George Tofa - Liberty

George Tofa - Liberty Bridging the gap to home ownership
[email protected]
0432 725 244 I am a member of the FBAA as well as the CIO (Credit and Investments Ombudsman).

I have lived in Melbourne's west for over 20 years’ and i'm an active member of the local community. I love the diversity of the area, and I support the local Church and Polynesian businesses and groups. I have a passion for providing my customers with the personalized assistance they need to reach their financial goals. I offer home loans including investors, refinance and first home buyers as we

ll as car Loans and SMSF loans. I'm committed to excellent customer service and achieving the best results for my customers. I pride myself on building long term relationships and ensuring a smooth and seamless loan process. I also hold a Certificate IV in Finance and Mortgage Broking. In my spare time I enjoy getting outdoors with my wife and spending time with family and friends. God Bless

Tax time is almost here, and let's be honest... a tax refund feels a little bit like finding money in an old jacket pock...
25/06/2026

Tax time is almost here, and let's be honest... a tax refund feels a little bit like finding money in an old jacket pocket. 💰😄

Most people know they can claim the big things like working from home, using their car for work, or buying a laptop.

But did you know there are plenty of smaller work-related expenses that could also be tax deductible?

The golden rules are simple:

✅ You paid for it yourself
✅ It helped you do your job
✅ You weren't reimbursed
✅ You kept the receipt

Those little claims can add up and put a bit more money back in your pocket—something we could all use with the cost of living these days.

Before you lodge your tax return, it might be worth checking if you're missing out on deductions you didn't even know existed.

Have you ever discovered a tax claim that surprised you? Drop it in the comments and help someone else out! 👇



General information only. Always check with your accountant or a registered tax professional to make sure any deductions apply to your personal situation.

When I was younger, I thought buying your first home was all about finding the perfect house.You know... the one with th...
22/06/2026

When I was younger, I thought buying your first home was all about finding the perfect house.

You know... the one with the nice kitchen, the big backyard, or the dream location.

But over the years, I've learned something interesting.

Immanuel Kant once said, "Science is organized knowledge. Wisdom is organized life."

When it comes to buying your first home, knowledge is knowing your borrowing power, understanding interest rates, and learning how the process works.

Wisdom is turning that knowledge into a plan that helps you build the life you want.

The first home doesn't have to be perfect. It just needs to be the right step toward your future.

Every homeowner started with questions, uncertainty, and a dream. The difference is they took action.

If buying your first home is on your vision board, let's have a chat and create a plan that works for you.

Send me a message today and let's get you one step closer to your front door. 🏡

I was chatting with a real estate agent recently, and they said, "As if there wasn't already enough paperwork in propert...
21/06/2026

I was chatting with a real estate agent recently, and they said, "As if there wasn't already enough paperwork in property!"

Fair point. 😅

But from 1 July 2026, there's something new on the checklist. Real estate agents, buyer's agents, property developers and direct sellers will need to follow new anti-money laundering rules.

Now, before your eyes glaze over, here's why it matters...

Property is one of the biggest investments most people will ever make. These new rules are designed to help keep the industry safer and make it harder for criminals to use real estate to move illegal money.

The good news? There’s still time to get prepared. The businesses that start learning about the changes now will be in a much better position when the rules kick in.

It's not the most exciting topic in property, but it's one that will affect a lot of people in the industry over the next 12 months.

Are you in real estate, property development or finance? What are your thoughts on the upcoming changes? Let me know in the comments 👇

Reposted  Housing is at the centre of Labor’s federal budget – with changes to the capital gains tax (CGT) discount and ...
21/06/2026

Reposted Housing is at the centre of Labor’s federal budget – with changes to the capital gains tax (CGT) discount and negative gearing.

The current CGT discount allows Australians selling assets held for at least a year to only pay tax on half of their profits. The new discount will be reduced to be in line with inflation, and investors will be forced to pay a minimum of 30 per cent tax on any net gains.

