Gillard Finance Brokers

Gillard Finance Brokers Sean focuses on structuring the right finance to suit each client’s goals.

With over 20 years of lending experience, Sean Gillard specialises in complex finance solutions tailored to business owners, professionals and high-net-worth clients.

Are you paying a “loyalty tax” on your home loan?It turns out loyalty doesn’t always pay, especially when it comes to th...
03/09/2026

Are you paying a “loyalty tax” on your home loan?

It turns out loyalty doesn’t always pay, especially when it comes to the big banks.

Some existing customers can end up paying up to 0.48% more than new customers for their mortgage. That might not sound like much, but over the life of a home loan, even a small difference in interest can add up to tens of thousands of dollars.

So, when was the last time you checked what you’re actually paying?

At Gillard Finance Brokers, we can help you compare your current loan with what’s available in the market and see whether you could be getting a better deal.

Don’t let your loyalty cost you, book a no obligation rate review today.

27/08/2026

This article from The Adviser really demonstrates the level of choices being made available. Increased choices also mean increased competition which means better outcomes for our client's finance requirements.

My client had a home loan they were genuinely happy with. But after reviewing the wider market, I wondered if they could...
26/08/2026

My client had a home loan they were genuinely happy with. But after reviewing the wider market, I wondered if they could be doing better.

Did you know lenders often reserve their sharpest rates for new customers? Leaving loyal customers like yourself drifting onto higher rates.

So, I approached their existing lender directly and put forward the case for a sharper rate. The discount was locked in within minutes after one phone call.

Client outcome:
- 0.15% p.a. cut from their home loan interest rate with the same lender.
- $36,000 saved over the remaining term of their loan.

No refinancing. No switching lenders. No paperwork marathon.

Book a free, no-obligation review and find out if your home loan could be working harder too.

https://gillardfinancebrokers.com.au/

Review your SMSF Lending position is absolutely one of the best investments you can make. I would love to be inundated w...
26/08/2026

Review your SMSF Lending position is absolutely one of the best investments you can make. I would love to be inundated with SMSF Lending reviews if this is the type of savings we can generate

25/08/2026

Each year the Ward 2 Councillors for the City of Newcastle, sit down with the Adamstown Business Group (ABG) to talk about what is happening, what is planned and what should be happening.

16/08/2026

Travelling to work earlier this morning and Saint Lou Soul by Slick Krugers came up on my Spotify playlist. Cracking song to start the 2nd best day of the week. Best wishes for a cracking Monday.

Cost of living biting? Put the equity you already own to work.If you're a homeowner carrying card or personal-loan debt,...
28/06/2026

Cost of living biting?

Put the equity you already own to work.

If you're a homeowner carrying card or personal-loan debt, a separate equity loan at a home-loan rate may be the key to one lower repayment. Why pay 14-21% interest, when you could be paying 6%?

A quick review with Gillard Finance Brokers shows what you could free up — no obligation.

Not sure what the difference is between one broker and another?Give Sean a call.Within a few minutes, you’ll understand ...
23/06/2026

Not sure what the difference is between one broker and another?

Give Sean a call.

Within a few minutes, you’ll understand why the right broker can make all the difference.

The recent Budget announcements have created a lot of enquiries regarding finance strategies. We have put together this ...
29/05/2026

The recent Budget announcements have created a lot of enquiries regarding finance strategies. We have put together this Map so that you can work your way through the aspects that are relevant to your position. We are looking forward to hearing from you if you have any queries or need advice.

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Adamstown
Newcastle, NSW
2289

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