Harry Singh - Mortgage Broker

Harry Singh - Mortgage Broker At Apex Mortgages products are tailored to the needs and lifestyles of today’s home buyers. We off

🌳 The tree change advantage? Potentially more affordable homes 🌳⁣⁣Relocations from capitals to regions are outpacing mov...
01/04/2026

🌳 The tree change advantage? Potentially more affordable homes 🌳⁣
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Relocations from capitals to regions are outpacing moves in the opposite direction, according to the latest Regional Movers Index. ⁣
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The median home price across regional areas is $743,672 - that’s $258,848 less than the $1,002,530 median across state capitals, according to Cotality. ⁣
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A more affordable home could mean a smaller mortgage, and potentially lower home loan repayments. 🏡⁣
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Keen to swap skyscrapers for big sky horizons? 🌤️⁣
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Contact us to explore some home loan options that could power your country escape. 👇⁣
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To find out more, DM us or contact Harry Singh - Mortgage Broker on:

☎️ – 0403 864 005
💻 – [email protected]

🏡 The top features home buyers are currently looking for 🏡⁣⁣The top searches on realestate.com.au reveal the home featur...
30/03/2026

🏡 The top features home buyers are currently looking for 🏡⁣
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The top searches on realestate.com.au reveal the home features buyers love most, and the ones that can potentially add lasting value. 🔍⁣
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Interestingly, topping the list is a swimming pool. 🏊‍♂️⁣
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That’s followed by a garage, and air con. 🚗⁣
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Outdoor areas, ensuites and balconies are also high on the wish list. 🌿⁣
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And the fastest-rising search term in 2025, up 72%, was single storey. 📈⁣
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What’s on top of your property wish list? 📝⁣
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Once you've worked it out, get in touch and we'll help you calculate your borrowing power. 👇⁣
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To find out more, DM us or contact Harry Singh - Mortgage Broker on:

☎️ – 0403 864 005
💻 – [email protected]

📉 How to potentially wind back the February rate hike 📉⁣⁣Don’t get mad, get even. 💪⁣⁣The RBA’s 0.25% February cash rate ...
25/03/2026

📉 How to potentially wind back the February rate hike 📉⁣
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Don’t get mad, get even. 💪⁣
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The RBA’s 0.25% February cash rate hike could see home owners with a $600,000 variable rate mortgage pay an extra $90 in monthly repayments. ⁣
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But you don’t have to just cop the rate hike on the chin and not do anything about it. ⁣
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There’s still a considerable variation in home loan rates between lenders - so you could possibly give yourself a rate cut of your own. 📊⁣
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Switching to a lower rate home loan could potentially reverse the February rate hike for you.⁣
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If it's been a while since you paid attention to your home loan rate, now could be a good time for a home loan health check. 🩺⁣
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Call us to find out the rate you’re paying – and whether you could save on monthly interest by switching. 👇⁣
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To find out more, DM us or contact Harry Singh - Mortgage Broker on:

☎️ – 0403 864 005
💻 – [email protected]

🛠️ Roll up your sleeves and get renovation ready 🛠️⁣⁣Did you know home owners are spending $1 billion+ each month on ren...
23/03/2026

🛠️ Roll up your sleeves and get renovation ready 🛠️⁣
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Did you know home owners are spending $1 billion+ each month on renovations across the country? 😮⁣
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If home improvements are on your to-do list for 2026, home equity can be a valuable source of funds. ⁣
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One way to access home equity is by switching to a new home loan. ⁣
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Or for major renovations, a construction loan could potentially tick plenty of boxes. ✅⁣
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Funds are drip-fed as the project progresses. And you only pay interest on funds drawn down. 💳⁣
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The catch? ⚠️⁣
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Not every lender offers construction loans. ❌⁣
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Contact us to know the lenders that do - and discover finance options that may align with your needs. 👇⁣
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To find out more, DM us or contact Harry Singh - Mortgage Broker on:

☎️ – 0403 864 005
💻 – [email protected]

🏠 What’s the ideal home loan term length? 🏠⁣⁣Well, just like songs and music, there's no one-size-fits-all answer - it's...
18/03/2026

🏠 What’s the ideal home loan term length? 🏠⁣
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Well, just like songs and music, there's no one-size-fits-all answer - it's usually a case-by-case situation.⁣
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Let us explain. ⁣
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Not so long ago, 25 years was the typical home loan term. ⁣
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That’s steadily crept up to 30 years. 📈⁣
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And some lenders now even offer 40-year loans. 😮⁣
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So, what home loan term should you select? ⁣
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The answer is the one that fits your life circumstances - which usually means the one that you can comfortably afford the monthly repayments on. ✅⁣
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That's because, chances are, the value of your home will rise over time. ⁣
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Meanwhile, inflation will hopefully eat away at the value of your debt. ⁣
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And as you build equity (and your life situation changes), it may be possible to refinance to a shorter term to save on interest over the long run. 👇⁣
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To find out more, DM us or contact Harry Singh - Mortgage Broker on:

☎️ – 0403 864 005
💻 – [email protected]

📈 Could property prices break records in 2026? 📈⁣⁣Home values could potentially hit new highs this year. ⁣⁣REA Group is ...
16/03/2026

