Harry Singh - Mortgage Broker

Harry Singh - Mortgage Broker At Apex Mortgages products are tailored to the needs and lifestyles of today’s home buyers. We off

🏡 Could your tax refund help wipe years off your home loan? 🏡⁣⁣The average tax-agent prepared tax refund is $3,550, acco...
07/09/2026

🏡 Could your tax refund help wipe years off your home loan? 🏡⁣

The average tax-agent prepared tax refund is $3,550, according to H&R Block. ⁣

Those extra funds could potentially help you pay off your mortgage sooner.⁣

That’s because 100% of additional lump sum payments reduce your home loan principal. 📉⁣

In turn, that lowers the total amount of interest you're charged each month thereafter.⁣

So more of each of your following monthly repayments work harder to pay down the loan balance. 📊⁣

Call us to know how to put your tax refund to work lowering your home loan. 👇⁣

To find out more, DM us or contact Harry Singh - Mortgage Broker on:

☎️ – 0403 864 005
💻 – [email protected]

💪 Two-thirds of home loan borrowers focus on paying down debt 💪⁣⁣A survey by Agile Market Intelligence shows 65% of home...
02/09/2026

💪 Two-thirds of home loan borrowers focus on paying down debt 💪⁣

A survey by Agile Market Intelligence shows 65% of home loan borrowers are currently focusing on paying down their mortgage sooner. 🙌⁣

Even small extra repayments can make a considerable difference over the long run when it comes to paying less interest and reducing your home loan term. ⁣

Talk to us for strategies that could potentially help you clear the home loan slate sooner. 👇⁣

To find out more, DM us or contact Harry Singh - Mortgage Broker on:

☎️ – 0403 864 005
💻 – [email protected]

🩺 What happens in a home loan health check? 🩺⁣⁣First, we check the pulse of your loan: does it still meet your needs? 💡⁣...
31/08/2026

🩺 What happens in a home loan health check? 🩺⁣

First, we check the pulse of your loan: does it still meet your needs? 💡⁣

Next, we look at vitals like the interest rate and loan features. 📊⁣

Then we scope the market to see if you could secure a lower interest rate or save money on fees. 💰⁣

It’s all about having the home loan that helps keep you in great financial shape. 🏡⁣

Call today to arrange a home loan health check. 👇⁣

To find out more, DM us or contact Harry Singh - Mortgage Broker on:

☎️ – 0403 864 005
💻 – [email protected]

🏡 What's the ideal age to move out and buy your own home? 🏡⁣⁣Research by Finder shows most Australians believe that by a...
26/08/2026

🏡 What's the ideal age to move out and buy your own home? 🏡⁣

Research by Finder shows most Australians believe that by age 31 it’s well and truly time to fly the nest.⁣

That’s not far off age 33 - the average age for first homebuyers (CommBank data). 🙌⁣

Living with mum and dad throughout your 20s can have its advantages though, such as saving up more for a first home deposit.⁣

And there are even federal government schemes, such as the First Home Super Saver Scheme, that can help boost those savings.⁣

Contact us about pathways to buying your first home. 👇⁣

To find out more, DM us or contact Harry Singh - Mortgage Broker on:

☎️ – 0403 864 005
💻 – [email protected]

🏗️ Which properties are still eligible for negative gearing? 🏗️⁣⁣Under new tax reforms, investors can still negatively g...
24/08/2026

🏗️ Which properties are still eligible for negative gearing? 🏗️⁣

Under new tax reforms, investors can still negatively gear a property, and claim a 50% CGT discount. 💰⁣

But only if you buy a newly built place that adds to housing supply. 🏡⁣

That includes off-the-plan apartments, residential construction on previously vacant land, or a duplex built through a knock-down rebuild replacing a single freestanding house. 🏗️⁣

Talk to us to find out more. 👇⁣

To find out more, DM us or contact Harry Singh - Mortgage Broker on:

☎️ – 0403 864 005
💻 – [email protected]

🌳 Why regional homes are gaining in popularity 🌳⁣⁣Relaxed living, better value and enticing affordability. 🌿⁣⁣It’s all d...
19/08/2026

🌳 Why regional homes are gaining in popularity 🌳⁣

Relaxed living, better value and enticing affordability. 🌿⁣

It’s all driving a trend towards regional living - either out bush or by the sea. 🏡⁣

The regional median home value of $771,365 is much more affordable than the $1,030,973 median across our cities, according to Cotality research. 📊⁣

Could a move to the regions help you become a home owner? 💡⁣

Contact us to find out. 👇⁣

To find out more, DM us or contact Harry Singh - Mortgage Broker on:

☎️ – 0403 864 005
💻 – [email protected]

🙌 The strategy that's struck a chord with 300,000+ first home buyers 🙌⁣⁣The 5% Deposit Scheme has made home ownership po...
17/08/2026

🙌 The strategy that's struck a chord with 300,000+ first home buyers 🙌⁣

The 5% Deposit Scheme has made home ownership possible for over 300,000 Australians.⁣

In a nutshell, you buy with as little as a 5% deposit. 😮⁣

The federal government guarantees your loan.⁣

That means no lenders mortgage insurance is needed - a big saving. 👍⁣

Contact us to find out if you’re eligible. 👇⁣

To find out more, DM us or contact Harry Singh - Mortgage Broker on:

☎️ – 0403 864 005
💻 – [email protected]

🏗️ How to still make use of negative gearing 🏗️⁣⁣Negative gearing isn’t dead. It’s just different. 💡⁣⁣Investors can stil...
12/08/2026

🏗️ How to still make use of negative gearing 🏗️⁣

Negative gearing isn’t dead. It’s just different. 💡⁣

Investors can still benefit from negative gearing on newly built properties. 🏡⁣

It’s an option that can also mean higher depreciation deductions. ⁣

Seek advice from your accountant and/or financial adviser to see if it's right for you.⁣

And if so, contact us to explore your investment home loan options. 👇⁣

To find out more, DM us or contact Harry Singh - Mortgage Broker on:

☎️ – 0403 864 005
💻 – [email protected]

📝 Bank of Mum and Dad: why a formal agreement makes sense 📝⁣⁣One-in-five first home buyers rely on the support of parent...
10/08/2026

📝 Bank of Mum and Dad: why a formal agreement makes sense 📝⁣

One-in-five first home buyers rely on the support of parents or family. ⁣

Yet more than 6-in-10 of these buyers have no written agreement in place, according to Money.com.au’s latest research.⁣

This can potentially delay home loan approval. ⏳⁣

That’s because lenders want to know if the financial support is a cash gift or a loan. 🤔⁣

Bottom line, talk to us to know how to structure the support of well-meaning family members. 👇⁣

To find out more, DM us or contact Harry Singh - Mortgage Broker on:

☎️ – 0403 864 005
💻 – [email protected]

🏡 Why the time may be right for first home buyers 🏡⁣⁣More choice, less competition and easing prices.⁣⁣With many investo...
05/08/2026

🏡 Why the time may be right for first home buyers 🏡⁣

More choice, less competition and easing prices.⁣

With many investors currently hesitant to purchase due to major tax reforms to negative gearing and capital gains tax, that's resulted in less competition for first home buyers. 👍⁣

Even better, there are numerous first home buyer government schemes and support to tap into. 🙌⁣

All in all, it really is shaping up as a first home buyers’ market.⁣

Contact us to find out how you could get started. 👇⁣

To find out more, DM us or contact Harry Singh - Mortgage Broker on:

☎️ – 0403 864 005
💻 – [email protected]

Address

163 Westmeadows Lane
Truganina, VIC
3029

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