GT4 investment pty Ltd. GT Finance Group

GT4 investment pty Ltd. GT Finance Group we provide a "one stop" personal service solution for clients seeking finance for life's needs .

Denusha Gamage is the Director of GT4 Investment Pty Ltd, a trusted Australian mortgage and finance brokerage dedicated to helping clients across the nation secure the best home loan and investment solutions. With many years of experience in finance, business, and client service, Denusha combines deep industry knowledge with a genuine passion for helping people achieve financial freedom. He believ

es in building long-term relationships through integrity, professionalism, and personalised service. Whether assisting first-home buyers, investors, or homeowners refinancing, Denusha ensures every client receives honest guidance and the best possible outcome. His goal is to make finance simple, transparent, and empowering for Australians everywhere.

🏡 **Negative Gearing Changes – Is Your Investment Strategy Still Working for You?**With ongoing discussions around **Neg...
17/06/2026

🏡 **Negative Gearing Changes – Is Your Investment Strategy Still Working for You?**

With ongoing discussions around **Negative Gearing and Capital Gains Tax (CGT)**, many property investors are wondering how these changes could impact their wealth-building strategy.

Whether you're an existing investor or looking to grow your property portfolio, now is the time to review your lending structure, cash flow, and long-term investment goals.

At GT4 Investment, we help investors:
✅ Review their current investment loans
✅ Refinance to improve cash flow
✅ Access equity for future investments
✅ Structure lending for long-term growth
✅ Explore options before policy changes affect the market

Don't wait until changes happen—be proactive and make sure your investment portfolio is positioned for success.

📞 **Denusha Gamage**
Mortgage & Finance Broker
📱 0426 822 971
📧 [email protected]

⭐ 5-Star Google Rated
🏠 Residential, Investment & Commercial Finance
🌐 GT4 Investment

*Credit Representative No. 512257*
*Australian Credit Licence 391209*
*T&Cs apply. Subject to lender approval and eligibility criteria.*

🏡 FIRST HOME BUYERS – BUY WITH AS LITTLE AS 5% DEPOSIT! 🏡Dreaming of owning your first home but think you need a huge de...
15/06/2026

🏡 FIRST HOME BUYERS – BUY WITH AS LITTLE AS 5% DEPOSIT! 🏡

Dreaming of owning your first home but think you need a huge deposit?

You may be able to purchase your first property with only a 5% deposit and, depending on your eligibility, potentially avoid Lenders Mortgage Insurance (LMI).

At GT4 Investment, we help First Home Buyers every step of the way:

✅ Assess your borrowing capacity
✅ Explain government grants and schemes
✅ Compare a wide range of lenders
✅ Structure your loan to suit your goals
✅ Guide you through the entire application process
✅ Support you from pre-approval to settlement

Whether you're just starting your property journey or ready to buy, our experienced mortgage brokers are here to help make home ownership a reality.

📞 Contact Our Team Today

👤 Denusha Gamage
Mortgage & Finance Broker
Credit Representative No. 512257
📱0426 822 971
📧 [email protected]

👤 Prasanna Jayawardana
Mortgage & Finance Broker
Credit Representative No. 556231
📱 0420 402 020
📧 [email protected]

⭐ 5-Star Google Rated
🌐 www.gt4investment.com.au

GT4 Investment
Helping First Home Buyers Turn Their Property Dreams Into Reality.

*Terms & Conditions apply. Subject to lender approval and eligibility criteria. Australian Credit Licence 391209.*







🏡 **Did You Know? Some Buyers Can Purchase a Property with Only a 5% Deposit!**Think you need a huge deposit to buy your...
12/06/2026

🏡 **Did You Know? Some Buyers Can Purchase a Property with Only a 5% Deposit!**

Think you need a huge deposit to buy your first home? Think again!

Depending on your circumstances and eligibility, you may be able to purchase a property with as little as **5% deposit**, making home ownership more achievable than you think.

At **GT4 Investment**, we help:
✅ First Home Buyers
✅ New Australian Residents
✅ Self-Employed Borrowers
✅ Investors
✅ Families Looking to Upgrade

We’ll guide you through the entire process, explain your options, and help you find a lending solution tailored to your needs.

DENUSHA GAMAGE
Mortgage & Finance Broker
📞 0426 822 971
✉ [email protected]
🌐 Visit us: www.gt4investment.com.au

Don't let a deposit hold you back from achieving your property goals. Contact us today and find out if you qualify!

