George Tofa - Liberty

Directions Website Contact the business

George Tofa - Liberty Bridging the gap to home ownership
[email protected]
0432 725 244 I am a member of the FBAA as well as the CIO (Credit and Investments Ombudsman).

I have lived in Melbourne's west for over 20 years’ and i'm an active member of the local community. I love the diversity of the area, and I support the local Church and Polynesian businesses and groups. I have a passion for providing my customers with the personalized assistance they need to reach their financial goals. I offer home loans including investors, refinance and first home buyers as well as car Loans and SMSF loans. I'm committed to excellent customer service and achieving the best results for my customers. I pride myself on building long term relationships and ensuring a smooth and seamless loan process. I also hold a Certificate IV in Finance and Mortgage Broking. In my spare time I enjoy getting outdoors with my wife and spending time with family and friends. God Bless

“A first home starts with a dream, but it takes a plan to turn that dream into a set of keys.” 🏡🔑Meet the first-home buy...
14/10/2026

“A first home starts with a dream, but it takes a plan to turn that dream into a set of keys.” 🏡🔑

Meet the first-home buyer who started with a dream, a savings account, and absolutely no idea what a conveyancer was. 😂

It started with a casual scroll through property listings. Just looking, they said.

Three weeks later, they’d inspected 12 houses, fallen in love with a kitchen they couldn’t afford, and started measuring their couch for a living room they didn’t own yet.

Sound familiar?

But somewhere between saving the deposit, checking borrowing power, and trying to work out the difference between pre-approval and approval, that little dream started to feel possible.

Because buying your first home isn’t about having everything figured out from the start. It’s about having the hope to dream big and the wisdom to make a plan.

Dream of the keys. Plan for the repayments. And maybe stop mentally decorating houses you haven’t bought yet.

Thinking about your first home? George the Broker can help you work out where to start.

14/10/2026

Reposted What does the future of multigenerational living look like? For Anita, it meant designing a home where every generation could feel comfortable, connected and at home.

With accessibility, flexibility and long-term living in mind, the home was designed to support her parents, children and future needs, without compromising on character or connection to the outdoors.

Multigenerational living is one of the key themes explored in the James Hardie Modern Homes Forecast 2026, looking at how our homes are evolving to better support the way we live.

🏦 Australia’s Big 4 banks: you probably know them better than your neighbours! 😂Meet the big players in Australian banki...
13/10/2026

🏦 Australia’s Big 4 banks: you probably know them better than your neighbours! 😂

Meet the big players in Australian banking:

💛 Commonwealth Bank (CommBank)
🔴 Westpac
🔵 National Australia Bank (NAB)
❤️ ANZ

Australia’s banking industry holds around $5.9 trillion in assets. That’s a LOT of money — and the Big 4 make up a huge chunk of the action! 💰

But here’s the thing: just because a bank is big doesn’t mean it’s the best fit for you.

Whether you’re buying your first home, refinancing, or building an investment property portfolio, different lenders offer different rates, fees and loan features.

🏡 Broker tip: Don’t just stick with the bank you’ve always used. The right home loan could make a real difference to your wallet over time.

💬 Question: Are you Team CommBank, Westpac, NAB or ANZ? Or have you found a better deal elsewhere? Tell us below! 👇

13/10/2026

Reposted From Thursday, October 1, businesses will be banned from adding a surcharge to customers using electronic terminals to pay for goods on card networks including EFTPOS, Mastercard and Visa.

The cap on interchange fees paid by Australian businesses to banks for processing credit card fees will reduce from 0.8% to 0.3%, meaning businesses will pay lower fees but bank revenues will take a hit.

In preparation for these changes, the major Australian banks are increasing credit card fees, reducing reward program perks, and cutting back on travel insurance inclusions.

The surcharge ban is expected to save consumers about $1.6 billion and businesses $200 million in surcharge fees annually.

