Rebecca Wu CPA MBA: Buyers Choice

05/11/2024

🚨 The Reserve Bank of Australia has just announced their latest update for 2024. 🚨

The cash rate is once again remaining on hold this month at 4.35%, with the RBA citing persistently high underlying inflation as the primary reason for maintaining the current rate.

Remember, if you’re feeling a little concerned about interest rates, you can always reach out to us to discuss your options! 📞

21/10/2024

https://youtu.be/UMteHFHvl0c?si=izL9x94-UtUViKfi

A major boost for Victorian home buyers is coming after the state government announced stamp duty will be slashed for all off-the-plan units, townhouses and ...

17/08/2024

Visited Chiang Kai - Shek memorial Hall! Love to learn about the history in Taiwan!

I think I will go back to learn more !

29/07/2024

I am glad to be invited to be part of Women with Vision on the Global Women Empowerment Program! ⭐️⭐️

I will be talking about how I support women ( particular migrant women ) to chase their dreams, overcome fears and build the lives in Australia.

Hope you can join me for the "Women with Vision" episode of the Global Women Empowerment Program, airing on Channel 31/44 on 31st July 2024.

We hope to inspire every woman to turn her vision into reality.

🔔 Mark Your Calendars:
🗓 Date: 31st July 2024
🕗 Time: 8:00 PM australia time
📺 Channel: 31/44

Hope to see you all ! 😊😊🌈🌈

11/04/2024

Interested to know how the new tax cuts might affect you? Check out this post.

📢 Exciting News Alert! Starting in July, the Australian Government will implement changes to the stage 3 tax cuts, putting extra cash back in the pockets of more Australians! Here's what you need to know:

✅ Tax cuts for income earners between $18,200 and $45,000, reducing the tax rate from 19% to 16%.

✅ Preservation of the 37% tax bracket for those earning between $135,000 and $190,000 annually.

✅ Top tax threshold lowered to $190,000+.

How does this impact you? Well if you’re a first home buyer you may see a boost in your savings, which in turn can increase your borrowing power, making homeownership more achievable!

Existing homeowners could benefit from tax cuts, easing the transition from low fixed rates to higher variable rates and managing increased mortgage repayments.

Remember, you can always contact us if you want to have a chat about how these changes may affect you and your borrowing capacity or mortgage.

💼🏠💸

08/12/2023

"Exciting news! 🏡

Just helped my wonderful client secure the First Home Guarantee loan, making her dream of homeownership a reality! There's something truly special about helping someone step into their first home. Homeownership isn't just about having a place to call your own; it's a significant milestone, a foundation for building memories and a sense of security.🌈

I believe in the power of home, the joy it brings, and the financial stability it can provide. It's not just about the property; it's about creating a space for dreams, laughter, and a future full of possibilities. To all aspiring homeowners out there, remember that taking this step is not just an investment in real estate; it's an investment in your future.⭐️⭐️

If you're considering making the leap into homeownership or have questions about the First Home Guarantee loan, I'm here to help guide you through the process. Let's turn your homeownership dream into a reality!

🏡✨
"

08/12/2023

Great News: “RBA Holds Cash Rate Steady for Dec 2023 : 4.35 per cent , Implications for Christmas Plans"

The Reserve Bank of Australia (RBA) has announced that the cash rate will remain unchanged this week, maintaining its current level. This decision has potential implications for individuals as they navigate their Christmas plans amid economic conditions.⭐️⭐️

For those planning holiday expenses, the steady cash rate suggests stable borrowing costs. This could mean that interest rates on loans, including mortgages, are likely to remain consistent, providing a sense of financial predictability for households during the festive season.⭐️⭐️⭐️

As the holiday season approaches, consumers are encouraged to stay informed about the economic landscape, keeping an eye on any future RBA decisions that may impact their financial plans. While the cash rate is just one factor in the broader economic picture, its stability contributes to a sense of financial continuity for Australians during the festive period.🎁🎁

03/12/2023

"Thrilled to receive another glowing testimonial from a satisfied client! 🎉🎉🎊🎊

🏡 It's immensely rewarding to know that my efforts in securing the best mortgage for them have made a positive impact. ⭐️⭐️

Grateful for the trust my clients place in me—helping dreams come true, one home at a time. 💥💥

If you're on the lookout for the perfect loan, I'm here to make it happen. 😊

I also thanks my BDM for his great help too! 👍

Let's turn your homeownership dreams into reality! 🌷

24/11/2023

🏡✨ Tonight at the Mental Health Gala, reflecting on the profound connection between stable housing and mental well-being.

As a mortgage broker, I'm proud to contribute to our community's mental health by helping individuals find homes filled with security and comfort.

Together, we're building a foundation for brighter futures.

🌟

23/11/2023

House price at all time high according to the recent corelogic report!

23/11/2023

💥💥So happy to help client to refinance loan for this beautiful property! 🤝🤝

23/11/2023

Hi everyone, glad to read the recent properties price report!

Highest point was March 2022, then Jan 2023 dropped around 7.5 per cent, I remembered a lot banks and economists was predicting 20 per cent drop, my clients were asking me should they buy? They want to wait until the lowest point, I am so glad to see so many of my clients took action and bought this year, with the high demand in housing, and massive under supply, now it is the record high price.

Congratulations on those clients who make it happen!

If you need to talk to someone about property and home loan, give me a call!