Masako Korai: Buyers Choice

01/10/2025

🏠5% deposit scheme for all first home buyers kicks in today! Let's turn your Australian dream home into a reality - I'm here to support you🔥💪

25/08/2025

ファーストホームバイヤーの方へ速報！📣🔥🔥

2025年10月1日より、オーストラリア政府はオーストラリアで初めて住宅を購入する全ての方に対し、わずか5%の頭金で住宅を購入でき、モーゲージ保険（LMI）を免除すると発表を致しました。
今まであった所得制限や人数制限も無くなり、オーストラリア永住権/市民権を持っている全てのファーストホームバイヤーの方が対象となります🤩💸💸

つまり、以下のことが可能になります。
✅ 20%の頭金を貯める代わりに、5～10年早く住宅を購入できる
✅ LMIの保険料、2万5千ドル～4万ドルが節約できる
✅ 節約した金額を家賃の代わりにローンに直接充当できる

📍 例：
• シドニーでは、100万ドルの住宅を購入するのに必要な頭金はわずか5万ドル
• ブリスベンでは、80万ドルの住宅を購入するのに必要な頭金はわずか4万ドル
• メルボルンでは、60万ドルの住宅購入に必要な頭金はたったの3万ドル

💡 家賃の支払いで十分な頭金がなかなか貯められない若い世代にとって、これは大きな転換点となります。

👉 この政策で、オーストラリア🇦🇺でのマイホーム購入の夢がさらに近づくと思いますか？！

ローンのプランニングから、家を建てるための土地探し、住宅探しまで、幅広くサポートいたしております。ファーストホームバイヤーの方は”オーストラリアに家を持とう”のFacebookコラム（有料級の情報が盛りだくさん）も参考にオーストラリアに家を持とうとうとう持とう/

お問い合わせ
📧 [email protected]
📲 0406657429

BREAKING NEWS FOR FIRST HOME BUYERS!🔥🔥🔥

From 1 October 2025, the Australian Government is giving all Australian first home buyers the chance to enter the market with just a 5% deposit and avoid Lenders Mortgage Insurance (LMI). NO income limits, unlimited places, and no LMI 🤩💸💸

It means that you can:
✅ Buy a house 5–10 years earlier instead of waiting for a 20% down payment
✅ Save from $25,000 – $40,000 LMI coverage
✅ The savings can be paid directly into the loan instead of paying rent

📍 Example:
• In Sydney, only $50K deposit required for a $1M home.
• In Brisbane, only $40K deposit required for a $800K home.
• In Melbourne, only $30K deposit required for a $600K home

💡 This is a major turning point for a generation of young Australians caught in a vortex of paying rent while waiting for enough deposits.

Government expects first-time home buyers to avoid $1.5 billion in LMI costs, and tens of thousands more families will own their first homes 🏡✨

👉 What do you think, with this policy, your dream of buying a home is closer?!

We are supporting you from loan planning, consulting on finding land to build a house or finding a house in the right area that grow!

Contact
📧 [email protected]
📲 0406657429

Housing Australia welcomes the Australian Government’s expansion of the Home Guarantee Scheme (Scheme) with unlimited places and increased property price caps to help more Australians to buy their first home, sooner.

12/08/2025

Welcome news for home owners and new borrowers! Lower rate means more borriwing capacity💸 If you would like to know your borrowing capacity, please feel free to reach out🏠
https://www.facebook.com/share/19iagfyCVC/?mibextid=wwXIfr

At its meeting today, the Board decided to lower the cash rate target by 25 basis points to 3.60 per cent.

Read the full statement here: https://ow.ly/4Nnt50WEjNT

20/05/2025

Fantastic news - The Reserve Bank of Australia has decided to, once again, cut the cash rate, this time to 3.85%🙌

The Reserve Bank of Australia has once more cut the official cash rate, cementing the central bank’s stated goal to reduce inflation in the economy while maintaining stable employment.

18/02/2025

🚨 The Reserve Bank of Australia has announced their latest update 🚨

The cash rate has been decreased by .25 basis points, making the official cash rate 4.10%.

Great news for borrowers! If you're considering refinancing or securing a new home loan, now might be the perfect time to explore your options. Reach out to us today to discuss how this change could benefit you! 📞

08/11/2024

💹 Keeping an eye on Aussie home values can reveal big opportunities. In October, national property values rose by an average of 0.3%, and tracking these changes city-by-city gives valuable insight for buyers, investors, and homeowners alike. Here’s a snapshot of each capital city:

• Sydney: -0.1%
• Melbourne: -0.2%
• Brisbane: 0.7%
• Adelaide: 1.1%
• Perth: 1.4%
• Hobart: 0.8%
• Darwin: -1.0%
• Canberra: -0.3%

There are more new listings than property sales in Melbourne and it is definitely a buyers’ market but this could improve next year when rate cuts occur🤔

Whether you’re buying, investing, or keeping tabs on your area, reach out to discuss how these shifts impact you! 📞

28/09/2024

🏆 It’s time to kick goals, on and off the field!

Whether you're backing your team in today's game or aiming to score big with your finances, your local mortgage broker is here to help you win.

Get in touch today – securing your dream home is the ultimate game changer! 🏡

10/09/2024

🌸 Spring Buying Checklist 🌸

With more properties hitting the market as the days get brighter, it's crucial to be prepared. Here’s your checklist to ensure you're ready for the selling season:

1. Budget Check: Is your budget in order? Know what you can comfortably afford before you start house hunting.

2. Savings Schedule: Are you regularly saving to show lenders you can handle mortgage repayments?

3. Deposit Ready: Do you have a deposit saved?

4. Pre-Approval in Writing: Have you secured your pre-approval? It’s essential in today’s market.

5. Understand Conditions: Are you familiar with the conditions of home loans and the difference between fixed and variable rates?

Let’s make this spring your season to secure that dream home! 🏡

20/08/2024

Look, it’s understandable to be stressed about your mortgage in the current economic climate.

Our message is simple: we're here for you.

Don't hesitate to reach out—if we can help you save on repayments and reduce your mortgage stress, we will.

Reach out today for a chat about how we can assist!