10 BIG CHANGES THAT COULD SHAPE AUSTRALIA’S PROPERTY FUTURE1️⃣ Millions more people 👥More people means greater demand fo...
12/10/2026

10 BIG CHANGES THAT COULD SHAPE AUSTRALIA’S PROPERTY FUTURE

1️⃣ Millions more people 👥
More people means greater demand for housing, transport, schools and essential services.

2️⃣ Australia is getting older 👴
An ageing population will increase demand for healthcare, aged care and homes suited to later life.

3️⃣ Millennials will reshape housing 🏡
As more Millennials raise families and buy homes, their needs will influence the types of properties in demand.

4️⃣ Gen Z will change the workplace 💻
New work habits and technology will influence where people work and which locations attract workers.

5️⃣ Households are getting smaller 🛋️
Smaller households could mean Australia needs more homes, even if population growth slows.

6️⃣ Migration will keep influencing demand 🌏
Migration will remain an important driver of population growth, workforce needs and housing demand, especially in major cities.

7️⃣ More people will cluster in major cities 🏙️
Jobs, infrastructure and housing supply will help determine which locations attract people.

8️⃣ The care economy will grow 🏥
Healthcare and aged care could create more jobs and support demand around medical precincts and suburban employment hubs.

9️⃣ AI will change how we work 🤖
Jobs and skills will evolve, potentially changing where people choose to live and work.

🔟 Climate risk will matter more 🌦️
Insurance costs, flood and fire risks, and resilient infrastructure could increasingly influence property values and ownership costs.

💡 HERE’S WHERE YOUR MORTGAGE BROKER COMES IN.

Knowing where the property market might be heading is one thing. Making sure your finances are ready is another.

Before buying your first home, purchasing an investment property or refinancing, look beyond the interest rate.

The goal isn't simply to buy property. It's to make a decision you can afford and feel confident about for years to come. 🏡

👇 Thinking about buying, investing or refinancing? Start with your finance before you start house hunting. DM me today.

🏡 Good property investments aren’t built overnight! 😉Like Leo Tolstoy said, “Everything comes in time to him who knows h...
12/10/2026

🏡 Good property investments aren’t built overnight! 😉

Like Leo Tolstoy said, “Everything comes in time to him who knows how to wait.”

Property investing is a marathon, not a sprint! 🏃‍♂️ Do your research, make smart choices, and give your investment time to grow. Your future self might just thank you! 📈

Mr & Mrs Chang From the flower kids walking down the aisle to the taualuga (final dance) It was just smiles, laughs, few...
11/10/2026

Mr & Mrs Chang

From the flower kids walking down the aisle to the taualuga (final dance)

It was just smiles, laughs, few tears and so much love in the atmosphere.

Rooted in culture, strengthened by family and united through marriage.

Congratulations fams ❣️

🏡 Your rent went up… but did your pay rise too? 😅You open your rental notice, see the new weekly rent and suddenly start...
11/10/2026

🏡 Your rent went up… but did your pay rise too? 😅

You open your rental notice, see the new weekly rent and suddenly start wondering if two-minute noodles count as a balanced diet.

But before you start packing boxes, here’s what you should know.

📅 Most states and territories limit rent increases to once every 12 months, while the NT generally allows them every six months.

📈 Landlords can usually increase rent based on market conditions, but they must follow the rules.

⚖️ Think the increase is too high? You may be able to challenge it through your state or territory’s relevant tribunal or authority.

🏡 Here’s where your mortgage broker comes in. If rising rent is making you think about buying your first home, let’s look at your borrowing power, deposit and potential repayments. You might be closer to owning your own place than you think!

💬 Wondering if you’re ready to buy instead of rent? DM me and let’s explore your options.

10/10/2026

Reposted We checked out the most expensive home for sale in South Yarra right now. 👀
📍 53-57 Park Street, South Yarra, Vic 3141

Address

Morris Road
Truganina, VIC
3029

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 10am - 5pm
Saturday 9am - 1pm

Website

Alerts

Be the first to know and let us send you an email when George Tofa - Liberty posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to George Tofa - Liberty:

Shortcuts

Share

Category