The CGT changes will only apply to gains made from July 2027, but anyone building a new property will be able to choose between the old and new arrangements.

From 1 July 2027, negative gearing, which currently allows investors to reduce their taxable income by offsetting any investment property losses, will only apply to new builds.

Current property investments won’t be impacted by the changes, allowing owners to continue writing off losses until the property is sold.

Here’s what will be considered a new build under the changes.

Find a full breakdown on the changes (link in bio)

1.My Kids2.Paramedic3.Jesus Three most likely outcomes in the next couple of weeks who will meet me at the finish line.I...
20/06/2026

1.My Kids
2.Paramedic
3.Jesus

Three most likely outcomes in the next couple of weeks who will meet me at the finish line.

Ideally 1. Just hoping not 2 then 3 😂😂

While running rings around 60 year olds on the track I bumped into Medi who asked what I was training for,trying to catch my breath I laughed and said hyrox in a couple of weeks.
He said you can do it man, just get it done!

Medi was propably in his late 40s, ex sprinter and now a boxer with a prosthetic leg. I turned to him and said thank you brother for the inspiration.

The takeaway was that being able bodied is a gift and to be able to move freely.

It’s easy to focus on life’s problems until your health becomes one of them,then everything else seems smaller.

Big Congratulations to Ben and April on their new home!Nothing makes me prouder than to see another bronco’s fan win in ...
20/06/2026

Big Congratulations to Ben and April on their new home!

Nothing makes me prouder than to see another bronco’s fan win in life.

Every mortgage payment is a step toward owning an asset, not just occupying a space.

Thank you, GTB

If you are looking to purchase a home
📨DM me
📞0432 725 244
📩[email protected]
💻https://linktr.ee/georgethebroker

🏡 Picture this...You’ve finally found the perfect home. The location is great, the kitchen is amazing, and you’re alread...
20/06/2026

🏡 Picture this...

You’ve finally found the perfect home. The location is great, the kitchen is amazing, and you’re already planning where the couch will go.

Then someone hands you a stack of legal documents thicker than a Sunday newspaper. 😳

That’s where a conveyancer becomes your property superhero.

While you’re dreaming about moving day, they’re busy checking contracts, spotting legal red flags, talking to lenders, managing paperwork, and making sure settlement stays on track.

A missed form or deadline could cause major headaches, but a good conveyancer helps cut through the legal jargon and keeps everything moving smoothly.

Buying a home is exciting enough without trying to become a property lawyer overnight!

Thinking about buying, selling, or refinancing? I can help connect all the pieces of the puzzle and guide you through the process.

Send me a message today and let's make your property journey a whole lot easier.

Picture this…It’s 2040. You’re sitting in the backyard with a cold drink, enjoying the afternoon while your mate says, “...
17/06/2026

Picture this…

It’s 2040. You’re sitting in the backyard with a cold drink, enjoying the afternoon while your mate says, “You were lucky to buy that investment property.”

You laugh and reply, “Lucky? I remember stressing over paperwork, comparing loans, and wondering if I was making the right decision!”

That’s the funny thing about long-term investing. Years later, people see the shade. They forget someone had to plant the tree.

As Warren Buffett said, “Someone’s sitting in the shade today because someone planted a tree a long time ago.” The small decisions you make today could be the reason your future self is smiling tomorrow. 🌳🏡

16/06/2026

Reposted Australian-first laws in Victoria will require agents to publish a reserve price at least seven days before an auction.

16/06/2026

Meet Ruth Cross-Kwansing, the first Pacific Islander elected to the United Nations Commission on the Status of Women 🔥🔥

It's the principal global body dedicated to promoting women's rights and gender equality, setting international standards and frameworks for gender-related work around the world.

Listen to the full Pacific Beat interview: https://www.abc.net.au/pacific/programs/pacificbeat/ruth/106797722

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