortgage isn't just about how much money you make. Lenders also look at your credit history, existing debt, down payment, and the type of mortgage you qualify for.

The good news is that many of these factors are things you can improve before you ever start shopping for a home.
Buying a home starts long before you find "the one."

It starts with preparing your finances.

📖 My Big Asset is all about helping Canadians understand the mortgage process before they need it.

Check the link in my bio to Make It Yours

You never know where a conversation is going to take you... or where you'll find My Big Asset! 📖While in Cold Lake for a...
07/24/2026

You never know where a conversation is going to take you... or where you'll find My Big Asset! 📖

While in Cold Lake for an event, I had the chance to stop by a local bookstore and meet Nicole, who was kind enough to make a little room on the shelves for my book.

So it's official... My Big Asset is now available at a local bookstore in Cold Lake! 🙌

I left three copies behind, so if you're in the area and want to pick one up, you know where to look.

Sometimes there's always an opportunity to talk about credit, mortgages, and homeownership... you just have to turn the page. 😉

Not every credit mistake looks like a mistake.Some actually feel responsible, even smart, like you're finally getting yo...
07/22/2026

Not every credit mistake looks like a mistake.

Some actually feel responsible, even smart, like you're finally getting your finances (or life!) together.

But these habits can quietly hurt your score over time without you even realizing it.

Save this post for future you, because this is the kind of thing worth coming back to.

Address

Calgary, AB

Opening Hours

Monday 8am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+14037010919

Website

Alerts

Be the first to know and let us send you an email when Ask Roesie posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Ask Roesie:

Shortcuts

Sponsored

Share

Category