Credit Representative No. 512257
Australian Credit Licence 391209
*T&Cs apply. Subject to lender approval and eligibility criteria.*

Our investment advisory service helps you make informed decisions to grow your portfolio with confidence. With personali...
11/06/2026

Our investment advisory service helps you make informed decisions to grow your portfolio with confidence. With personalized strategies and expert guidance, we work to align your investments with your financial goals. Learn more about how our service can support your journey toward financial success.

🚗 **NEED A CAR? LET US HELP WITH THE FINANCE!** 🚗Whether you're upgrading your family car, buying your first vehicle or ...
10/06/2026

🚗 **NEED A CAR? LET US HELP WITH THE FINANCE!** 🚗

Whether you're upgrading your family car, buying your first vehicle or a brand new car, purchasing a work ute, or refinancing your current car loan, GT4 Investment can help you find the right finance solution.

✅ Competitive Interest Rates
✅ New & Used Vehicle Finance
✅ Personal & Business Vehicle Loans
✅ Flexible Loan Options
✅ Fast & Simple Approval Process
✅ Access to a Wide Range of Lenders
✅ Refinancing Options Available

Don't spend hours shopping around. We do the hard work for you and negotiate with lenders to help secure a finance solution that suits your needs and budget.

🚙 From sedans and SUVs to work vehicles and luxury cars, we can help get you on the road sooner.

📞 Denusha Gamage
Mortgage & Finance Broker
Credit Representative No. 512257
📱 0426 822 971
📧 [email protected]
🌐 www.gt4investment.com.au

Your journey starts with the right finance.
Contact us today for an obligation-free discussion.

Credit Representative No. 512257
Australian Credit Licence 391209
T&Cs Apply. Subject to lender approval and eligibility criteria.

💼 SELF-EMPLOYED? GET THE RIGHT LOAN WITH CONFIDENCE!Running your own business shouldn't stop you from achieving your pro...
09/06/2026

💼 SELF-EMPLOYED? GET THE RIGHT LOAN WITH CONFIDENCE!

Running your own business shouldn't stop you from achieving your property goals.

At GT4 Investment, we understand that self-employed borrowers often face unique challenges when applying for a home loan. Whether you're a sole trader, contractor, company director, or small business owner, we can help you navigate the lending process and find a solution that suits your circumstances.

✅ Low Doc & Full Doc Loan Options
✅ Access to a Wide Range of Lenders
✅ Tailored Lending Solutions for Business Owners
✅ Guidance Through the Entire Application Process
✅ Home Loans, Investment Loans & Refinancing
✅ Expert Support Every Step of the Way

Don't let complex paperwork or lender requirements hold you back. We work with a broad panel of lenders and understand how to present your application to maximise your chances of approval.

🏡 Looking to buy your first home?
🏢 Investing in property?
🔄 Refinancing your current loan?

Let GT4 Investment help you find the right solution.

📞 Denusha Gamage
Mortgage & Finance Broker
Credit Representative No. 512257
📱 0426 822 971
📧 [email protected]
🌐 www.gt4investment.com.au

GT4 Investment – We're here for you, not the banks. Your best interests at heart.

*T&Cs apply. Subject to lender approval and eligibility criteria. Australian Credit Licence 391209.*






🚨 FIXED RATE ENDING? STRUGGLING WITH MULTIPLE DEBTS? 🚨Now could be the perfect time to review your home loan and financi...
05/06/2026

🚨 FIXED RATE ENDING? STRUGGLING WITH MULTIPLE DEBTS? 🚨

Now could be the perfect time to review your home loan and financial situation.

If your fixed rate is about to expire or has already rolled onto a higher variable rate, you may be paying more than you need to. By refinancing and consolidating your debts, you could:

✅ Reduce your monthly repayments
✅ Simplify multiple debts into one manageable loan
✅ Potentially secure a more competitive interest rate
✅ Improve cash flow and ease financial stress
✅ Gain greater control over your finances

At GT4 Investment, we work for YOU — not the banks. We compare lenders and negotiate on your behalf to find a solution tailored to your financial goals.

Don't wait until rising repayments put pressure on your budget. Let us help you explore your options and potentially save thousands over the life of your loan.

📞 Denusha Gamage
Mortgage & Finance Broker
☎️ 0426 822 971
📧 [email protected]
🌐gt4investment.com.au

GT4 Investment

Credit Representative No. 512257
Australian Credit Licence 391209

*T&Cs apply. All applications are subject to lender approval and eligibility criteria.*

🏡 INVESTMENT PROPERTY OWNERS & INVESTORS – ARE YOU READY FOR THE 2026 BUDGET CHANGES?The 2026 Federal Budget has propose...
03/06/2026

🏡 INVESTMENT PROPERTY OWNERS & INVESTORS – ARE YOU READY FOR THE 2026 BUDGET CHANGES?

