Ben Robinson - Finance Broker - Flint

08/06/2026

4x properties in 18-months

Here’s how we did it:
🏡 INV AirBnB
🏠 PPR Acquisition
🏭 SPV Commercial Acquisition
🏬 SMSF Commercial Acquisition

04/06/2026

My new sport of choice

I’ve always been a runner and this is something that’s been a good challenge over the last few years.

But heck running is hard in the body.

I’ve always battled shin splints and now an Achilles injury. Still painful to walk, can’t run but can get on the bike and do 150-200km each week.

Haven’t been on the bike for a few years but loving being back.

It also helps we have a solid group that’s committed to the push every morning at 5am sharp.

I’m calling it: Cycling is the new running!

Ps - yes I agree with you, Cyclists suck on the road. BUT get involved and deal with it

04/06/2026

All business owners need a broker

Why?

✅ Placement and presentation of lending to the right lender
✅ Conduit between your advisory team
✅ Asset, Business, Resi, SMSF and Commercial lending can all go to different lenders
✅ Knowledge of Business Structure
✅ Product knowledge across all lenders

03/06/2026

Saving disasters

A client about to buy a commercial property in their personal name…

Who is advising this??

This could be the single most limiting thing for your property investment journey.

Why?
- Residential bank assessors don't like commercial property and they see as “high risk”

- Reduced borrowing/ shading of rental income

- Higher net rental income means before long, this will be pumping income into your personal name with no scope to divert this elsewhere for taxation purposes

- Land tax planning. Each individual and entity has its own threshold. These vary from state to state.

- Risk and liability. Your lawyer can talk you through this

I'm not sure who was stress testing this deal but I find it exceptionally frustrating to see.

Not enough people are looking two steps ahead when they're buying property.

02/06/2026

Lending is tightening

It's becoming harder to use the same strategy that has worked for many property investors over the
previous years.

Fewer lenders are doing SPV lending in the residential property space.

Lenders keep tightening their policy around what is needed to exclude SPV debts from servicing.

Many lenders are wanting to work off a group service approach.

When you take out a loan in a company or corporate trust structure, there is still a credit inquiry left on your credit report.

Lenders are conscious of this, and are now forming policies around the number of acceptable guarantor enquires.

Accountants are under a lot of pressure to provide letters for entities that aren't trading profitably.

The lending landscape is changing and will continue to do so.

Asset selection and ownership has never been more important.

02/06/2026

Apartments as investments

Yes or No?

Be mindful of:
❗️Location density (current & future)
❗️Strata/Body corp costs
❗️Uniqueness of Asset
❗️Tenant Appeal
❗️Value add potential

01/06/2026

Do new builds even make sense?

For , the Federal Budget has thrown a spanner in the works.

For those buying property in personal name and hoping to derive a benefit, this is only achievable if you invest in a brand new asset.

The biggest issue here is that a lot of them don't make sense.

The cost to buy vacant land and build a house in most instances simply costs too much more than buying an established asset.

Many existing are trading well below their replacement cost.

Don't get me wrong. have a number of benefits (negative gearing, depreciation, builders warranty, tenant appeal).

However the pricing disparity between new and established assets is too large to make new builds to make sense.

01/06/2026

Property investment is a game of finance

This game is getting harder to play

Every move needs to be measured and mapped to keep your portfolio growing.

Reds and I sat down last week to discuss this in detail

Jump on to check it out

👉 Work with BEN ROBINSON directly: https://meetings.hubspot.com/ben...

29/05/2026

Flipping property is making a resurgence

This is where a client purchases a property, moves in, and renovates and improves over time.

Most of our clients that successfully flip property do it over a two- to three-year period.

BENEFITS:
1. Less Appeal: Buying a property that less people are interested in

2. Manufacturing Equity: Improving, extending, adding value to the asset over time with a strict budget pre-planned

3. Single Asset: Most live in the property while renovating (not paying rent and another mortgage)

4. Capital Gains Tax: PPOR property are exempt

Doing this over 2-3 years allows the market to build confidence.

The value of the property increases with your improvements, along with the underlying land value as part of market growth.

This strategy was not impacted by the proposed tax changes in the recent Federal Budget.

28/05/2026

Many investors don’t even know the answer!

Issues with cross-security:
❌ Limitations on equity being release
❌ Over-complication
❌ LVR restrictions applied across properties
❌ Loan structure
❌ Refinance & Lender policy

The worst thing I see: cross-secured commercial properties…