Homefree Mortgages

17/03/2026

https://www.realestate.com.au/news/melbourne-named-nations-cheapest-big-city-in-land-index-oliver-hume/

Melbourne has officially become Australia’s cheapest land market as a red-hot boom in Perth and Queensland splits the property market in two.

02/03/2026

Your upcoming home loan repayment may start to look different

The February cash rate increase by the Reserve Bank is now affecting home loan repayments, with many variable-rate borrowers experiencing higher monthly amounts.
Lenders may not adjust simultaneously or uniformly, with some lenders applying the full rate change immediately, and others implementing partial adjustments or deferred changes.

For those with fixed-rate loans ending soon, repayments may increase once the term expires, as new fixed rates are generally higher than a few months ago.

Given these variations, it is highly recommended to review your own loan figures rather than rely on general reports. We can provide you with repayment scenarios under current rates and potential future movements, helping you understand what your repayments for the year ahead might look like.

A timely review can help prevent unexpected increases.

Visit us on: https://www.homefreemortgages.com.au/contact-us/send-us-a-message

18/02/2026

https://www.realestate.com.au/news/victorian-buyers-flock-to-auctions-despite-fresh-interest-rate-pain/

Victoria’s property market is defying this month’s interest-rate rise with buyer numbers rising in the following weeks, compared to the same time a year ago.

Data from Australia’s largest real estate company, Ray White, shows an average 3.4 registered bidders at auctions across the state in February’s first two weeks – higher than the average 3.1 figure from the same period for 2025.

Property buyers have flocked to Victorian auctions in unexpected numbers after the Reserve Bank delivered its latest rate rise blow.

04/02/2026

https://active.social/social-share/bfhcb

The Reserve Bank of Australia (RBA) increased the cash rate by 25 basis points to 3.85% at its first meeting for 2026.

20/01/2026

New Year, New Home Goals

Thinking about making a move in 2026?
Whether you’re looking to purchase your first home, upgrade, invest, or refinance your existing loan, we're here to guide you every step of the way.

We’ll take the time to understand your situation, explain your options clearly, and help you find a loan solution that suits your goals, not just for today, but into the future.

- Buying your first home
- Upgrading or investing
- Refinancing to reduce repayments or access equity

Start the year with confidence and a plan that works for you.

Book your free, no-obligation chat and take the first step toward your property goals.

19/12/2025

Merry Christmas & Happy New Year from us all at Homefree Mortgages!!

We’d like to wish everyone a joyful Christmas and a bright, prosperous New Year.

It’s been a privilege helping so many clients take confident steps toward their financial and property goals this year and we look forward to continuing to support current and new clients with advice you can trust and service you can rely on.

Wishing you and your loved ones a safe, relaxing and memorable holiday season.

Our office will be closed for the Christmas and New Year period from 5pm, Tuesday 23rd December 2025 and reopen at 9am on Monday 12th January 2026.

Warmest wishes,
The Homefree Mortgages Team!

18/12/2025

https://active.social/social-share/gcqky

The property market is tightening again, with new lending rules and shifting stock levels shaping how early 2026 may unfold. Christmas is close, but here’s the news worth knowing now:

Summer stock keeps shrinking as prices rise
Vacancy rates remain tight for renters
Govt deposit schemes opening doors for buyers
New lending limits may affect borrowing power

09/12/2025

https://active.social/social-share/cx314
The Reserve Bank of Australia (RBA) left the cash rate unchanged at 3.60% following its December monetary policy meeting. Read the full statement here.

28/11/2025

https://active.social/social-share/73983

06/11/2025

https://active.social/social-share/wmw4h

The Reserve Bank of Australia (RBA) kept the cash rate unchanged at 3.60% following its November monetary policy meeting. Read the full statement here.

31/10/2025

https://active.social/social-share/6br4y

Australia’s property market keeps heating up, with prices up 2.2% in the September quarter. From home loans to super changes, here’s what’s shaping your finances right now:
Building boom continues as confidence rebounds
Mortgage stress easing – but watch Christmas spending
Fewer bank branches – brokers step up
Get paid super with your wages from 2026

03/10/2025

The Reserve Bank of Australia (RBA) left the cash rate unchanged at 3.60% following its September monetary policy meeting. Read the full statement here.