Active Finance Newcastle

Active Finance Newcastle We know the finance industry can be overwhelming and complex. Why waste your own time - leave it to the experts. Why wait?
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With over 50 years experience in the industry, we know how to get results. We are committed to finding you the best solution possible for all your personal and business lending needs. Get in touch today and achieve your goals sooner! Please note: Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product. Active Finance Australia (CRN 486370) and our Brokers are authorised under Australian Credit Licence 389328.

Planning an EOFY purchase? We can structure asset finance to support the purchase whilst assisting with business and/or ...
02/06/2026

Planning an EOFY purchase? We can structure asset finance to support the purchase whilst assisting with business and/or personal cashflow.

Our commercial team specialises in asset finance across the full range, from personal and business cars through to trucks, forklifts, bulldozers and other specialised commercial equipment.

If you're looking at purchasing an asset this EOFY, please get in touch with our team!

22/05/2026

Lets talk the home loan basics 🌟🌟

1) Standard Variable (package) loan
- Usually includes an offset account
- Often comes with an annual fee
- Best if you keep savings in offset and the interest saved is worth more than the fee
2) Basic Variable loan
- Usually no annual fee
- Often has redraw (but no offset)
- Great if you want no fluff, don’t need a transactional offset, and plan to make extra repayments
3) Fixed rate loan
Your rate is locked in for 1–5 years
Good for repayment certainty
Pricing changes daily and varies between lenders (and fixed loans can come with less flexibility)
If you’re not sure what suits your situation, message us — we’ll help you compare options based on your goals

Just some of the scenarios we have been assisting our clients with in the month of May: • Upgrading the family home usin...
21/05/2026

Just some of the scenarios we have been assisting our clients with in the month of May:

• Upgrading the family home using a bridging loan
• First home buyers securing pre-approvals
• Refinancing investment properties for better terms
• Purchasing a business
• Buying property through an SMSF
• Restructuring commercial debt to improve business cashflow
• Funding new equipment to support growth and operations

With experience across a wide range of lending solutions, we’re here to support you at every stage, both personally and in your business.

If any of these are on your radar for the next 6–12 months, reach out to the team for a chat, we would be happy to assist.

18/05/2026

Attention First Home Buyers!! 🏡

There are a number of government schemes available that may help you get into the property market sooner.

Depending on the purchase price and your eligibility, you may be able to:
- Purchase with as little as a 5% deposit
- Avoid paying Lenders Mortgage Insurance (LMI)
- Receive reduced or even no stamp duty as a first home buyer

When we assist with your pre-approval, we will also assess which schemes you may qualify for and manage the process on your behalf.

Another common question we get asked is: what counts as genuine savings?

Examples can include:
1. Rental ledger/history — consistent rental repayments can sometimes be used as genuine savings
2. Gifted funds — generally need to be held in your account for at least 3 months
3. Savings accumulated and held in your bank account over time

If you’re thinking about purchasing your first home and want to understand your options, send us a message or reach out to the team!

15/05/2026

Get to know the team at Active Finance 🌟

Happy Mother’s Day from all of us at Active Finance 💐Today we celebrate the mums who do it all: raising kids, running ho...
09/05/2026

Happy Mother’s Day from all of us at Active Finance 💐

Today we celebrate the mums who do it all: raising kids, running households, building careers and owning businesses.

To the mums in our community and the clients we work with, we see the effort you put in every day, and we hope you get a well-earned break this weekend.

Wishing you a beautiful day filled with appreciation (and hopefully a wine too). 💛

Cashflow pressure is real, and Payday Super is another moving part for SMEs from 1 July 2026.If you feel like you're con...
07/05/2026

Cashflow pressure is real, and Payday Super is another moving part for SMEs from 1 July 2026.

If you feel like you're constantly waiting on invoices to land whilst wages, suppliers and super are due, it might be time to review your cashflow strategy and funding setup to ensure you are correctly supported.

Please reach out to discuss your options.

04/05/2026

ABOUT US ⭐️ ✨there is a lot more to us than just our job, so here is a sneak peek into our lives!

This week, Mark attended the Red Shield Appeal in Newcastle — a fantastic event raising vital support for locals doing i...
01/05/2026

This week, Mark attended the Red Shield Appeal in Newcastle — a fantastic event raising vital support for locals doing it tough. It was also great to see NSW Premier Chris Minns there backing such an important cause.

Address

18 Bolton Street
Newcastle, NSW
2300

Telephone

+61240672173

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