The 2026 Federal Budget has proposed significant changes to Negative Gearing and Capital Gains Tax (CGT) that could impact the way Australians invest in property moving forward. Proposed reforms include limiting negative gearing benefits on established properties and replacing the current 50% CGT discount with a new indexation-based system and minimum tax rate from July 2027. Existing investors may be protected under grandfathering provisions, but future investment strategies could look very different.

Now is the time to review your investment portfolio and lending structure.

At GT4 Investment, we help investors:
✅ Review their current property portfolio
✅ Refinance existing investment loans
✅ Access equity for future opportunities
✅ Restructure lending for greater flexibility
✅ Develop long-term wealth creation strategies
✅ Navigate changing lending and investment conditions

Whether you're an experienced investor or looking to enter the market, understanding how these proposed changes may affect your borrowing capacity, cash flow and future returns is critical.

📞 Contact Denusha Gamage
Mortgage & Finance Broker
Credit Representative No. 512257

📱 0426 822 971
📧 [email protected]
🌐gt4investment.com.au

GT4 Investment
Helping Australians build smarter property investment strategies.

*Australian Credit Licence 391209. Credit subject to lender approval and eligibility criteria. Information is general in nature and should not be considered financial or tax advice. Seek independent professional advice regarding your circumstances.*

01/06/2026

🏡💰 YOUR FINANCIAL GOALS. OUR EXPERTISE. 💰🏡

At GT4 Investment, we're here for YOU — not the banks. Our focus is helping Australians achieve their property and finance goals with tailored lending solutions and expert guidance every step of the way.

Whether you're buying your first home, growing your investment portfolio, or looking to refinance, our experienced mortgage brokers can help you find the right solution.

✅ First Home Buyer Loans
✅ Home Loans
✅ Refinance & Mortgage Health Checks
✅ Investment Property Loans
✅ Commercial Property Finance
✅ Construction & Development Finance
✅ Business Loans
✅ Car Loans
✅ Personal Loans
✅ Debt Consolidation
✅ Equity Release & Cash-Out Loans
✅ Self-Employed & Low Doc Loans
✅ SMSF Lending
✅ Finance for Builders & Developers
✅ Lending Solutions for Health Professionals
✅ Lending Solutions for Legal Professionals
✅ Support for New Australian Residents & New Zealand Citizens

Why choose GT4 Investment?

✔ Access to a wide range of lenders
✔ Tailored finance strategies
✔ Expert guidance from application to settlement
✔ Ongoing support long after your loan settles
✔ We work in your best interest

Don't leave your financial future to chance. Let us help you structure your lending correctly and potentially save thousands of dollars.

📞 Denusha Gamage
Mortgage & Finance Broker
Credit Representative No. 512257
📱 0426 822 971
✉ [email protected]

📞 Prasanna Jayawardana
Mortgage & Finance Broker
Credit Representative No. 556231
📱0420 402 020
🌐 [email protected]

📍 Serving clients across Melbourne and Australia

GT4 Investment
Australian Credit Licence 391209

🏡 FIRST HOME BUYERS – DON'T MISS OUT! ⏳Thinking about buying your first home but worried about saving a huge deposit?Wit...
29/05/2026

🏡 FIRST HOME BUYERS – DON'T MISS OUT! ⏳

Thinking about buying your first home but worried about saving a huge deposit?

With the **5% Deposit Scheme**, eligible First Home Buyers may be able to purchase a home with **just a 5% deposit** and potentially avoid paying Lenders Mortgage Insurance (LMI). But opportunities and scheme places don't stay available forever.

If you've been waiting for the "perfect time" — this could be it.

At GT4 Investment, we make the process simple and guide you every step of the way:

✅ Check your eligibility
✅ Understand your borrowing power
✅ Explore grants and incentives available
✅ Find lending solutions tailored to your situation
✅ Support from application through to settlement

Don't miss your chance to get into your own home sooner.

📞 Denusha Gamage
Mortgage & Finance Broker
📱 0426 822 971
✉ [email protected]
🌐 gt4investment.com.au

Credit Representative Number: 512257
ACL: 391209

*T&Cs apply. Subject to lender approval and eligibility criteria.*

Address

114/202 Jells Road
Wheelers Hill, VIC
3150

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm
Sunday 9am - 5pm

Telephone

+61426822971

Website

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