Lending Gurus

02/11/2026

🏡 The home feature over 8 in 10 buyers look for 🏡⁣
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Is it a pool? Is it off-street parking? Is it a home office? Nope. ❌⁣
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85% of home buyers would prefer a home with renewable technology installed, according to Great Southern Bank research. ⁣
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We’re talking about energy-efficient appliances, solar panels and battery storage. ☀️⁣
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Call us for funding options to ‘green ‘ your home. 👇⁣
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To find out more, DM or contact Lending Gurus on:

☎️ – 0483 211 735
💻 – [email protected]

04/09/2026

22/05/2026

Get in touch and we can run you through your options. 👇⁣
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To find out more, DM us or contact Lending Gurus on:
☎️ – 0483 211 735
💻 – [email protected]

30/07/2025

👍 The pros and cons of interest-only home loans 👎⁣
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You may have seen that one lender recently launched a 10-year interest-only home loan for eligible borrowers.⁣
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So what's that all about? 🤔⁣
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Paying interest-only could lower your monthly repayments. So it can be handy if your budget is tight. 👍⁣
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The catch is that you don’t make inroads into the loan balance during that time.⁣
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You could even end up paying more in interest over the life of the loan compared to principal and interest repayments.⁣
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But if property values go up over the loan term, potentially so does your equity in the property (but vice versa if values go down!).⁣
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Not sure which way to go?⁣
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Get in touch and we can run you through your options. 👇⁣
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To find out more, DM us or contact Lending Gurus on:

☎️ – 0483 211 735
💻 – [email protected]

28/07/2025

🤔 Could your credit card impact your home-buying plans? 🤔⁣
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Your credit card may be small in size. ⁣
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But it could still have a big impact on your home buying plans if you have one, or multiple, credit cards with a high credit limit.⁣
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That's because when lenders assess your borrowing power they tend to look at your credit card limit – not the current card balance.⁣
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The bigger the credit limit, the bigger the potential impact on the amount that you can borrow. 😅⁣
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And that applies for each credit card you or your partner have open - even if the amount you owe is $0.⁣
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So what could you do? 🧐⁣
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Well, if you’re not planning to use your card’s full limit, you could consider lowering it (or even closing the account completely).⁣
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This could increase your borrowing power and potentially get you over the line for the home loan of your choice. 👍⁣
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To find out more, DM us or contact Lending Gurus on:

☎️ – 0483 211 735
💻 – [email protected]

23/07/2025

😮 The average Australian home now costs $1 million 😮⁣
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The average home price nationally has passed the $1 million mark for the first time, according to ABS statistics.⁣
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A big driver of the recent price growth is the latest rate cuts – plus expectations of more to come, according to CoreLogic.⁣
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And it may not end there. ⁣
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Experts at PropTrack say tight housing supply and population growth could push prices higher. 📈⁣
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And they add that some buyers have accelerated their purchase decisions as a result.⁣
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That’s because buying today could mean paying less compared to holding out and waiting to see if prices fall (and then end up not doing so).⁣
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Talk to us to find out if you've got the borrowing power for your next (or first) home purchase. 💪⁣
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To find out more, DM us or contact Lending Gurus on:

☎️ – 0483 211 735
💻 – [email protected]

21/07/2025

📈 What’s behind the recent surge in property investors? 📈⁣
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New investor loans are close to highs not seen in nearly a decade, according to PropTrack.⁣
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Rents are rising and are expected to keep growing. ⁣
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Prospects for capital gains are positive, too. 🏡⁣
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A NAB survey shows property values are expected to rise 2.3% nationally over the next year.⁣
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That’s followed by expected gains of 3.1% the year after.⁣
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Add in the prospect of further rate cuts in 2025, and that's a lot for investors to look forward to.⁣
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Not sure if you're ready to become a property investor?⁣
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Call us today and we'll help you crunch the numbers. 👇⁣
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To find out more, DM us or contact Lending Gurus on:

☎️ – 0483 211 735
💻 – [email protected]

16/07/2025

🏡 Home owners opt to leave repayment amounts unchanged after rate cut 🏡⁣
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Here's an interesting stat that caught our eye.⁣
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The Commonwealth Bank (which accounts for 1 in 4 Australian home loans) says only 14% of its variable rate customers reduced their minimum monthly repayment amount following the February 2025 rate cut.⁣
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The majority simply stayed with their old repayment amount. 🧐⁣
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Sure, these stats are from just one lender. And other lenders automatically decrease your minimum monthly repayment amount in line with their rate cuts.⁣
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But if your finances can handle it, leaving your repayment amount unchanged following a rate cut could be one way to pay more off your loan each month. 👍⁣
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Over time, those additional payments can have a decent impact on the total amount of interest you pay over the life of your loan, and help you pay off your loan sooner.⁣
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Call us to know how much you could save by leaving your repayments on hold when rates fall. 👇⁣
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To find out more, DM us or contact Lending Gurus on:

☎️ – 0483 211 735
💻 – [email protected]

14/07/2025

🏚️ 4 in 5 homeowners are apparently skipping home maintenance 🏚️⁣
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They say home is where the heart is, but it seems many aren't putting their heart into their home. ⁣
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84% of homeowners are falling behind on their home maintenance, according to Allianz. 😮⁣
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Here are 3 key areas they recommend home owners focus on:⁣
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1. Regularly check flexi hoses to avoid water damage.⁣
2. Clear debris from your roof and gutters to prevent drainage issues⁣
3. Check the bathroom for signs of leaks.⁣
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Short on funds to carry out maintenance?⁣
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Your home equity could be one potential source. Get in touch to find out whether it could help keep your home in shape. 👇⁣
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To find out more, DM us or contact Lending Gurus on:

☎️ – 0483 211 735
💻 – [email protected]

09/07/2025

🏠 Home lending jumps as first home buyers return 🏠⁣
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First home buyers are making a welcome return to the property market, with NAB reporting a 16% jump in lending to first home buyers since February.⁣
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There are several reasons why more people are bringing forward their plans to buy.⁣
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Interest rates are being tipped by many economists to fall further. 📉⁣
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CoreLogic says more homes have also come onto the market, and prices are expected to keep rising. 📈⁣
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Add in the 5% deposit Home Guarantee Scheme, and the stars may have aligned for many first home buyers.⁣
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Get in touch to see if the time is right for you to buy a place of your own. 👇⁣
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To find out more, DM us or contact Lending Gurus on:

☎️ – 0483 211 735
💻 – [email protected]