George Tofa - Liberty

George Tofa - Liberty Bridging the gap to home ownership
[email protected]
0432 725 244 I am a member of the FBAA as well as the CIO (Credit and Investments Ombudsman).

I have lived in Melbourne's west for over 20 years’ and i'm an active member of the local community. I love the diversity of the area, and I support the local Church and Polynesian businesses and groups. I have a passion for providing my customers with the personalized assistance they need to reach their financial goals. I offer home loans including investors, refinance and first home buyers as we

ll as car Loans and SMSF loans. I'm committed to excellent customer service and achieving the best results for my customers. I pride myself on building long term relationships and ensuring a smooth and seamless loan process. I also hold a Certificate IV in Finance and Mortgage Broking. In my spare time I enjoy getting outdoors with my wife and spending time with family and friends. God Bless

One tiny finger can separate a wise first-home buyer from a fool…When buying your first home, that finger might be the o...
31/08/2026

One tiny finger can separate a wise first-home buyer from a fool…

When buying your first home, that finger might be the one pointing at a house and saying:

“Yep. That’s the one. We’ll figure out the mortgage later.” 😂

Wise buyers check the numbers FIRST.

They know their borrowing power, understand the costs, get their finance sorted and THEN start house hunting.

Because “I fell in love with the kitchen” is not a valid mortgage strategy. 🏠

Buy with your heart… but let your brain check the paperwork.

30/08/2026

Reposted The number of younger Australians who own their own homes is sitting around the same levels recorded during World War Two, according to new analysis by Anglicare Australia.⁠
⁠
Fewer than 40 per cent of 25 to 34-year-olds were listed as homeowners in the 2021 Census, and that rate is expected to have fallen since. At the same time, home prices and rents have risen.⁠
⁠
Read the full story

Australia’s housing race has a surprise leader… and it’s not who you might expect!🥇 ACT: 35%🥈 Victoria: 32%🥉 WA: 29%Mean...
29/08/2026

Australia’s housing race has a surprise leader… and it’s not who you might expect!

🥇 ACT: 35%
🥈 Victoria: 32%
🥉 WA: 29%

Meanwhile, the national housing target is basically saying:

Guys… we need 1.2 MILLION homes by 2029.” 😅

And the latest forecasts suggest the finish line might actually be closer to 2030… or even later for some states.

Tasmania? The current forecast has it reaching its target around 2034.

Northern Territory? After 2034.

The good news? Homes are being built.

The not-so-good news? We may still be playing catch-up with demand.

And when it comes to property, supply matters — because more homes can mean more options for buyers and renters.

If you are ready to start your home owning journey
📨DM me
📞0432 725 244
📩[email protected] ⠀
💻https://linktr.ee/georgethebroker

29/08/2026

Reposted Melbourne will soon grow to include a new suburb in the city’s north-western outskirts. The Victorian government on Friday announced it is forging ahead with plans to build a community named Melton East, located about 35 kilometres from the CBD.

Read more at the link in bio

Thinking about renting out an investment property? Before you jump in, know both sides of the deal.The upside? Rental in...
28/08/2026

Thinking about renting out an investment property? Before you jump in, know both sides of the deal.

The upside? Rental income can help with your mortgage, property may grow in value over time, and you own a physical asset.

The downside? Mortgage repayments, interest rates, vacancies, maintenance and buying and selling costs can all eat into your returns.

Property can be a great long-term strategy, but it’s not “set and forget.”

Want to know if an investment property could work for your situation? Send me a DM and let’s chat.

The days are long, but the years are short. So cherish the ordinary moments, they’re the ones you’ll wish you could have...
25/08/2026

The days are long, but the years are short. So cherish the ordinary moments, they’re the ones you’ll wish you could have back.

30 something plus 6 months 👶👶

Foolishness and wisdom are apparently twins… and property investing can introduce you to both! 😂🏠One minute you’re think...
24/08/2026

Foolishness and wisdom are apparently twins… and property investing can introduce you to both! 😂🏠

One minute you’re thinking, “This is a brilliant investment!”

The next minute you’re asking, “Why did I think buying THAT property was a good idea?” 😅

The truth is, mistakes can teach us plenty. But when it comes to property investing, a little research, planning and the right advice can help you make more wise decisions than foolish ones.

Thinking about your next property investment? Let’s make sure wisdom gets the final say. 😉

23/08/2026

Reposted $10M+ in Ivanhoe East. This is what eight figures gets you.
A basketball court and boxing gym in the basement. A putting green 100m from the actual golf course. Eleven toilets. A master suite bigger than my first apartment. And a rooftop view

Built to maximise wow factor at every level.

Comment Ivanhoe for the listing link 👀 🏡 🏀

Reposted What would a housing downturn look like across Australia's major capitals? 📉 To illustrate how market pullback...
22/08/2026

Reposted What would a housing downturn look like across Australia's major capitals? 📉

To illustrate how market pullbacks could impact capital city housing, Cotality’s August Chart of the Month models dwelling value declines from cyclical peaks across four scenarios: 5%, 10%, 15%, and 20%.

While a 20% fall would send Melbourne back to pre-pandemic levels, Perth would retain the vast majority of its gains.

Swipe through to see how a downturn scenario plays out across five of the country's key housing markets.👉

21/08/2026

Reposted Rental prices in Australia are predicted to increase by 15 per cent to 30 per cent over the next two years following the Albanese government's changes to negative gearing and capital gains tax.

The National Australia Bank forecasts property investors will need to raise rental yields from 3.5 per cent to 4.5 per cent in Sydney and Melbourne to offset losses from the budget changes.

Treasury estimates contradict industry predictions, claiming rents will only rise by $2 per week.

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