📈 Could property prices break records in 2026? 📈⁣
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Home values could potentially hit new highs this year. ⁣
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REA Group is predicting home prices could rise 6-8% across our combined capitals in 2026. 📊⁣
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Meanwhile, a new report from KPMG predicts house prices across Australia could climb 7.7% this year and apartment values could rise 7.1%.⁣
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If you're looking to buy in the near to medium future, it could be worth considering bringing your home-buying plans forward to beat rising prices. 💰⁣
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Talk to us to find out your borrowing power. 💬⁣
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We could then also get the ball rolling on a home loan that matches your needs. 👇⁣
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To find out more, DM us or contact Harry Singh - Mortgage Broker on:

☎️ – 0403 864 005
💻 – [email protected]

🏡 Could your siblings hold the key to home ownership? 🏡⁣⁣Siblings can often be relied on to share a drink or a game of b...
11/03/2026

🏡 Could your siblings hold the key to home ownership? 🏡⁣
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Siblings can often be relied on to share a drink or a game of backyard cricket. 🏏⁣
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But now more Aussies are teaming up with their siblings to share the keys to a first home. 🔑⁣
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NAB reports a 33% increase in friends and family members buying property together. ⁣
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Pooling your resources can potentially help you crack the market sooner, or buy in an area you couldn’t afford solo. ⁣
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If you think you and your sibling could make a great property team, talk to us to find out if co-buying could work for you. 👇⁣
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To find out more, DM us or contact Harry Singh - Mortgage Broker on:

☎️ – 0403 864 005
💻 – [email protected]

🏠 First homebuyers are dominating the home loan market 🏠⁣⁣The number of new first home buyer loans rose 6.8% in the fina...
09/03/2026

🏠 First homebuyers are dominating the home loan market 🏠⁣
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The number of new first home buyer loans rose 6.8% in the final quarter of 2025, outpacing investors and upgraders - according to ABS data. 📊⁣
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It’s the biggest jump in first home buyer demand in two years. ⁣
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What’s driving first home buyers? 🤔⁣
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Increased support through the 5% Deposit Scheme and the new Help to Buy program, says the ABS. ⁣
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Talk to us about your plans to buy a first home and we'll help you assess your borrowing capacity. ⁣
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You could potentially be home loan ready right now. 👇⁣
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To find out more, DM us or contact Harry Singh - Mortgage Broker on:

☎️ – 0403 864 005
💻 – [email protected]

🏡 Gen X takes top spot for property wealth 🏡⁣⁣Baby Boomers no longer hold the top spot for housing wealth in Australia. ...
04/03/2026

🏡 Gen X takes top spot for property wealth 🏡⁣
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Baby Boomers no longer hold the top spot for housing wealth in Australia. ⁣
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Research by KPMG reveals Gen X (1965-1980) have average property wealth of $1.455 million per household. 📈⁣
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The Boomers? They now average $1.36 million. ⁣
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That’s because Boomers are dialling down their property holdings ahead of retirement. ⁣
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Turns out younger Aussies aren’t doing too badly in the property stakes, either. ⁣
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KPMG says 25-34-year olds have seen household wealth rise 63% over the last 5 years, thanks mainly to rising home ownership. 🏠⁣
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Keen to get started building your property portfolio? ⁣
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Talk to us about government schemes that provide support for first home buyers. 👇⁣
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To find out more, DM us or contact Harry Singh - Mortgage Broker on:

☎️ – 0403 864 005
💻 – [email protected]

🏡 5% Deposit Scheme fuels price surge in affordable homes 🏡⁣⁣Is the newly expanded 5% Deposit Scheme pricing first home ...
02/03/2026

🏡 5% Deposit Scheme fuels price surge in affordable homes 🏡⁣
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Is the newly expanded 5% Deposit Scheme pricing first home buyers out of the market? 🤔⁣
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Well, property price data analysts Cotality think so, pointing out that homes falling within the scheme’s price limits saw price growth of 3.6% in just the December quarter alone. ⁣
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Homes priced just above the price caps also rose 2.4% in the same period. ⁣
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The bottom line: lock in, as it looks like competition for affordable homes is heating up. 🔥⁣
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One option?⁣
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Start a conversation with us. For starters, we’ll help you calculate your borrowing power. ⁣
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Then, you may need to be open to being flexible on your choice of home and location - a first home doesn’t have to be a forever home, for instance. ⁣
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But it can help you get a foothold in the market before prices potentially go up further. 👇⁣
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To find out more, DM us or contact Harry Singh - Mortgage Broker on:

☎️ – 0403 864 005
💻 – [email protected]

😬 Why did the RBA just increase the cash rate? 😬⁣⁣It’s all about inflation sitting above the RBA’s target range of 2-3%....
25/02/2026

😬 Why did the RBA just increase the cash rate? 😬⁣
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It’s all about inflation sitting above the RBA’s target range of 2-3%. Recent ABS data has it at 3.8%, and the RBA wants to get it back down again. 📊⁣
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The (potentially) good news?
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If you haven't refinanced in a while, you could potentially be eligible for a lower rate with another lender - which could help offset the rate hike.⁣
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If you'd like to find out if you could potentially create your own rate cut, get in touch today. 👇⁣
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To find out more, DM us or contact Harry Singh - Mortgage Broker on:

☎️ – 0403 864 005
💻 – [email protected]

Address

163 Westmeadows Lane
Truganina, VIC
3029

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